I'm looking to sell my condo unit in Florida. How much commission should I realistically expect to pay the realtor in this market? Given how hot the current market is, is it fair to say that the realtor can agree to negotiate his commission down from 6% to 4%? Has anyone been successful in negotiating down the realtor commission? If so, please share some tips. TIA

Does anyone know how to declare in my individual tax return, RSA and Stock Options from a US Company that I have? Non exercised yet.

I'm relatively new to stock market investments and have tried to build a balanced portfolio for the long term. Should I hold the stocks for long term or does it make sense to book profits in between ?

Not trying to brag with this post - I am just confused and was hoping for input. Current consultant with a recent inheritance of $2.5MM. Half equities, but half cash since parents are not financially smart. Want to invest the remaining $1.25MM outside of the stock market - is looking at PE roles with co-invest a good idea?

a very specific question to all Canadians.

Current situation , i need to refund signing bonus which was paid along with 3 days of work at the company, taxes are withheld obviously
When you refund a signing bonus do you
1- refund ALL of it even taxes Withheld ?
2- refund only the amount that was deposited in your account
3- mix between 1 and 2 refund more than was deposited but less than the whole amount ( taxes should be refunded to me next year)

My contract says 2 and they want to do 3 Help

I bought a single family home in 2020 and I received a rate of 3.125% for a 30 year fixed loan with a 15% down payment. I pay a PMI every month. Should I consider refinancing and consider a 15 year loan? I also would like to get rid of my PMI. My credit score is a above 720. What are some costs I should consider if I refinance?

My TCS form 16 shows total amount deducted for health insurance premium. In ITR 1 you need to put premium for self and parents separately. So how do you show it in ITR1? Tata Consultancy HCL Technologies IBM

I like STA’s technical analysis and thought I’d share some of my own. Some of the same names and a few names off the beaten path.

A general note, lots of of the stocks and indexes on the most traded options list seem to be struggling with breaking through levels of resistance. QQQ is notable. So are XLE, XLF, and XLK. I don’t think this is a sign of a market top, but shows that the leadership continues to move around a bit.

Fun times.

Any suggestions if we can afford a $1M house with $350K household income in Bay Area?

I previously maxed out my traditional 401k
I have about 40k

Once I learned more about retirement, I then stopped contributing to traditional 401k and started maxing out my Roth 401k
I have about 60k

I have about 25k of matched contributions

This is where I get fuzzy
-Should I/can I call the broker to roll over my traditional 401k to my Roth 401k (or do I need to open a separate Roth IRA and have them roll it into this?)

-Should I/Can I move my matched contributions to my Roth 401K...cont

Hello fish - I’m finally able to fund my Roth IRA. Would you suggest holding VTI , VXUS (70:30) in Roth IRA account . This is my first time contributing to Roth IRA and appreciate some advice. Also, I fully funded Traditional 401k and hold “Spartan 500 Index Pool Class E” with -15% YTD. If I were to rebalance 401k, what are your suggestions .

Note: I don’t see FXAIX in EY sponsored 401k .

I am really bad with money. I don’t rack up debt, but I don’t rack up savings, either. Any advice on how to get my spending under control mentally?

I just logged in to the Chase app and it’s asking for my income to keep my profile up to date. Is this normal? It says it’s a way for them to consider me for credit limit increases but any reason not to share?

While we're all taking a breather during this crypto-winter, I'd like to submit some ground rules for the next bull-run.

For consideration:
🚀 = per 10%+ over the last 24 hours
🌙 = per 100%+ over the last 24 hours

I just don't have it in me to see "🚀🚀🚀🌙🌙🌙" for a 5% gain.

Anybody have real estate / rental properties as a side hustle? Is it worth it? What’s the effort vs. Financial obligations vs. Income ratio?

I joined for nokia few days ago. NOKIA doesn't cover insurance for parents. What's the best insurer for elderly parents(aged 60 plus) as im considering to buy on my own ?

Since Nasdaq has recovered all losses YTD which tech stocks are still available at discount. Looking for 10-20% upside in 6 months. Or tech is in overbought zone and will cool off from here

Is there anything wrong with solely investing in index funds/ETFs? I can do maybe like 3-5 individual stocks I am already keeping up to date with but otherwise I’d like to be hands off and not suffer losses.

Making $130k base in TX, can I afford a $60k car? Or should I move to a city where I don't need a car?

Any clue how much credit score might be impacted by closing one card and opening two within the same month? Net available credit would increase by 10k and I’m currently sitting at 785 credit score.

Can a company clawback a sign on bonus from you, even if they place you on a 3 month unpaid leave of absence and you find another job during the unpaid leave? Seems like you could claim an invol

Which states are slowly opening up?

Idea: Hotels should convert a portion of their rooms to a dope office setup and have companies lease the converted offices for employees to use if they need a change of scenery from the wfh life. Thoughts?

What’s T2 and T3 specifically in LS consulting?

Given that most major PA firms are fairly lax on remote work/hybrid work models, is it fair to assume one can apply to positions in any city in the country even if they don’t live in that state? Or should they stick to open positions in their localities?

What is coforge level 3???

I am working as business PM on critical project and implemented a regulatory solution which helped bank saving YoY 1 Mio USD - in today's dept. town hall, my manager(cluster PM) along with dept. head presented a case study of my project on how innovative solution can save millions for a bank - disappointed that I was not even mentioned once and worse part was that, the slide they presented was also prepared by me ☹️ - never felt so low and insulted - how should i take this experience??

Hello, how is WLB, work culture and hikes in wells fargo bangalore,
Designation: senior software engineer
Skills: .net, microservices, azure.

How much they pay for 9+ yoe laterals?

Thanks in advance.

Hi fishes need some help
Can anyone tell me how is Capita India as company? Is it product based company as they claim? Also how is job security and wlb there? Are the projects and work good? Any input is much appreciated. Thanks in advance!

In my 40s, here in the larger NYC area for a couple weeks visiting family. Male, athletic. If anyone's interested in chatting (admittedly in a playful mood currently, so that's my current preference), drop me a DM.

Dm for Accenture referral.

Hi everyone. I am looking for a job as a Java developer or consultant in SAP consultants. I am having an experience of 2 years and 2 months in Java development and backend role. Currently serving notice period in Infosys. I would be more than happy for referrals here.
Thanks in advance.

Hey guys, can anyone quide me to get some freelancing work, or projects?
Thankyou in advance

On an average what is the salary of a Lead Consultant in Infosys?

Has your company acknowledged what's happening in Minneapolis? Should it?

I’m frustrated. I’ve been in the job market for an ungodly amount of time, applying to various companies and have had zero luck.

I’m getting worried nothing will pan out and would really appreciate words of wisdom. Given our current situation, I understand the job market isn’t too hot right now but, are there any companies you’d suggest looking into that are hiring? Ideally, I’d like to work client-facing (sales, BDM, partnerships etc.) please help!

Anyone want to sublease their spot for July - Aug or July - Sep by chance?

Hey folks,

I’m actively looking for a job change in Automation Testing domain. Currently working as Automation Test Engineer II.

Total Experience: 3.6 Years
Technologies worked on so far: Selenium with Java, Python, Playwright with Javascript, AWS platform and it’s testing.
What I am willing to offer? - Learn any new technology for Automation testing. Utilise & upgrade existing knowledge on testing technologies in order to contribute to the project.

I bought a single family home in 2020 and I received a rate of 3.125% for a 30 year fixed loan with a 15% down payment. I pay a PMI every month. Should I consider refinancing and consider a 15 year loan? I also would like to get rid of my PMI. My credit score is a above 720. What are some costs I should consider if I refinance?

Any suggestions if we can afford a $1M house with $350K household income in Bay Area?

I’m planning to sell my condo in Chicago this spring. What are your tips for a quick, easy and $$$ sell?

I just wanted to come and say I closed yesterday on my first home. It is a multi family and I am very proud of myself for doing this all by myself especially in this market. This bowl definitely helped me along the way.

When do you anticipate it will be a buyer’s market again? (NJ/NY)

Has anyone made a purchase or refinanced their mortgage after forbearance? How did you exit forbearance? 1) Paid all past due amounts in lump sum, 2) Payment deferral, 3) Other?

I am exiting forbearance on a rental property and wondering how they will affect my credit worthiness / interest rate on my next purchase. Credit score is still solid 760+

Have been wanting to get my RE license, but not sure how to go about doing that while working FT as a Workday consultant. Currently located in downtown Chicago, but do not have a car... deal breaker? Any tips/recommendations would be great!

How much are closing costs in Seattle? Loan is 574K

How does the mortgage for a rental property work? I have the required down payment. Do I have to prequalify for the entire amount even if the place will be fully rented?

Hello, I want to start learning more about real estate. Which courses do y’all recommended are the best to prepare me for the exam?

Has anyone made a property purchase using sheriff sales? Can you shed any light on the process or share tips or resources?

Has anyone had their boss find out they were selectively looking for new positions then literally call them after work and explode with every explitive in the book at you for taking advantage of then; say that you have no idea and that they know way more projects people in your industry than you have any idea and that they can make things really tough for you? I honestly couldn't believe he legitimately did that and I know for a fact no one elsewhere told him that bc I'm interviewing at 1 firm

Anyone invested in vacation properties ? Any books or blogs you can suggest that I can get started with ? My experience is with airbnb and I want to build sustainable homes in vacation areas and rent

Anyone have a good information for appraisals? What do they look for in renovations? eg hardwood vs vinyl, modern trends like black hardware? What are the biggest value drivers?

One of my clients is a large scale residential/mixed-use developer entering the NYC market and asked if t