{ "media_type": "text", "post_content": "I’m looking to rollover my Roth 401k and after-tax contributions from my previous employer. I’d like to move everything over to my Roth IRA. Can I roll everything over to my Roth IRA or do I have to split the amount between Roth (after tax contributions) and Traditional (earnings) IRA?", "post_id": "61399e991cbb9b00254d643d", "reply_count": 2, "vote_count": 1, "bowl_id": "59064a3cb12379001006592c", "bowl_name": "Personal Investment Chatter", "feed_type": "bowl" }
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I’m looking to rollover my Roth 401k and after-tax contributions from my previous employer. I’d like to move everything over to my Roth IRA. Can I roll everything over to my Roth IRA or do I have to split the amount between Roth (after tax contributions) and Traditional (earnings) IRA?

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You will have to pay taxes on any contributions (or employer contributions) pre-tax to roll it into a Roth, if there are any. Otherwise, you’ll get two checks and you can deposit into traditional IRA and Roth IRA depending how it is split. Whatever the brokerage it is held in can help with that. Super easy process.

I don’t have any pre-tax contributions - only post-tax and the earnings. Is it fine to roll it all over to Roth IRA? Do I have to pay taxes on those earnings?

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