I’m finishing my first full year of work post undergrad. I’ve put nearly all of my savings in my Brazilian portfolio (mainly stocks).

I’m ready to finally start investing in the US for the long term but don’t know how to start. Should I do Roth IRA only, mutual funds, indexes? Would appreciate any advice.

like
Posting as :
works at
You are currently posting as works at

QQQ

Look into VTI

Related Posts

Does anyone have any American Airlines credit cards? Debating on getting one to gain and maintain my status back.

like

In the past I’ve wrongly thought that forgiveness brings restoration of relationships. But reconciliation requires everyone involved to respond -which is beyond our control. Forgiveness says I’m canceling that debt- it’s my marker & I’m tearing it up. I’m putting myself in Gods hands -Justice comes from Him. We mistakenly think that forgiveness is weakness as if we just capitulated. Forgiveness isn’t a sign of weakness- It takes strength to forgive. God tells us to forgive.

Post Photo
like

Am I a lunatic for wanting to drop $60k on this?

Post Photo
like

We’re now 3.5 weeks into Le’Veon’s holdout. What are you valuing both him and Conner at in terms of trades?

If one has an I-140 approval and gets married after, how soon can the spouse gets EAD card? What’s the processing timeline like?

like

I have 100k to my name. I’m thinking of investing in by going in with 3 other family members and buying commercial units. I was taught to rent where you live and own your investments so your not tied to it and restricted. To give context I’m 22 years old, and I see other family members having a headache selling their home. My question is do you guys recommend owning where you live vs renting ?

like

Does anyone here arbitrage with cryptos? If so what exchanges do you use?

like

Anybody know any good books/sources on couples finance or balancing financial mentalities? I have a personal finance mentality or character that is save as much as possible, spend as little on myself as possible, spend mainly on things that could appreciate in value. Whereas my gf is all about treating oneself, and living very comfortably, even if it is not sustainable. It doesn't help as well that I make 3-4x what she makes. Its hard to balance these two mentalities

like

How do taxes work on short term international transfer programs (like Bain/McKinsey’s six month programs)? Do you pay taxes in both your home country and the other country? For example if going from US to Spain

like

1031 exchange question - if I don’t identify a property within 45 days , can I get my funds back or do they hold it for 180 days?

like

Off topic sorry : can we mention house property monthly maintenance during ITR from exemptions and deductions

like

Is it easy to find a subleasee in LA? Planning to leave LA soon but wondering if it's hard to find one which has a good credit record. (Owner does not allow early termination) Price is pretty good compared to the current market rate and the apartment is fully occupied.

like

Anyone have any leads on openings in the Boston area. Just out of undergrad with a mechanical engineering degree and crushing student loans. From the area so greater Boston area works too.

Looking to set up a living trust to our kid. Hope does this work? How do I get started? Any good lawyer recommendations in the Bay Area? What if I buy more properties or make more money in the future, does that automatically get added or do I need to get the trust updated?

like

What are the upfront costs of buying a flat beyond deposit and stamp tax? Trying to figure out if I can afford to buy. I’m 37 and don’t want to be paying rent in retirement.

Is Omg is good buy at 25$ or is there a chance it will go down ? Few blogs and website review sound as good other coins ...rookie in this game ..please advise...? Looking for long term like 1 year investment

like

If anyone wants TSLA to go up, just tell me and I’ll sell some of my shares.

likefunny

Would love some advice. Currently have 60k in student loans with 0% interest due to covid, but 7.6% when forbearance ends. Given the current market do you think it’s more beneficial to pay my loans off slowly and invest some of my additional income, or work towards paying off the loans as quickly as possible?

like

How long are homes sitting on the market these days? For sale

like

I have a 25K loan from my MBA. I paid off 100k whole, after graduation. 3 years ago, I moved my loan from federal to private ( SOFI) account. I recently lost my job. I have applied for unemployment, as the severance that I received will only cover for 2 months. Together my husband and I used to make less than 250k after tax. Now, with a loss of pay , we are going to make less. Do you think I will be eligible for Loan forgiveness?

like

More Posts

Do indie filmmakers often use freelance social media consultants to help with promotion?

like

Creating performance culture and also keeping morale up during a pandemic? No big deal. Does anyone have unique or interesting approaches they've taken that they'd be willing to share?

like

Hello Fishes,
I'm having total 3YOE in IT.
Currently working at Accenture in SAP BASIS profile but I do wanna switch and develop career as a PM.
Kindly suggest, what all things i need to do to land a job in this field?

like

Guys need quick help , I am currently staying in a PG but i want to switch to a flat 1bhk/ 2bhk / 3bhk in HSR layout(any sector) . Can you guys please let me know if any flat is available and under 7k-8k per head. Thanks

like

Anybody know any good books/sources on couples finance or balancing financial mentalities? I have a personal finance mentality or character that is save as much as possible, spend as little on myself as possible, spend mainly on things that could appreciate in value. Whereas my gf is all about treating oneself, and living very comfortably, even if it is not sustainable. It doesn't help as well that I make 3-4x what she makes. Its hard to balance these two mentalities

like

Curious what firms are doing to keep people socializing during COVID. I miss my coworkers but I'm sick of zoom calls.

like

Do you feel depressed stuck at home for too long?

like

About to start a solo jury trial and SO and both kids (7, 3) have the flu. Not the first time this has happened. Feel like the gods are telling me to get out of lit, but I can't write memos the rest of my life. Ugh!

like

How are the hikes at Novartis this year? People seems to be quite here and not discussing much about that. :)

How do taxes work on short term international transfer programs (like Bain/McKinsey’s six month programs)? Do you pay taxes in both your home country and the other country? For example if going from US to Spain

like
like

Salary check: How much are you making? List your YOE and firm.

One of my developers has really weird political views on immigration and vaccines that she keeps bringing up in our casual slack channel. The other developers are all pretty liberal, should I tell her to stop posting about politics?

like

Did 3 panel interviews at Discover Financial Services for the Sales Account Executive role and felt the TC package was too low. Salary at $70K with annual bonuses at 25% with. $5K one-time sign on bonus. I made the case that my experience and education was far more than even the preferred criteria on the job description, and over 3x of the minimum qualifications. The recruiter is now thinking of two other roles for me:
Lead, Program Marketing
Lead Field Solutions Representative
Any feedback?

Anyone succumb to the ads and try Il Makiage make up? Foundation/concealer. Their brilliant ads make me curious, but not sure why not seeing it at Sephora is getting in my way. (while I’m at, how about that Thrive mascara that is everywhere)?

like

When (if ever) would you say something to a rude partner? There’s on I actually like in personal settings and he was great at work at first, but he’s a complete prick now. He doesn’t yell, but everything he says is dripping with contempt lately. Others have the same experience. I haven’t made any major mistakes, but he acts like whatever I say is the dumbest thing he’s ever heard. I also can’t finish a thought since he’s constantly interrupting. I feel like asking if he needs a hug.

like

Any partners willing to share what their comp is,what it looked like when they first made partner and what size firm they're with?

like

Recently obtained my aPHR and I’m considering next steps in advancing my career. I am eligible to sit for the SHRM-CP presently and will not be able to sit for a PHR until 09/2023. Any pros/cons with either certification? Should I wait to sit for PHR or go for SHRM-CP now?

like

Hi all, can you please help me in achieving 11 likes. Need to DM for referral.
Thanks for your help and support.

like

Additional Posts in Personal Investment Chatter

What are your favorite personal finance, investment or similar type podcasts to listen to?!

like

Would love some advice. Currently have 60k in student loans with 0% interest due to covid, but 7.6% when forbearance ends. Given the current market do you think it’s more beneficial to pay my loans off slowly and invest some of my additional income, or work towards paying off the loans as quickly as possible?

like

I (thankfully) have no debts. No student loans, no car / mortgage, etc. I pay my cc bill every month and already have a pretty high credit limit. My score is ~750 but I can’t get it any higher. Tips?

like

Going back and forth on selling my current home. I received a pre-approval for a single family primary residence for $400k with $100k for down payment and closing. My mortgage would be around $2500 a month with a conventional loan. The $100k will come from my house currently being sold. I can afford the payment just need to know is the monthly mortgage payment typical for a home in today’s market.

like

Got back some money I was owed. Roughly 10k. Considering tax year is almost over.. do I put it all in my TFSA, RSA, or the market?

like

Do any of you mind sharing what your down payment was, home value, and closing costs? I’m trying to learn more about buying a house (first time). Is it true to estimate 2–5% of the loan’s value for closing costs? 😵‍💫 I thought the down payment was the biggest chunk of cash I’d need to save 😭

like

Are Vanguard ETFs (VGT, VOO etc.) considered better compared to SPDR ETFs (XLK, XLC, XLY etc)? If so, why?

like

Currently have $600k in the stock market (growth stocks mostly), $20k in Roth IRA, $50k in cash, and $25k in crypto. Where else should I be investing my money? (I’m 27).

like

Any recommendations for fidelity brokerage account for etfs, index funds anything?

What platform do you guys use to invest in fractional shares? Motif, Stockpile etc

Thanks

like

Is there a good book to teach kids, teens and even college students about personal finance or should i write one?!

likeuplifting

How to learn about investing in stock market? Could you suggest a book or a website or a YouTube channel. Thanks

like

I’m an attorney trying to learn about finance and economics. I didn’t take any economics courses in college and don’t have any experience in that area. What books or other resources would you recommend for a beginner? I’m not looking for investment guides.

like

What’s a better way to earn slightly more in savings than high yield bank account? Any short term bond funds, munis, or money market funds at brokerages worth considering?

like

Have about $300K in the market (well diversified stocks and funds) and thinking of pulling out some of it....feel that the market is close to its highs YTD...ideas? Don't think this bull run will last

like

Has anyone used Mashvisor for RE investment guidance? Pros/Cons?

Where would you put 25k right now?

(Have 8-month emergency fund and no consumer debt)

like

Do you set limits to close out your position? If so, what % gain do you set it at? Is there a general rule of thumb?

like

Best option for old pension? Cant roll it into current 401k, and don’t want to roll it into a TIRA because it will cause pro-rata issues when doing backdoor roth for the year. Any other options?

like

Just started at a new company and can’t contribute to 401k this year. Am I eligible to contribute to a deductible ira or no because I was participating to 401k at my previous employer this year already? If anyone knows good CPA to answer this let me know …

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.