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It's been more than two months I left from BNY till now I have not received the relieving letter, yesterday I have received mail from HR like due amount is pending,I have paid all my dues before leaving the company what I have to do now please suggest me ,HR not responding for my mail's BNY Mellon | Pershing
Some humor for you thirsty people....

Team,
I'm currently looking out for opportunities in Automobile/Mechanical design sectors as design engineer based on PTC CREO & PLM windchill software.
Please do let me know in case of any in your organization. I'm in dire need of a job change.👍😊
Personal email Id: Pimpaleprashant1@gmail.com
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Keep your costs lower than what you think you can live on. If it’s truly too low, you’ll be able to adjust. But if you go big right off the bat, it’s difficult to reign back in.
Also save save save save save. Even if you’re saving for a splurge item, better to plan for the costs and pay cash than impulse buy with a plan to pay off the purchase on credit.
And max out your 401k.
Actually just read I Will Teach You To Be Rich. You’ll be set, at least until you level up and need more complex investment and planning advice.
Make a budget (over estimate expenses) and track expenses for the first few months. Eventually you’ll get an idea for what you can and can’t do without over spending. Also, try to save up at least 3 months worth of rent - this is usually good for emergencies, and in case something happened with work you’ll be okay.
Don’t go crazy decorating and buying all new furniture at once, a lot of the larger expenses can be bought over time. Focus on necessities first.
I just moved out on my own! Make meals! I moved to a new city and wanted to try all these places around me but realized how much I would be saving by going once in a while.
I find a great way to do this is to eat at home veg during the week, and then plan for splurge, quality non-veg dinners out once a week. It makes me feel like I’m doing something good for the earth too, FWIW
Ditto on maxing out the 401K - or if you truly cannot swing that, increase your percentage with every raise until you do.
Congrats OP! Agree with what every one else said about budgeting and keeping track of your expenses. You got this.
Thank you ❤️
I’m newly financially independent and have the ‘mint’ budget app to keep my finances in check. I didn’t pay much attention my first couple months then analyzed and set a budget after looking at what my expenses were. Generally it’s helped me to have direct deposit to savings so I don’t even have to think about the savings aspect