I’m looking to purchase land and building. I’ve built up quite a bit of equity to roll over. In addition, both of my parents are retired and getting older. The house they live in is my childhood home which has been paid off.

If we both sold, do you know of any ways to pool our assets for something like building a main + guest home while minimizing any tax exposure/implications such as gifting?

Max out my Roth IRA contributions for the previous tax year (sitting at like $4k out of $6k so far) with my stimulus check, or split it up between speculative plays I think have a ton of potential? (PLTR, CCIV, Bitcoin, and Ethereum)

Roth IRA is 100% allocated to the Vanguard Windsor fund btw. I’m 23 and think risky plays while your young are the only way you ever truly make it, but recognize the benefits of maxing Roth IRA YOY. Help!

Who here has successfully built a side hustle or startup? Who here is successfully creating additional income? Does anyone have resources [books, podcasts, anything] that have helped them?

Hey folks,
Please help me choose between following offers:
PwC audit - 36500 pounds - London
Kpmg audit - 31000 pounds - Manchester

Would 31k in Manchester give me more purchasing power than 36.5k in London, in terms of cost of living?

Currently make 130k and hopefully getting new job where tc will be 185. How do I go about my Roth IRA this year? Do I backdoor it now just in case?

What is the difference between FSA and HSA? Can one be used for investing?

Roth IRA? Yes? No? Who do you have yours with? How much do you contribute each month?

Can someone help with a list of ELSS scheme a newbie with investment start with.I am looking for tax saving but have no idea about these MF

26, just hit $100k net worth. Been waiting for this day forever. Only have $3k left in car loans. Thanks to the market for bumping me over the $100k mark this morning.

What’s an HSA and what should I do with the money in it?

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

Does anyone have a good practical guide / book on getting started with small multi family real estate investing? I’m in Canada and am looking to avoid hype books to get to the practical need to know details. I have between 250-350k to invest and looking to scale as quickly as possible

I’ve been working for big 4 firm for 3yrs now w barely any raise in sight. My performance increased tremendously but for whatever reason I got the same increase this yr as my first yr w the firm (and my increase was only cost of living abt 3%) Looking elsewhere but I feel undervalued already and have an overall dismal view of everything. Can’t save enough to buy a home because I’m paying off medical bills, but luckily family is helping. (to be cont)

On Jan 1, I decided to invest all my bonus on these hot stocks: Facebook, Netflix, Spotify, PayPal...

🚀 🚀 🚀 😊 😕 😢 😭 🤡 🤡

Anyone recently refinance their auto loan? If so, what rate did you get and what lender?

Starting my own firm and was wondering what bank is the best for iolta? Also any affordable software, resources, etc that you recommend or don’t recommend for the beginning? Thank you!

what can I invest in using my ROTH IRA?

What would be good upcoming cities to buy houses near bay area? Somewhere around 700-800k for 3bd house.

I am a direct private lender. I offer fast and reliable loan at 5% interest rate with no prepayment penalty. I can close a deal within 3-7 working days.

Do you have any project/deals that needs 100% funding?

-Jeremy

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

Can someone suggest good material for full stack web developer and any platform to learn and get good real life experience

Anybody hiring HC consultants? Or any suggestions where to look?
I have 1 YOE as a consultant with an MHA (graduated in 2020).
TIA!

Obligatory financial info post. 1) size of firm, 2) billable requirements, 3) salary, 4) bonus, 5) quality of life, 6) debt, and and 7) family/married/single. Go!

hi,
is bank of america and BA continuum are same ?

What's that thing your first boss said that stayed with you forever?

Hi All. Can I get 11 likes to unlock DM?

Does Johannes Leonardo hire junior/assistant producers?

Is anyone else trying to search for the ads during the Emmy’s right after you see them on TV? I need to share them to my non-ad friends!!

Can someone post a link on why they are bullish on VET? I don’t know what sources are credible so wondering what you all think.

How does your company deal with sponsorship of international professionals?

Wow, what a better way to start off Holy Week than watch the Braves beat the Nationals 3 times in a row. God is good 🙏

Anyone non-exempt but your boss said he wouldn’t pay overtime and the company didn’t know till your boss fired you afraid you would say something ?

So I co-manage a job with another senior manager. We have totally different Management style. Constantly fight about everything including staffing. Advice?

Considering a move to the Midwest, what are salaries looking like for TC1-Senior in the Detroit or Chicago area?

Didn’t get the promo this year as a second year consultant bc of 70% utilization 🙄 is it time to quit?

If I’m looking at relocating across the country, do agencies normally offer some relocation money as part of the offer? What would be the standard to ask for?

Any referrals for a BSA/AML role? My experience lies within community banking but I'm looking to break into either consulting within Financial Crimes/QC/Audit or working for a larger financial institution or fintech that will provide a wider range of exposure to financial crimes while I work on my CAMS this year.

Any opening in accounts and finance

Just got done with Dev Bootcamp, how long will it take approx to get staffed to a project ?

Me: (8pm. Have a cocktail in me. Calming down after a busy day.)

Slack: Ping!!

Me: What’s going on?

Slack: Application XYZ has three IPs assigned. We need forty IPs.

Does anyone have a good practical guide / book on getting started with small multi family real estate investing? I’m in Canada and am looking to avoid hype books to get to the practical need to know details. I have between 250-350k to invest and looking to scale as quickly as possible

I have my own real estate brokerage company which is tied to my law firm. How do I separate the identity of the brokerage so it has its own name and license, while keeping the law firm aspect of it separate and distinct?

What are some of the REITs you have invested in? Any suggestions on things to look out for while researching REITs?

Why mortgage rates are so low? (considering Fed’s upcoming tightening and inflation)

It appears that refinancing (with cash-out) is much cheaper than home equity loans? (fixed vs variable loans), this does not make any sense to me. Thoughts?

Inherited some cash. Can either buy a nice apartment and rent it out in my original cheap Eastern European country or wait ~6 months and get a mortgage with 30% deposit in the UK, where I live. What's a better option?

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

New landlord question - I reached out to new tenant to do intro and send them important info about moving in and payment set up etc. It has been 24 hours and crickets. Is it too soon to follow up? Should I call them?

Any real estate agent in the Connecticut area on here?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

First time homebuyer. NYC co-op. We accepted a counter to our counter-offer. Deal sheet went out. Seller is still showing the property this weekend even though we have a (non-binding) agreement. I understand that the agreement is not legally binding til we are in contract, but I still feel like the fact that they are holding an open house and entertaining offers at this point is massively messed up. How common is this?

Any suggestions on life insurance policies ? Looking for one to cover my mortgage ($588k) if something were to happen. Also a policy which gives the investment back if needed later. Appreciate your thoughts

Anyone tried to buy a home that appraised for less than the purchase price? How did you manage this? Did you renegotiate the purchase price or make up the difference or walk away?

Purchased a new home. Keeping my current for a rental property Long term rental vs Short term rental, thoughts?

Anyone actively invest in tax liens? Do you ever get to redeem the lien for the property?

Would you choose to pay cash for the $100K purchase and BRRRR or does it make more sense to take a mortgage right away?

Does anyone know how long after a loan is denied it takes to get the down payment back? ( loan was denied due to the bank not accepting the condo and no fault of my own)

Is it worth to buy a place in NYC?

Looking for a broker to sell a small retail business in the Chicago suburbs. Where does one start? Any referrals?

What incentives can I offer to get my investment properties rented out quickly?