{ "media_type": "text", "post_content": "I’m 26y/o (data analytics background) and I want to build a savings. Right now I have nothing but my 401k. Any tips on side jobs?", "post_id": "6197e526975a58002cf786cb", "reply_count": 4, "vote_count": 1, "bowl_id": "58f82700c1ca28001625dc30", "bowl_name": "Black Consultants ", "feed_type": "bowl" }

I’m 26y/o (data analytics background) and I want to build a savings. Right now I have nothing but my 401k. Any tips on side jobs?

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I would start with looking at making a budget to figure out where you might be overspending and how much you can save. Always remember to pay yourself first. I usually set my budget with how much I want to say for the month and then work from there. Make sure your debts are paid off. Make sure you have a 3-6 month emergency fund set up for yourself. Once that is in line, make sure you contribute to your 401K at least to the company match (sounds like you’re doing this already). If your income is below $125K you should consider setting up a Roth IRA. You can contribute $6K as long as you’re below the income threshold. Lastly, once you get that foundation set, you can looking into investing in the stock market (stocks, bonds, international funds). Hope this helps

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