I’m currently saving for a down payment on a house. Time horizon is 3-5 years. Should I just keep putting it in a HYSA or is there a better option?

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Put it in a conservative mix of stocks and bonds. HYSA are pretty much worthless these days given near-zero interest rates.

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I’d say index funds and as you get closer to the purchase year you can start moving them into HYSA

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What are the diff hysa accounts

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