I'm joining Cognizant from HCL Technologies .... Do I need to transfer any PF amount? I don't have any knowledge on this? Can you help here?

Any good books to help get you up to speed on real estate finance matters?

Hey Fish Fam! I wanted your advise on where to invest in property? US or India? Can you please help me with pros and cons of both?

Does your BAH (Basic Allowance for Housing) give you enough money to cover a mortgage, or just to rent a place?

Humble opinion needed: dream has always been buying a house in a nice area, goal is to put 10% down to purchase a house around 700-800k. Do you think this is doable for a Salary 150-160k ??

First time investor with 30k to invest. Thinking of investing in the following:

-10K PLTR
-10K APHA
-5K JETS
-5K non-bitcoin crypto

Would you recommend any changes?

Rare Opportunity: I have a fresh, blank slate SSN.

My wife is immigrating to the United States and has zero credit history. She’s never had any point-bearing credit cards, bank accounts, rewards accounts, nothing.

If you could start it all over, what would the most optimal path be to accumulating maximum points, rewards, and cash back?

When building your net worth projection, what % YoY real income growth do you put in for once you’ve exited from consulting into a Corporate role?

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

ICX staking to start soon. It will no longer be an ERC20 token, so make sure to transfer to a native DEX wallet before Sept 25

I feel like I'm going to get screweeeddd over with this upcoming housing market crash. I know we paid hundreds of thousands more than the house is worth 😭

For those of you who have both Chase (reserve/preferred) & Amex (platinum/gold/corporate) cards. Do you find it hard being in two different “points ecosystems”? Or is it not a big deal?

Given the recent stock market slump, are any of you booking losses in this FY to get an advantage in the next year? Whole my overall portfolio is still in green, I have some assets in red, thus thinking if this move is clever.

Is it necessary to contribute to an HSA if you’re already doing backdoor Roth IRA for tax free gains?

Anyone else severely disappointed in the 401k options available? Specifically index fund availability. My KPMG fund only has one available that matches the S&P 500. No small or mid cap. Suggestions?

Where do you buy used cars from? Any good sites for awesome deals? Looking for a car for parents. Nothing fancy- Toyota or Honda. $15K-ish tax, tag and title budget.

Hey folks, in need of help after doing online research. Joined a new firm ($107k salary). I currently maxed my $6k in Roth IRA. Figuring out HSA. And contributed up to employer match in 401k. My employer gives options of traditional and Roth 401k. I also have personal brokerage. Where should my money go next? Should I put more into 401k or try to do mega backdoor into Roth IRA? A bit confused on this. Thanks!

Save for house down payment or retirement? Both are goals but I feel like the down payment will never be enough if I keep setting money aside to max out retirement accounts (HCOL).

Should i sell vti at a loss to buy my 10k ibonds or hang on?

Anyone buy more GME today?

What is the upper limit of salary for M band in @cognizant

Anyone own / tried an Alfa Romeo Giulia? Love the design, heard good things, but worried maintenance would be expensive relative more “mainstream” US entry level luxury sedans

Does everything we trade through Robinhood need to be reported?

Got a Dubai Strategy& Senior Associate interview next week - anyone has tips/recommendations or things I should look out for? Maybe things that are different from the US.

If a biglaw recruiter hasn’t responded to 3 emails sent days ago re: my application after callbacks, should I assume it’s a rejection?

Any recruiters want to help me figure out if I want to be a recruiter? I think it could be a good fit for my personality/background but don’t know much about what the day-to-day looks like (and also have comp questions).

I make $80k as a 4th year attorney with no benefits (boutique PI firm). Have been job searching for a different remote position for 8+ months with no leads. I'm seriously considering taking an offer as a remote paralegal with a base of $110k plus great benefits...

Should I opt for Chromebook or use the reimbursement route for laptop ? And are there any conditions if I am opting for reimbursement route.
Gonna join in a few weeks.

Got married in December 2019. Do I file taxes my taxes jointly? Also, if I do file as Married, I would have exceeded my Roth IRA income limit. How do I go about this?
Thanks.

I’m trying to get into investing but I’m having troubles deciding on a broker. I once had Robinhood (although I barely used it) but had to delete the account because of Deloitte compliance. I also have Chase as my bank so I was considering You Invest but I’m a little skeptical (don’t know why I am). What broker would you recommend for a beginner and why? Thanks in advance

I’m an attorney trying to learn about finance and economics. I didn’t take any economics courses in college and don’t have any experience in that area. What books or other resources would you recommend for a beginner? I’m not looking for investment guides.

Received a job offer via video call. The hiring manager was thoroughly providing pertinent information and everything was going well. Then as she said, “…with a starting salary of…” the connection cut out. 🤣 Came back on as she was explaining the time period for bonuses.
Don’t worry, I explained what happened and got the numbers. But damn, does the universe have a sense of humor sometimes.

Does anyone have idea about Mercedes Benz R&D interview process ( rounds and questions).
Tech Stack: Python or Java

How was everyone’s weekend 🤨

How to get release from an important project??

Hi Fishes,
I have an offer from cognizant my joining would be the first week of January month where I can check my BGV status .

how much days it takes for bgv approval in cognizant?

Was wfh there in HCL and cognizant before covid as well??

Hi Guys,

I have been asked to register for National Skills Register by Nasscom at the new company. Is it mandatory to register ? If yes, what is this used for ? Please advice

Thanks for your help in advance!

I have given L2 round interview last week. What's next no response from cts

Is 25% hike on current is a good deal to switch to CTS from HCL. Offer I got is 21.8 fixed + 70000 variable total CTC 22.5 LPA e.o.f 9.5yrs.

Hi All,

Required Details below:

Current Company - CTS

Tech - ALfresco

Joining Date - 21 July 2021

Designation - PA

YOE till today - 3.6 Years

Rating got for the year 2021 - 3

I have few doubts, 

>>I need to know when the Talk will be started with M for the hike. Today is 14-sept-22, no info from M till now. 

>>what hike percentage I can expect from this coming annual hike?

>>also If I will be promoted to A in October then what percentage hike I should expect from the Promotion itself?

Can we get work from home projects in CTS? When is wfh going to end?

I am posting this onbehalf of my younger bro fresher

He has done with first round of exam and second technical round.
He got this reply from cogni via superset after no one joined hr round

Your interview for the profile of Cognizant- Infra Off Campus - Graduate Trainee/Engineer Trainee(2019, 2020,2021 & 2022 ), Cognizant could not be completed. You can log off for now. In case there is another opportunity to conduct the interview again at a future date, you will be notified.

Any suggestions?

Why joining bonus is get varied person to person in CTS? In offer letter it's mentioned like 50k for me but my colleague who is got selected along with me get 1L joining bonus...why is this happening?

How much amount free items can we take in medibuddy as a new user? @tcs @cognizant

I rejected Cognizant offer at last minute after accepting offer letter. Do they still consider my profile if I apply after 1 year??

Hi All,

I have a confusion to join cognizant,bcoz lot of controversies heard about cognizant,but i have no way,Since i had only one offer letter,also my DOJ is on November first week.Can you guys provide the view on joining to CTS.