I’m curious how much other people with similar incomes save/invest a year; I’m a 24M, making 70K a year in a HCOL city. I saved about $12K in my first year of working out of college, and I feel like that’s pretty good but I could’ve done better. My rent isn’t too pricey, but I went on 3 vacations, go out to the bars frequently, and spend pretty freely on food. Anyone care to share their income and corresponding savings for FIRE?

How do you handle if both j1 and j2 offer health insurance or 401k? Do you decline if they’re the through the same provider?

HELP!! I left the firm last week and totally forgot to make a payment on my Amex card($1,000) Just login to Amx account and the account is cancelled. I just made a payment to pay off the balance. Cont

I live in a tfc cornerstone apartment which i got on a covid deal a few years ago. My lease ends next march. Is there a max rent increase they can apply? I heard 5% but wasn’t sure

Anyone have a recommended tax person in Chicago?

How are tax other people dealing with getting 1099s, K-1s,and audited TBs in late when the deadline is moved up to 3/15? Set up to fail.

Hello! I’m new to the city/country and would love know where can I find a financial advisor that can help me navigate the basics in the US (401k, investment plans, taxes). Is there a profession that could do all those things combined?

Question for home owners - do you prefer to roll your Homeowners Insurance into escrow and pay over the year? Or do you prefer a 1x payment. My insurance is offering a discount if I pay at once

I’m in my mid 30s and have a family income of $400k gross. Manager at EY. Net Worth approximately $1m not counting the house. No debt. I’m ready to start throwing money at early stage companies but..

Tampa lawyers who work downtown: where do you live? Looking to purchase a house soon and am trying to decide between a low commute time (crappier house and a tight move financially) and a longer commute time (nicer house and more comfortable financially). The longer commute time also comes with better public schools, and I want to have kids.

I get irrationally happy when my credit score goes up. Still shooting for 800!

Guys ..
When will final settlement take place? What will be the components of it?

SPG free nights vs. SPG cash& points. What would you do?

Aloft Clagary for 7000 points or 3500 points plus USD 55. Please advise.

So… if you had to pick all over again which tax line ( international, Transfer pricing, corp, partnership, state or m&a. Etc?) you think is your 1st and 2nd choice?

QQ for those admitted to Kellogg R1 - How soon did you receive your financial aid information?

What is the best way to buy XRP in USD?

Anyone live or lived at Elan Madison Yards in Reynoldstown? Thinking about moving there, but the online reviews are mixed. Any personal comments would be appreciated! I’d also love any thoughts on the Avondale Estates area. Also getting mixed reviews!

How do people here reduce their tax bills? Me and my SO earn about 400k gross and take standard deduction. We don’t own real estate, only S&P500.

Can anybody recommend a liability insurance company who will set their rate based on the amount of business performed? I am trying to set up my own shop and want to scale the costs to the revenue earned.

What do you really do after becoming an adult and being okay with your job, relationships etc? Just seems like things are getting mundane. There's not that many new things I want to try, good with savings, have travelled, have hobbies. What else is there?

Starting at Deloitte soon! Any benefits/perks I should take advantage of right away?

Anyone here work at USAA? I have a question and would appreciate being able to speak to someone.

How old were you when your salary surpassed $50k/yr?

My parents are visiting me. Any furnished home mostly one bedroom sublets available in and around downtown? Starting from June...

Salam everyone, I’m looking to move to NYC. Let me know if anyone is looking for a roommate

Anyone use Kaplan for their CFP prep? What were your thoughts on it...

Ex who dumped me abruptly before I planned on proposing reached out and wants to meet up 6 months later to try to get back together. I feel mostly anger towards her. Bad idea to accept and meet up

What can I expect as a husband of someone going through IVF?

Hi Fishes,
I’m currently giving interview to ServiceNow and cleared 4 technical rounds . May I know how many technical rounds are there overall for a senior software engineer role . I tried getting the details from HR but no luck . And also can anyone help me with the salary negotiation. How much we can ask them , I just want to know how far they can go if everything goes as expected .

How do you ask for a raise? If you exceed all expectations, and more? It’s been over 15 months?

If I was a junior on a team during a campaign launch, is that something I can put in my book? I helped during the concepting phase, was responsible for keeping the boards up to date, and wrote a lot of the supporting materials (print, social etc) but obviously I was not on the shoot or the lead on writing the script. As long as I’m clear about my role is that acceptable?

Has anyone ever worked in any European offices, specifically Belgium, Switzerland, or the Netherlands? What is the culture in the offices like compared to the West region of the US? Would only

Anyone with near perfect Uber rating? I’m at below 4.7 which I think is having trouble getting rides sometimes... I don’t get it why my rating kept dropping, albeit very slowly. All I do is greet, ctd

Hi all! My company just laid off 5% of the workforce. I was safe but I am looking for new roles. I’m in final interviews for a company but worried about making moves because of the impending recession.. what are your thoughts? Make the move or stay put?

What kind of role is CFO Advisory? I'm context to US GAAP. Please suggest. A captive center is offering this role.

7 YOE Mainframe & Unix
Not good at COBOL
Good Communication
Team playing leading skills
People skills
What may I learn to climb career ladder ?

How much time does it normally take for BA transfer from Pune office to complete?

In my first trimester, can I get a microneedling with PRP?

How do people here reduce their tax bills? Me and my SO earn about 400k gross and take standard deduction. We don’t own real estate, only S&P500.

Stay.the.course. Easy to say, hard to do. Here is one legendary Bogelhead post from banking meltdown 14 years ago. Worth a read and very instructive….adding link in comments

Do people here consider having children and what it means for financial planning?

Hi there, I’d really love some advice from you all. In the last year I had to sell our home in Boulder, CO and embark on a new build process on a home in Tampa, FL. It turns out my dad can’t afford to live on his own so we found a home in FL that would have an in law suite. We locked in a rate but it expired and they are unwilling to extend due to the fact the builder is delayed and supply chain issues. Is there a smart way to structure loans now I’m unaware of? I’m super concerned.

I make 70k CAD and want to get started on my FIRE journey. Any tips? I don’t have a lot of savings and I have only just started. Pretty scared seeing the housing prices 😢

Good accountant recs for tax filing? Relatively simple (w2, worked in 2 states). Just need to make sure I’m doing a few withholdings and state vs state things right. I’m in CA but open to suggestions. Thanks!

Can you do a rollover IRA to employer traditional 401k AND a backdoor Roth in the same year?

What if you are married filing jointly? What is the catch for IRA balances?

Anybody have a mortgage provider they like?

What will you do once you achieve your FIRE target? How close are you to achieving it? In what ways did you have to calibrate your assumptions and expectations along the way?

Hey guys! New to FIRE and hoping to get some insight.

Anyone with a similar profile mind sharing what their goals are or if anyone has any insight how i should create a FIRE target/goal?

> 29yrs old
> Senior Consultant
> 4 YOE
> $90k BC
> $100K-110k savings / investments
> $45k student loan (pegged to inflation)
> no property

im 27 and could possibly retire if I kept my spending low. However you never know what’s going to happen, do you? How do you deal with the uncertainty?

Looking to reduce electricity bill, 5 line phone bills and car insurance. Any suggestions for what companies I can use or how much usually are the charges for everyone here?

I’m 28 but new to FIRE and want to get started. What are the first steps for beginners? I feel so behind compared to everyone in this forum..!

Realized I’ve been contributing all post tax dollars to my 401k for the past 1.5 years. Am I able to convert this to a roth somehow? What kind of tax liability might I have? Should I switch to pre tax contributions?

Has anyone taken a mini retirement ( 1-2 years off)?