I’m currently due in January 2021. I am considering enrolling in a PPO then switching to a HDHP after birth. Has anyone done this before?

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I did this. I was on the premium ppo plan until I gave birth, with the qualifying event I switched our whole family to the high deductible plan. Worked out well for us. No issues.

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Also, can you enroll into a HSA during the special enrollment period?

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Also planning on doing this as i am due in feb. Interested to hear others experiences

I ended up just keeping the HDHP. I called my doctors office and they stated that as long as the baby is healthy and doesn’t have to go to the NICU all charges will be charged under me. So I will only have to meet 1 deductible during labor & delivery which is mine.

I recently read that special enrollment is generally limited to obtaining coverage for that child by adding them to your plan or purchasing a new plan exclusively for them — not changing coverage for current family members.

I was wondering this. I’m glad I stuck with my HDHP then.

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