I’m looking to purchase my second RE property. The first one has no mortgage and is positively cash flowing. I’m looking at an area this is being heavily gentrified quickly and the home is a new build and in a gated community and the other homes are already being rented for more than what my principle mortgage and interest would be. My plan is to house hack the first ~12 months then move and start the process again. I would have negative cash flow the first year while house hacking

The US tax code section is complex and full of references to other code sections. WHAT IF, JUST WHAT IF, after clicking through all references, you land at the final code section that just says "go f*ck yourself"?

Client - "Hey, we're thinking of doing this one transaction, what is the tax consequence?"
Me - "go f*ck yourself"

What are the investment you do from salary?
Please suggest some investment options

I make significantly more than my boyfriend. Think I should pay a greater portion of our living expenses than him?

I need to transfer around 25 lakhs from india to US. Do I need to pay tax on that again. What is best service to use for this transaction to avoid hefty fees.

Story is, I am sending money from US to india to help a friend and they’ll be returning it back but I have no use for that money in India so I want to bring it to US without loosing much $$ in transaction fee and taxes.

Anyone with United 1k in jeopardy of not meeting the lowered “move the goalpost” PQP targets? Is there a December promotion or do you think United will pivot to extend status to 2023 in the final hour? Ugh, I don’t want lose 1k but can’t justify ~$5,000 in out of pocket expenses / mileage run. Anyone in the same boat?

Skip the pre-tax 401k in favor of mega Backdoor Roth? Thoughts?

Rationale is building up a tax advantaged nest egg for retirement and then using brokerage for more med term goals (5-8 years). I can afford to pay taxes now and compounding benefit is high.

Income ‘22,190k. ‘23, 295k. Age 26

I would be capturing company match with either 401k contribution. I wouldn’t be maxing out mega Backdoor, probably about 25-30k. Want to put another 50k in brokerages

What’s your age and asset allocation?

Thinking of dipping my toes into real estate and wanted to see if anyone has any books/ podcasts/ courses or even any tips or advice that you wish you had when you got started?

Goal is to diversify my investments past the stock market. Any help is appreciated!

Hear me out! I left my 15 year career in the corporate world to pursue being a realtor.1) It was never boring
2) It was the most challenging
3) It was extremely rewarding to be able to help families find their dream homes

What is the best source of information if I want to learn about cryptocurrencies?

Where do you buy used cars from? Any good sites for awesome deals? Looking for a car for parents. Nothing fancy- Toyota or Honda. $15K-ish tax, tag and title budget.

Should I expect an income drop moving from CT to Houston?
Currently Tax Associate 1 (2 busy seasons) making 72k at a midsized firm.

What’s happening with Unity (U) the stock price went up by 13.5% yesterday. Is it a good buy now?

Hey fishes, i recently dropped my papers and the manager is saying he would initiate a Canada visa. I know to get all this in written and not to go by his word but my question is how practical is the move to go there? I ve a home loan and a 9 month baby and my current CTC is 17 lpa. Will I be able to save to repay loan and afford rent? I have seen the PPP but 160k CAD doesn't seem like anyone would get from a service company for onsite.

Got married in December 2019. Do I file taxes my taxes jointly? Also, if I do file as Married, I would have exceeded my Roth IRA income limit. How do I go about this?
Thanks.

Do I get tax savings benefits in EPAM anywhere in India?

Anyone bought a used vehicle through vroom? How was your experience? Financing options etc.

Itna bada bada emails send karte hey we did things in 2022 blah blah
Employee ke liye kya kiya kuch nahi🍌

I'm about to start my part-time MBA. Already feel like dropping out...

FDD folks: What was your biggest dumpster fire of a deal? Seems like things can go very wrong whilst moving at deal speed.

I think I sleep too much. Can someone suggest what to take for me to stay awake in the night. If it is coffee, I need the strongest of the coffee please. By 9pm, I’m already in bed. I need like extra 3 hours to work. Thank you

How unhappy do you have to be before you start looking for another job?
What are the key factors that make you say to yourself “Time to leave!”?

Anyone have good recommendations for adult tennis lessons in the buckhead area?

Dear FB team, greetings of the day! I want to check opportunities to join Bain & Company for accounts payable Senior Manager

Went into the office today. The choice to come in was mine as the office is open but there’s no mandate.

Gotta admit, it was nice to have fast wifi, a crap ton of LaCroix I can drink (and take home), and just get out of my home office for a change.

Will I do this often? Doubt it. Is it a nice option to have should my wifi go out again? Yes it is.

Has anyone received an email about suspending their Dependent Care FSA for now? Should I do it or not since our daycare costs are much more than $5,000 DepCare FSA's yearly max.

My firm has ~50 attorneys and is the best in the field. all decisions are made by one man, eg bonuses, raises, promotions. There is no transparency. The only objective measure might have been billing. The billing requirement is 1900/ yr, but a total of ~200 hours are no-charged automatically, and he goes after closing the case and no charges hours based on factors unknown. The result is that no one can track their own billables, and the criteria for bonuses are a mystery. Is this normal?

Small business owner wants to name their LLC after a song. Likelihood of this being a problem?

Hello! I recently received an offer from Visa Inc. for the Austin office. Any insight into company/office culture? Coming from a tech company that is known for great culture so a bit apprehensive about the change but have read pretty good things about Visa online. Would love to hear from actual folks who have experienced it.

Please share your thoughts and experiences.
I have an overall QFT rating of 4.39, what rating should I expect?

Thoughts on the networking mode of this app? And if it’s been useful for those who’re using it

Best place to watch the World Series in the city?

I’m trying to go back to the basics. How do you guys structure thoughts around identifying the correlation between 2 variables? A basic example: the number of steps I take in a day and the hours of sleep I got that night.

Hello everyone, is there any job vacancies for finance manager and sales manager.?

Work in TAS doing operational DD stuff, integration, separation, and value creation. Always wanted to do IB and now have the opp. I know how to build a dcf and a 3 statement model, understand (cont)

Long story short: Guaranteed Rate approved us for a $1M loan. Right before closing, they did a credit inquiry. My wife missed an annual CC payment on a card she doesn’t use. We have near perfect credit.

The one payment dropped her below approval threshold.

WTF…this needs to be made famous!!!

Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

What’s your age and asset allocation?

Where do you buy used cars from? Any good sites for awesome deals? Looking for a car for parents. Nothing fancy- Toyota or Honda. $15K-ish tax, tag and title budget.

Got married in December 2019. Do I file taxes my taxes jointly? Also, if I do file as Married, I would have exceeded my Roth IRA income limit. How do I go about this?
Thanks.

My dad gave me 40k towards my house fund was going to get a home now but after loosing 3 offers & having to go 50-100k over asking wondering if I wait and invest the money in the market? Any reccos?

Who here manages their own 401k investments through a brokerage vs uses the basic funds that their company give them easy access to?

Pros and cons of both?

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

Any Recommendations for a commercial mortgage broker?

Anyone else severely disappointed in the 401k options available? Specifically index fund availability. My KPMG fund only has one available that matches the S&P 500. No small or mid cap. Suggestions?

Does it ever make sense to put money into stocks over paying down credit card debt?

Anyone brought a Mercedes-Benz GLA,B or C recently? Can you share what price where you brought it from as well as any packages you got? And first time care buying tips is very much appreciated! Thanks !

Are China ETF like kweb, PJJ safe over directly putting money into Chinese adr. Since etfs can manage the delistings drama better and buying shares on Hong Kong exchange will that provide safety net and still exposure to china.

Need advice! I’m 21, incoming college student in Canada. I saved up $29,000 after taking a couple gap years after high school. What’s the best way to do with this money for the next 4 years?

Currently I have:
$10,000 in TFSA via wealthsimple
$7,000 in Emergency Savings @ 0.9% interest
$2,000 in Stocks
$10,000 lent it to my mom to help out — she’ll pay me when the school starts this Fall

Anyone have a T-Mobile Money account? 4% up to 3k, so you would have $3600 in 5 years if you put in 3k. Thoughts?

Any recommendations for group rate term life insurance, other than from an employer or AICPA?

Someone pls educate me on 401ks! If I earn 80k and my employer does a dollar for dollar match up to 3% of my contribution and then 50 cents on the dollar match for the next 2% I contribute, would the breakdown look like this:

3% employee contribution: 2400
2% employee contribution: 1600
First 3% employee match at 100%: 2400
Second 2% employee match at 50%: 800

Or is it based on the 19,500 401k max amount?