I'm 22 and I think I'm ready to retire.

What’s the ideal asset portfolio mix at 40? I gave a shot at it, what did I miss?

40% - 401k
10% - 529 plan (kids college funds)
30% - Investment or rental properties
10% - Brokerage account
10% - Gold or it’s equivalent ETFs

2021 was my first year freelance. Live in Massachusetts and just learned they don’t allow solo 401k deductions on state income tax for freelancers. That is a pretty big hit for me. I thought they’d be more friendly to small biz. Also they’re taxing the Cobra subsidy. I mean I’m all for taxes and no way, I’m not moving to NH but this detail just kinda stung. Going after the little guy.

New start coming out of undergrad - other than maxing out 401k contribution to 18.5k in the year, what other low hanging fruit should I get? (I.e. I’ve heard of a Roth ira but not sure what it is)

I hear that you can roll 401k $ into a Roth IRA or a traditional IRA into a Roth IRA. How exactly do I do this “backdoor roth”? I want to make unlimited contributions, not have to quit the firm to do it, and be able to max a Roth IRA with the traditional contribution as well. Somebody know how and can give instructions? I think it’s the coolest thing. Hear it’s by doing post-tax 401k contributions or something.

Recently got a 30k car loan (3%) with 700ish monthly payment. With my savings and dropping 401k contribution to employer match I can pay off in 1 year or should max out 401k and pay off loan normally?

Wondering if I’m putting too much in my 401k, currently @ 85 base per year and hoping to place 40% of my salary for the next 2 months to finish maxing it out. I currently have ~1.5 years expenses and have maxed my IRA and HSA. Should I be hoarding more cash?

What is Mckinsey's 401k match? Trying to prep

Do people on h1 invest in. 401k? How do you take the money when you go back? Also ey is giving 4000usd for a 401k deposit to manager n below who have their 2nd ann after 1 jan 17.

Hello consultants— I need some consulting lol.
For anyone who does Roth 401k, let’s say you max the annual contribution ($19,500). Within the Roth 401k, does the contribution itself become taxed ? I.e the contribution of $19,500 becomes ~$12,000 (example) Or, can you pay it off outside the retirement pool —> Where you still have 19,500 in the Roth IRA and let it grow?

I’m 25, all-in comp sits around $95K, and have a net worth of about $50K between 401K, brokerage account, and savings/checking. Is this high/low/on track?

If anyone is interested in learning more about personal finance please let me know. My friend and I are teaching a class Wednesday night where we discuss all aspects of personal finance.

We’ll cover 401k, IRA, Roth, debt, ETFs, savings, budgeting, etc.

If this interests you please PM me and I’ll send you the details.

Moved from KPMG to EY. Had a Roth 401k with Merrill. I need to move my Roth to an IRA. What and where to? Need unbiased advise. Have roughly about 100k in roth 401k. Should I switch to F/V/S?

My vesting period for 401k ends 1 week into my 2 week notice (I.e. 1 week before I leave). Does it still mean I met the beating period or did I screw myself

What is one thing that you wish you did everyday as a 23 year old?

I feel I'm stuck. I need a green card but I was rated 4 at the CRT. Should I jump ship?

Thinking of going for Director this year but also going on Maternity Leave in November for 5 months. Terrible timing I know. BUT I've already met Director sales goals and utilization will be avg for manager. I'm at the top level for Manager so can't progress any further unless I go for promotion.... Thoughts on going for it? Nervous about having a new baby and being a new Director (if I get it).

I want to change my career path from Salesforce consultant to an AI consultant. Open to suggestions

How many lions do you think your office will win?

Switching from audit to advisory, is it realistically possible? Not sure I want to stay in audit for much longer.

Just curious, what was your upbringing like? Upper middle class, private high school, college paid for?

Signs at work that you’re getting older...

Alaska Airlines... Airbus first class seat not operational. But everyone else's seat is! 😔

As a student researching advertising technology , what AdTech programs are organizations currently using and what features of these products are essential to your everyday life?

Which of the big 4 is the weakest, and who should replace them?

What’s it like working in Deloitte after McKinsey...are they as good or better in terms of work culture? I am currently on the expert track in McKinsey

First year question: if I’m billing 8 hours a day, what is a reasonable amount of time to be in the office?

Anyone ever started at an agency and immediately knew you’d made a mistake? How long until you bailed?

At what point in the home buying process do you ask the builder/seller for evidence that property taxes have been paid?

Anyone know the manager (analytics if it matters) compensation package at DoorDash

When I left my last job a month ago, I told my mentor and a project manager of mine I’d keep in touch (we were very close). I think one day in the future I’d like to go back to the company so I’d like to keep those relationships. Is it too early to check in with them and say hello? Since it’s been only a month? And how often should one keep in touch with their former professional contacts?

2021 FREELANCE RATE THREAD. Let’s share to see how 2021 budgets seem to be. I’ll start, Associate design director, $1200/day

Best SPACs? I am eyeing $CONX targeting 5G and 750M fund. $CFAC rumored with Aeye (lidar), GSAH because Goldman... what SPACs are you invested in?