If your company doesn’t match are you still contributing the maximum to your 401K?

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Yes. Deloitte match is practically non existent at 1.5% vested over 4 years. So my retirement savings is all me, since there is zero chance I’m sticking around for another 2 years.

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Wow, I thought mine was low at 3% that doesn't best until three years. To answer OP's question, I'm still contributing to mine even though I might leave before the three year mark.

No. If I contribute the max to my 401k I can’t access it until 60+ but will have a lot of $$$. But I want to retire early, so I will not put my money into places where I can’t access it without a penalty. I’ll sacrifice the additional money I would have at 65 to be able to give myself freedom earlier.

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Yes

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We don’t match. Just get an automatic contribution at the year end. And yes I still do since it’s tax advantaged.

Thanks for the insight everyone.

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