If you were inheriting a large-ish portfolio within the next month ($500k-1m), would you have them liquidate and take cash or take the equities? Heavy on financial services, pharma, utilities, and o&g

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

I’m fixing taxes for 3 states, should I get help from an agent or use one of the tax softwares like turbo tax or sprintax?

Looking for suggestions for buying a 300k home in chicago. Single and no family yet,
should I do a rental allowed building in downtown or house/ townhome in one of suburbs?

Anyone buying ZCL? Incredible run so far! Overall market sentiment is negative. Do you guys think it will have some correction?

Rents in Atlanta seem absurdly high compared to last year. Hoping to live in a 1 bed apartment in midtown but not seeing anything decent under $2300. Any suggestions? Hoping to spend $2k or less if possible.

Is it correct that less pf or 1800 pf has more tax?

Is there a legal way for an international student in the US to earn money on the side?

How do y'all budget on how much it should cost to furnish a new home / townhome from scratch? I have a 3bed, 3 bath about 1,600 sq ft. Trying to not break the bank and set a realistic budget.

Folks, we recently went to a new construction showing by appointment and it completely slipped my mind to let the showing agent know beforehand that I have a realtor. We like the house but now the selling agent is saying the NJ law doesn’t allow us to work with our realtor but with this him. Ofcourse this guy will have his vested interest in selling the house. What are my options in this case? NJ market

Anyone have experience buying & renting out properties? Freshly out of school and want to find some passive income. Living at home for a year so I should be able to save up for a sizeable down payment.

Why are rents in FiDi in NYC lower than other parts of Manhattan?

When do we start buying the dip?

My India team told me that the savings accounts at the state bank of India gives like 10% return. 😱. Asked a million questions since that’s really hard to believe. Has anyone done this?

Moving from a miserable IB job for a small pay cut, but I can now actively trade without compliance giving me trouble. After rent & taxes, I’ve got about 10k per month to save; what’s the best asset allocation / distribution for a 24 year old who has a longish horizon and average risk tolerance?

Need insights on car buying strategies ! How to negotiate a fair price? And avoid rookie mistakes. Any tips would be greatly appreciated.

Will have a kid soon. Are 529s a good investment or better put that money in something else like ETFs? Has anybody done something else other than 529s. Would love to get some perspective. State offers tax savings

Anyone made the transition from NYC to Austin?

I find myself asking why I am in NYC when everything is so damn expensive. Making good money, but limited on savings and quality of life due to the HCOL. Or recs for other cities for that matter.

Really looking for some feedback here. Our first home we bought at 275k, currently could sell for 450k. Lived in the home for two years, so if we sold we would exclude any gain. So let’s say after fees, we’re looking at 200k of cash flow to us. We buy another home for 500k, 20% down or so = 100k. Then let’s say we want to get an investment property for 400k, at 20% down = 80k. Now we have a residence with 20% down so no PMI and an investment property. Or we keep our current home (cont...)

Hello! Any Illinois realtors here? I am planning on becoming licensed sometime in May or June (if all goes well). I don’t plan on doing this full time and would love a honest opinion about a good brokerage to apply to. Any recommendations?

Hey guys anyone living in Abu Dhabi, can you please tell approx cost for 2 living in a 1 bhk apartment?? Is 8k aed sufficient for monthly expense?

Thinking about writing a book about PA; something like Liar’s Poker by Michael Lewis. I got sooooo many stories.

Of topic :- I have to relocate to Hyderabad any recommendation for hotel near Gachibowli hitech city area… i have to relocate with my wife and a year old kid

What are some good books to read if I want to learn how to better show up for the team as a manager?

I am appearing for an interview next week for .Net profile. What should I expect in the interview Resume based questions or DS and Algo related questions?

I made a mistake. I talked with the ex this morning. He said he misses me. And that while he walk talking to the other woman, he wished he was talking to me instead. And when he saw that I didn’t respond to his texts, he drank a shit ton. And then called this morning.

He’s not willing to commit to the other women because he’s not over me.

I need to block him.

I love watching my 3-year-old's engineering hacks... he wanted to pet the cat so he built a fort out of pillows and waited, now the cat's purring on his lap and they're both asleep

Advice on case interview prepping for LS firms? What type of cases will I typically see? Particularly interested in ZS, ClearView, and LEK so far.

What is your favorite product strategy podcast?

Recalling an email doesn’t work for email addresses not at your firm/org or on your server??? WHAT IS THE POINT

Does anyone know what the difference is between an Associate and a Staff Attorney at Brownstein Hyatt?

Open Jr. CW positions in Amsterdam? Any tips?

I’m depressed. Nothing unique about my depression - I’m in big law, my career defines me, when I’m not working I can’t find the will to get off the couch, I’m sad or I’m numb…I know I’m the only one that can make a change to my life…I’m on antidepressants. Just extremely unmotivated and paralyzed. Self-help books are not for me, but I am curious - has anyone tried a guided depression/anxiety journal? Any recommendations if so? Or, if you have experienced the same, what steps did you take?

Anyone been on medication for binge eating disorder? Anything that worked?

Chase Sapphire preferred now offering 100k signup bonus from referrals. Let me know if anyone is interested!

Hi
Anybody from hsbc provide me a referral for sr.analyst position in analytics

Yoe 2.4
Tech: python,SQL,pbi

Dear fishes,
Looking for referrals for the role of a product owner.

experience - 6 years.

Available to join immediately. Any referrals would be highly appreciated.

Regards

Now that he's free to pursue other careers, I really hope Joe Biden makes a cameo appearance in the Fast and Furious, sharing an epic bro hug with Vin Diesel and the Rock.

Hi fishes,

29F here. Is Deloitte (India and USI) having any women in leadership hiring programs going on?

Just got commissioned to build a massive dining room table 🤩🤩🤩

Using this as an excuse to pick up a big ‘ol bandsaw, biscuit joiner, moar clamps & a dust collection system! Taking a week off to build the majority of it and then will finish it up in the evenings.

PUMPED

For people who track monthly budgets with mint or similar, when do you adjust the discretionary areas like food/clothes/social/etc?

DDD is up 80% today....just sold half of my shares to lock in some profit. I’m new to this selling game (have always been a long holder). Is it a good strategy to wait for it to dip back and buy more? Or am I not doing the Math right here...

What is a reasonable monthly savings goal for $150K base in NYC? Assuming monthly rent of $1,500. I’m considering a move from a LCOL city and am not sure what to expect

So feel I made a mistake in getting a ROP life insurance plan a few years ago. Should I take the loss and cancel, get a new plan and just invest the difference? Or since I'm down this road keep going? Had it 5 years now

Who here uses options, and why? What’s your go-to play?

My lease is up September, 2023. I know that’s a bit away, but I’ll definitely be moving out from my current apartment and I’m wondering if I should be considering buying a co-op or continue renting. I have the money for a down payment, but wondering if it may be better to rent for a little while longer and save for an actual house

My India team told me that the savings accounts at the state bank of India gives like 10% return. 😱. Asked a million questions since that’s really hard to believe. Has anyone done this?

A screw up with auto-pay resulted in a missed payment to utility provider. This brought down my credit score by 35 pts to just under 750. I have had an otherwise spotless history. Is there anything I can do to fix it? How long before I get into 760-770 range? Planning to buy a home in the next few and thus want to shop for loans by Feb/Mar. Much appreciate any advice.

I’m wondering if it’s best to have both 401k and IRA? Do most people? Why / why not?

Had my 401k in all VINIX last year, and it served me well. I rebalanced to 20% large cap, 20% mid cap, 20% small cap, 20% Int’l, and 20% bonds. The Int’l diversification is pulling me down significantly. Would you shift that 20% back to large cap or just say it will payoff later to diversify? My IRA is pretty tech heavy, so trying to be mindful.

Has anyone here successfully fought off a NYS residency audit when changing your state of residency? Hoping to relocate to FL to take advantage of no capital gains.

Next year, my wife and I will make $219,500 between us. If we contribute $15,500 to a traditional IRA, will that bring our MAGI down and make us eligible to contribute to a ROTH IRA as a married couple?

Have 10K to invest. Looking for recommendations if I should put all in or $2k every week. My current portfolio is VFIAX(45%, monthly automated set dollar amount), VTI (30%), and VOO(25%) and thinking to split this 10k in VTI & VOO.

My spouse doesn’t work and I’ve read about a Spousal IRA. Should I do this? Is it a nobrainer?

Do you plan to retire outside the US? If so, how does it impact your retirement age?

My wife has EU citizenship and I also have a citizenship from a developing nation (cont)

How does Backdoor works from Accenture After tax contribution account to my vanguard Roth IRA account?

I locked my first house-residential 30-yr @3.275, closing Mid-May. Not sure what to do. NY is in lockdown, can’t even move if decide to proceed, will the rates go up, will house prices drop?

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

Does APPL have the potential to go as high as Amazon or other high $ stocks?

Thinking about putting $5K in it .