{ "media_type": "text", "post_content": "I’m changing jobs and near my 401k limit in my current plan. How do I limit contributions with my new employer while still maximizing the match?", "post_id": "61339ab860968500258e743c", "reply_count": 2, "vote_count": 1, "bowl_id": "59064a3cb12379001006592c", "bowl_name": "Personal Investment Chatter" }

I’m changing jobs and near my 401k limit in my current plan. How do I limit contributions with my new employer while still maximizing the match?

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The easy part should be to determine what you have left to contribute. Just take 19.5k minus what you have already contributed. Then take that amount over your new salary and contribute that percentage each paycheck. Alternatively reach out to benefit at your new job and ask if they can limit it to that remainder for you.

You need to figure out how your employer match is calculated and go from there

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