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I would have a frank conversation. It shouldn’t be something to hold back on because being aligned on money habits is key for a LTR (I might literally start with something along the lines of “hey, I just wanted to take a moment to figure out our finances” which is easy and natural to bring up if you live together and/or have regular shared purchases). I suggest using Splitwise or something similar to keep track of things. At the very least, be proactive in adding his part to Splitwise or requesting his part of whatever you buy on Venmo because you shouldn’t be taken advantage of! :)