I'm making a switch for the first time in my career. My new pay package will be 23 lpa. I heard froya senior that after all investments I'll still need to pay TDS around 4 lakhs.
Right now I'm planning to show
80cc
80ccd1(b)
Home loan/rent (either one or both)
80D
80tta
LTA (not sure if possible, will check)

Is there anything else I can use for tax exemption? I'm not going to go for EV emi or political party donation.

Please suggest what you do and I don't.
Thanks in advance.

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don't switch 😂😂
jokes apart there is no way to get rid of tax, we can only minimize it.
You have already mentioned the ways to do so.
All in all 150k in 80c + 50 k in NPS + 52 standard deduction will be bare minimum.
Then HRA and interest in home loan can me exempted.
You can opt for food coupons like Soxedo [usable at Dmart, big bazar , big basket etc], claim some reimbursement [telephone , health insurance].

PS: In the beginning it will surely hurt when TDS will be deducted but you will get use to it.

Most important : you can just check your tax liability after all the exemptions [80c HRA whatever] under Old and New tax regime .
If that comes to be same then think if you really want to go for Old tax regime given that you have to submit so many proofs like rent receipts , rent agreement , investment proof [PPF, FD, ELSS] ?

Thanks a lot for confirming that I'm not missing anything. I have all the documents. I heard food card doesn't work everywhere. Need to check from that front. I was thinking I was missing out on things since I never consulted any CA.

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You can choose NPS via company which is upto 10% of your basic is shown as saving and tax exemption

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