If you went above 50k over asking price on a house.. they come back asking you to 1. Waive appraisal and 2. Waive Cosmetic Home Inspection, do you do it? Yes or no?

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Your bank will not allow you to waive appraisal, that’s absurd unless you’re paying cash.

What is a cosmetic home inspection? Do not waive home inspection in general, you have a competitive offer.

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I was being funny daaaaamn

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For me would depend on how much I want the house and if it’s a buyers or sellers market

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Definitely sellers market rn lol

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Are you buying this house in cash? If not, your lender is going to require an appraisal and an inspection. Also, the homeowner knows the house won't appraise for that much so you have to ask yourself if you're ok overpaying. I know it's a seller's market right now, but I personally would pass, especially because they don't want an inspection. That is shady.

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No

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I’d pick to waive appraisal over home inspection

Hell no.

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