I’m 23 and don’t have any student loans. I have about 70k saved up and want to kick start investment / planning for the future. Where do i begin besides 401k? Any advice would be appreciated :)

likeupliftingsmart
Posting as :
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Before you ask. No my parents didn’t pay for my college. Grew up in a low/middle class family and pretty much have been working since I was legally allowed. Also, stayed in state and commuted so that was a big sacrifice but huge cost saver.

likefunny

bitcoin

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Dogecoin!

AAPL - 30k
BTC - 15k
ETH - 10k

Keep rest in cash

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Wow r u rich

Buy a house / condo

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It hilarious people are still thinking real estate is a fool-proof investment that is supposed to help "diversify", as if we didnt just witness millions of americans not able to pay their rent on time. and hint: a single property is the exact opposite of being diversified

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Robin hood + wall street bets, for sure.

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passive investing in index fund is the conservative way to go, leave a small portion for more risky investing

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OP, similar situation, just recently mortgaged a house with ~60k down payment.

likesmart

That’s amazing! Congrats, renting out?

ETFs...

likehelpfulfunny

Flip stuff online as a side hustle. Sell high by low or flip homes

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D2 I think you've posted about this before. How did you learn to fix iPhones?

Bitcoin

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Curious about your savings as I’m struggling! Did you have your rent covered by family members? How many years of work did it take you to save the 70k? Great job!

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Very good advice. Can’t take your money to the grave!!!

My financial advisors has be starting contributing to an Roth IRA, Money Market Savings Acct(don’t feel 100% comfortable in stocks yet), and life insurance.

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All in on TSLA 👀

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Hi fishes, DM for referral.

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