I’m looking to buy an investment property in the next 9-12 months. When applying for a mortgage, do they only look at my ability to repay based on my salary alone? Or is historical (or projected) income from the property considered as well?

This will be my first property.

Michigan is releasing interview decisions on October 22nd. Good luck to all who applied.

Currently interviewing for a remote account manager position with USI Insurance in NC. I have over 20 years experience in personal lines as an agent. Can anyone provide insight as to the average pay for this position?

Hi All,

I have 4 years years of experience ,preparing to give salesforce technical consultant interview, wanted to know what is the salary range and how many rounds of interview and what type of rounds.
My current ctc is 18.5(16.8 fixed)

Thanks in Advance.

Why are firms still so obsessed with geography? I applied to this firm’s Boston office because I loved the firm, culture, and practice, and half of my interview was about Boston. Sigh. I’m very much agnostic about my location, so it’s frustrating to have to have a reason other than hey Im very happy and willing to move for this job

Curious what other underwriters are being paid. We have had a good amount of turn over lately where people are getting 20K plus more, but the people we are hiring to fill those spots are saying we pay “way” more than their previous role. Seems there is a big gap.

What is the average salary for an IQPF financial planner in Quebec?

I don't understand the yield increase in the uro bond market. I don't see inflation there for a long time.

Has anyone interviewed with Airwallex's Strategy team? Can you share a bit about the type of interview/test/case? Thank you!

Hey, does anyone have idea of what Barclays Competency, Values and Mindset interview is about? Like what questions will be asked or any preparation advice? My position is internal audit analyst. Thank you so much in advance!!!

Hello HCLites,
Yesterday I received a mail from my HR partner regarding talent development plan.
Actually it is a table where they are asking to fill our last rating, career plan, onsite opportunity, RM connection, salary concerns, etc.

Do you have any idea why it is collected?

Thanks in advance for your time!!

hello can i check which companies in Singapore sponsor employment pass? undergrad in local uni trying to clear the tuition grant bond :(( any referral would be greatly appreciated.

Edit: Im from a accounting/finance background and looking for finance related roles in Big4/MNCs

How do you guys start over in terms of saving for future and building emergency fund? Lost around $200k trading options during pandemic. Have ~$50k in 401K and ~$20k CC debt.

JD/LLM from top two tax programs (NYU and Georgetown Law), what did your compensation offer look like for a tax associate position? With what firm? I’m confident that I will receive an offer soon and would appreciate any insight.

User experience mgr salary? I support six product teams and eight reports. 20+ years experience

Just getting little depressed after being rejected from interview. Anyone else has the same feeling.Could have done better.

Currently applying to a government position for the army corps of engineering. Does anybody have experience working for the government?

Those that have done/are doing an MBA: how much did you travel (leisure, networking, etc.)? Roughly how much did you end up spending on travel?

Are they calling to offices?

Hi Everyone,

I'll moving to Bangalore next month my office is in Salarpuria Softzone Bangalore . I'm looking for PGs can someone suggest me good Pg's , I'm looking for 2 sharing room and my budget is 10k

Anyone else lose all faith in companies keeping your data safe? I just go under the assumption now (even with this app) that anything I put online will eventually be public. Cynical or realistic?

Looking for an anniversary present for my wife of 10 years. Suggestions on jewellery brand / products? (I have two left feet with fashion). 2-3k budget but can flex

Looking at neighborhoods for young person. I’ve been recommended lohi, west highlands, and sunny side but they’re all a bit $$ and I’ve found more affordable places in Capitol Hill area. Thoughts on the differences between these places?

Hi There,
I have recently got an offer from persistent. However, I am unable to login into my outlook for my Verification process. When I am trying to logging its showing this device isnt secured to join this network as per policy.
Can you help me?
P.S- Its my personal laptop.

Since we're 50 members strong (& inactive) and a long weekend is just a few hours away.

Looking weekend plans enti?

Anyone worked at Red Herring?

I have two containers that have been stuck at port waiting on rail for over 2 months. Advice for convincing customers that I’m not secretly hoarding their items?

Hi anyone willing to change. Having experience in ISO 13485, MEDiCAL DEViCE REGULATORY framework. Min exo. Required is 5 years.

I have declared 1.5L in 80C on HGS portal. However major chunk of that amount will be invested after Jan. What should I do on being asked for investment proof in Dec? And what will happen if i am unable to produce the proof for 1.5L declared ?

Would any have interest in an AI-Alignment bowl?

What you didn't know about engineering...

How much does 3D animators or compositors make hourly? In east coast coast or west coast...Just moved to U.S last year. I am a mid- skill level artist with experience in using Maya 4-5 years, Cinema4D 7-8 years...Nuke 1-2 years...aftereffects 10 years plus...Was wondering what kind of hourly rate I should ask for if I got a job offer...

Hi sharks,

I have cleared the rounds for Delloite India consulting for the role of manager. What is the salary range of manager in Delloite India. Also, i have heard about the work Life balance not good here. please let me know more about and how much can I ask the HR for the manager role

Hello, I have 4 years of total experience and expecting offer from Tavisca. Can anyone guide me what ctc I can expect? @JP Morgan Chase

I had two separate interviews these past two weeks. The first one I really connected with the interviewers and felt like I hit it out of the park. The second one I didn’t feel I was as prepared for and felt like I totally bombed it. Has anyone else had this experience and still was able to move forward? I feel like I ruined my chances by not having the right answers for the two interviewers in the second interview but I’m trying to be optimistic 😅 is there still hope?

Hello, I want to start learning more about real estate. Which courses do y’all recommended are the best to prepare me for the exam?

Fell in love with a house that hit the market a couple hours ago, touring it tomorrow afternoon (already booked with tours till then). It's listed about 30-40k below what comps have been selling for, so a bidding war is certain.

How do I reel in my emotional attachment that says "I HAVE to live in this house" to come up with a rational max to put in my escalation clause?

Anyone have a good information for appraisals? What do they look for in renovations? eg hardwood vs vinyl, modern trends like black hardware? What are the biggest value drivers?

Is there an app to target specific houses or streets for when they go on market?

There are certain houses located along certain portions of some roads that I don't drive by regularly. But I would love to know if any of them ever go on the market.

I was thinking it would be great to have a Google maps like app that you could browse and select a bunch of houses and eventually get a notification if any of them ever go on the market.

Or, is there any other low effort way of doing this?

Looking to buy a new construction with a est. build completion next June. Is it possible to lock in an interest rate now with rates being low? Or do I have to wait until I am 60days out from the build completion?

Has anyone gotten a real estate salesperson license (not broker license) to avoid paying the buyers agents commission? I read that a real estate salesperson has to work under a real estate broker, so I'm not sure I'd be able to avoid the commission even if I get a real estate salesperson license. I live in MA.

Home insurance increased over 30% at renewal. The home market value is $650k but replacement cost shows $975k. Currently, have $2500 deductible. I asked if coverage amount can be lowered but the agent said she can only reduce beacur there's threahold she can't go below. Agent recommended to increase deductible to $5k but it is saving about $190/yr.. Are you all experiencing insurance premiums increase and what steps you have considered to limit your insurance expenses. (I'm in Midwest city)

This is for my real estate agents. I’m brand new into the business and I adore the work. What tips or pointers can you give to a new agent- I’m in Las Vegas if it helps to be specific. If anyone has any book recommendations that’d be awesome as well. I’m looking to learn anything and everything. For example, learning what I can and can’t do to make a deal close

Are there any markets around the country where I can earn a cap rate of 8-10% on a property worth around 100k? I have about 36k in savings that I really want to take the plunge on a investment rental. I’m in florida but open to investing anywhere.

Anyone selling an investment property in the northeast? New York, PA, NJ preferred. My family and I are looking for our 1st investment property so wanted to see if anyone had good deals that Zillow doesn’t normally offer

Hey all - Anyone think buying land is a good investment? I'm considering a couple of acres in parts of Virginia (near Culpeper and then closed to the W VA border). Plan to keep it for the next 15 to 20 years.

Outside of annual property taxes, what are some factors I should be considering before I make a decision? Thanks!

I’m a newly investor in Washington and have been looking at apt buildings or duplex/multi family for my next venture! I’m looking for my first purchase!

Put an offer down on a new construction property recently and the builder insisted on having us waive the mortgage contingency. Sounds super sketchy. Anyone had experiences with this?

Anyone in California familiar with SB 9 and 10. Curious if you lot split a single family home that is currently zone multi-family as when I was reading the bill it said it was for single family. Just wondering if anyone might have any insights from their research. Thanks!

What grants are available for first time homebuyers (non/military)? I could only find ones for low income.

My spouse and I are applying for a new mortgage and my lender looked up our credit scores and suggested that the mortgage is done only for me and not include my spouse as my score was in the top bracket. She is earning as well and i wanted to understand the risk of taking mortgage only on me:
1 - will we end up having issues filing for taxes jointly and show deductions etc?
2 - will there be issues with joint ownership (title) if the mortgage does not include us both?
3 - any other risk/benefit

How did you all learn about the systems in your homes. How each piece of them function as a unit, what is possible to fix yourself and when professional help is needed, how to handle certain situations such as malfunctioning appliances or sump pump issues or hvac issues etc etc.... buying our first home and it has a propane generator, oil for heating water, heat pump for heating home, sump pump, sewage pump for basement bathroom, etc etc...