Just changed employers. Previous employer uses Fidelity for 401k and new one uses Vanguard. Are there are distinct pros and cons of rolling over into the Vanguard 401k vs transferring to an IRA account?
My income is $6 away from the next tax bracket(32%). Any ideas on how to lower my taxable income? Last year, my additional source of income(cd accts, robinhood) net out to be 8k. So i know this will take me over to the next tax bracket. Currently, I do put 6k in ira, 3500 in hsa, do roth contribution 14% towards my 401k. Also, pay ~30k/year tuition for my grad schooI(dont think this helps lowering my tax?) anything that I am missing to lower my taxable income? What else do you do?
I saw a Harvard? study circa 2013ish that said effectively “be most conservative when you retire and get more aggressive as you age”. But can’t find it now. Anyone seen this and know where to find it?
500k at 31 which is great but I still feel like I’ll never be able to afford a house in my area (~1M). My money is pretty much 50% 401k 50% investments.
In mid 40s, recommendation to have 401k portfolio. I have vanguard with only 155k as I started 401k few years back..
I’m changing jobs and near my 401k limit in my current plan. How do I limit contributions with my new employer while still maximizing the match?
I'm 25M with about 2k monthly savings after discounting all expenses and 401k. Any advice on how to invest 1.5k every month considering I would need $500 for food and other expenses.
How would you prioritize the following? 100% match 401K up to 6% of salary Traditional IRA Roth IRA HSA ESPP, 15% discount, max contribution 10% of salary Other
Any recommendations for good Personal Finance help books (investing, 401k, passive income) for beginners? Thank you in advance!!
I’m 26 and I work at an RIA doing reporting but I’ve always wanted to work in investment banking. I have way too much in student debt ($150k) to go back to graduate school to try and get an investment banking internship. I don’t have my CFA but I would like to get it. Is it too late for me to break into the industry without prior ibanking experience? Should I retire that dream? Or is grad school the only way to get in?
Is there anyone from Gartner who can tell what they think about the benefits. How many days pto, what is the 401k like?, healthcare etc? Any idea how many days PTO dies an associate partner get?
Hi! I’m 30, own a home, 50k in 401k & 25k in Roth, no other savings. Roth has a ROR of 2%. Should I leave $ in Roth? Reinvest in a diff acct? Grow it until I can buy an investment property?
Personal finance question - where should my money go first? 401k - half the limit Mortgage - 2.8% 3 months expense cash - want at least 8 Buy a car - lease is ending Furnish empty house
Thoughts on Indexed Universal Life Insurance as an investment vehicle? I hear the pros and cons from the sellers of this, whom I understand gain heavy commissions. But wanted to get thoughts from investors and if this isn't a good vehicle, what alternative investment vehicles do you suggest (outside of stocks, Roth, 401k, and real estate)? Looking to diversify my portfolio. I'm 43, married, income 600k combined, and we have 2 properties worth 3m and investment accounts worth ~2-3m. Thanks!
Deloitters; is pension vesting tracked by your start date or a certain time of year? And is an all or nothing vest? I might be leavening barely a month from my 3 year vesting mark.
Hi! I have a few questions on the backdoor Roth in which I’ve done a bit of research online. When it comes tax time, will my 401k vendor (Merrill) give me the correct documents? I’ve just used turbo tax in the past but am worried of any documents I may be missing to adjust any tax. Also- when does the pro-rata rule come into play? I’m just nervous in the entire process as this is my first year doing this. TIA!!
Just turned 50 and allocated about 10% in my 401k to a long term bond fund which is already down 3% this year . I am not a fan of bonds especially with the current rate environment. Any suggestions instead of bonds to protect principal . Money market ? Target date fund ?
How is everyone handling the closure of Roth conversions and Mega Backdoor Roth IRA? Does this render After tax 401k useless?
For people here making less than 100K who max out their 401K / HSA, can I have a conversation with you about your taxes paid ? Is it significantly less or is your take home significantly less ? Trying to assess the financial impact to my take home if I max out my 401K. Ty!
So this might be a better place to post this and ask this question: Uncle D has announced explicitly that most people won’t get a pay raise & bonus this year except for those promoted and high performers. Amid this crisis, are companies including other big 3, MBB, FAANG, boutique consulting firms still giving high raises and issue stocks? Can you share the impact from your firm?
What should be the next certification that I should get? I have the CFE. I’m targeting the CFCS and the ACAMS as the next ones that I should get. Any thoughts on which one I should get 1st? Pros/Cons
My last day at my current job is Wednesday and I’m not starting my new job until 10/4. My health insurance ends on midnight Wednesday. What should I do for those 10 days in between? Seems ridiculous to pay for COBRA for only 10 days.
What kind of hours are you putting in on your current project? What's the industry? (E.g. Tech, in at 7:30AM, leave at 7PM, back online at 10PM)
One of the best parts of wfh for me is just getting more sleep in the morning. I’m really really really not a morning person. Get to wake up at least a full hour later most days and am far less rushed/have less to do before I start up work. Getting anxiety thinking about return to office and 630am alarms :(
Does anyone have any information about the Product Lead roles at Google? I’d love to understand what ladder + team it is in within Google, the TC for someone with 8 YOE in SF/NY, potential exit opportunities. I’m interested in applying but other companies don’t have similar roles so I don’t think I have a good handle on it. Google
What is the expected range for comp at L7 ? Have an offer and want to make sure what to expect in terms of negotiation.
Has anyone received/know of a HireVue request from Accenture (Federal) with the title "Introduce Yourself" under the Job Title portion? Nearly a month ago I applied to a role (with a referral) and around six months ago I had applied to another role, which is why I was curious on which role this would be in reference to. I'm also just wondering if this is a "serious" screening interview or something HR uses to keep on file (just so I can prepare accordingly). Thanks!
What does Deloitte promo from senior to manager in tax look like? At EY we get $5k bonus and 7.5% for promo (separate from merit/market).
I just finished my last round of interviews for Consultant role at Slalom. I live in a metropolitan area and have 5+ years of non-traditional experience but with skill sets they really need. What base pay should I expect/is fair? Also did anyone negotiate full-time remote? Slalom Consulting
Deloitte S&A comp for SA with 5 years of exp?
Hello Friends, I have 2 questions please help to clarify. I am joining in CTS on September last week so when i will be considered for appraisal ? And also for variable compensation I will get in this March right? For this we don't need to wait for a year I guess.
Hello everyone. I have on offer of $165k with Deloitte as a Manager in the Oracle practice. How is the work for Managers and how is the bonus determined?
I'm looking for thoughts around training (classroom and self paced) offered by your firm. How important is it to you. Do u really have time to take the training. Just curious
On the Bloomberg Article about Faster Promotion/Pay Raises: Who at MS is trying to get your boy a job?! 😂
In the interview process for 2 companies. Having a really hard time staying motivated in my current job. I’m feeling so impatient. And want to exit so bad. How do I handle this?
If I want to jump to strat consulting, Corp strat, or top MBA from tech consulting, does a strategy rotation program sound like a good idea or is it a step backward? Currently senior analyst (cont)
Does IHG do a status match with either bonvoy, Hyatt or Hilton? Any contact or link I can request on
Manager after 3 years at Accenture Strategy, which I joined out of Uni. Which title am I likely to get if transitioning at MBB?
Has any special education teacher left the classroom to go into admin work? Did you miss working one-to-one with the kids daily?
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