I’m not sure whether to have my 401k contribution deferred from my bonus payment (vs. electing a higher federal tax withholding rate). What are your thoughts? I have a Roth 401k by the way.

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If you’re in nyc and don’t plan to be there forever would recommend moving to traditional. Used to do Roth 401k too but you’re paying sky high taxes now and will most likely Pay less in retirement with less income and not Nyc taxes

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Doesn’t matter that much. I did mostly from my bonus and a small amount from ongoing salary because I’d rather have the higher paychecks

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