{ "media_type": "text", "post_content": "I'm single and don't plan on any big investments for at least 2-4. Got $20k+ sitting in my credit union savings acct that I'd like to put elsewhere. Advisable to put it in a mutual fund?", "post_id": "5e31f939d15ccd0021e90b8e", "reply_count": 7, "vote_count": 0, "bowl_id": "59064a3cb12379001006592c", "bowl_name": "Personal Investment Chatter", "feed_type": "bowl" }

I'm single and don't plan on any big investments for at least 2-4. Got $20k+ sitting in my credit union savings acct that I'd like to put elsewhere. Advisable to put it in a mutual fund?

Posting as :
works at
You are currently posting as works at

Vanguard 500 index fund...Buffett highly recommends it

If you’re planning on using that for a down payment on a house in the next 2-4 years, I would leave it in a HYSA. The market could decline and not quite recover in that timeframe, tying up that money and preventing you from using it toward a down payment (unless you’re okay with taking that loss as a hit and cashing out even if the value is down).

Genuinely curious, why do you think the rates are likely to fall? The Fed isn’t lowering rates this quarter and seems to be holding firm in their outlook. Do you know something else that leads you to that conclusion?

Go all in for MSFT

Related Posts

I have a student who loses it whenever asked to do anything. He will kick and hit walls. He will shout and cuss at adults. He will lunge at me and others. He is allowed to do this by his SPED teacher. It is getting scary for me because he is so unpredictable. I ask for help but the department doesn’t want to do anything different. What can I do? I’m so over fearing.

likehelpful

I voted for Biden but if my kids aren't back in school soon, I am voting straight ticket Republican. Tired of seeing my kids fall behind on there education and sad that the Democratic party is enabling this because unions have bought them off. In my district, even vaccinated teachers aren't coming back even though it is proven transmission rates are incredibly low among children.

likefunnysmart

Anyone have good happy hour recommendations in downtown, around Union square or thereabouts?

like

Hello- I have 2 tickets available for Diner En Blanc in DC this weekend. Departure point is COLUMBUS CIRCLE AT UNION STATION. Please message me if interested.

like

Are there different unions for public/private schools? Is it affordable?

like

I am being presented with a real estate deal (vacation home) that would essentially require all my discretionary income for the next three years, essentially making me cash poor for the foreseeable future. My discretionary cash every month is $1,900 and this requires $1,800 a month on top of my non emergency cash savings (I have 8 month of expenses stashed in a credit union for emergencies only). Any experiences with opportunities like this? Should I do it?

like

Recommendations for somewhere in Chelsea/WV/Union square area to purchase a few pies for a Friendsgiving? Looking for somewhere aside a grocery store

like
like

Moving to the area for work and was wondering if I live off of the San Bernardino metrolink line, when I bring the train in to Union Station and then transfer to the LA metro system, will I end up ...

Have you been a member of the Freelancers Union? It's free but is it even worth the effort? If you've been but left, what would you wanted them to do for you that they didn't/couldn't?

like

Any restaurant/fun activity recommendation around Union Square? Current plan includes hanging around in the Holiday Market in the afternoon and get some snacks, hot wine, etc. Thinking about adding more to this plan, including a dinner. Asking a girl out for the second time. Don’t think it’s a date yet. I have 0 experience in this and any help will be appreciated!

like

Who thinks that there should be a union for financial advisors in order to protect them from a) greedy brokerage firms and b) overreaching government? It's time we financial advisors UNITE!

like

MYTH: Unions are outside, special-interest groups. FACT: Workers themselves are the union. A union is a democratic organization of workers standing up for their rights on the job and in society.

like

Biden quote recently: “You know back in the 30s when we had the first breakthrough in terms of what..umm.. having the union movement be able to move...” What is happening to this guy!

funny

Labor Day according to Wikipedia is an annual holiday to celebrate the achievements of workers. Labor Day has its origins in the labor union movement which advocated for 8 hours of work a day. Me: *laughs in PA

like

Casting for a non union English (British) VO- I used to use voice bank if I needed to cast for a wide net but since getting bought by voices they suck. Anyone got other online casting they love?

Any Parking options Walking distance from Union Station that are $20 or less per day? I need to park my car for a week to get an Amtrak and still freaking out about taking an Uber unfortunately. Other social distance approved hacks welcome :) my train is at 530 in the am.

like

Who is watching this State of the Union?

likesmart

Why isn’t there a public accounting union(s)?

likefunny

Best credit unions in SoCal?

like

Additional Posts

How great would office emojis be in this app?

like

Getting this off my chest!

like

Bbdjdndjdjgsjdjcbbdbxndbdbcghsbxhdbdbbxbbdbdbbdbdhxhdbbdbxjdbxbhebsbxb dbdbdbd Bebe the. Dbdbdbd sehsbevshdvhdbdbdbdbdd dbhsbvdbdvdvdbvduchhcbd dbhsbvdbdvdvdbvduchhcbd and I have love you so too but I

like

Fhhbbbbjjnnnnnnsn dnnsndjjjd dhjhdjjdjdjdjnd dhjhdjjdjdjdjnd djjfjdjjdndndnnfnd dhjhdjjdjdjdjnd dhjhdjjdjdjdjnd djjfjdjjdndndnnfnd djjfjdjjdndndnnfnd now djjfjdjjdndndnnfnd do. D dndnnfndnnsdhjdjdjdjnd

like

Ah now it did.

like

test post from test

like

Any productivity tips when you're literally working 18 hours / day? I like using the pomodoro technique where I work for 25 min and then take a 3-5 min break

like

My OOO email message starting Monday: I will be out of the office from 9/21/15 until 9/28/15. If this is an emergency, tough luck.

like

Anyone live in Houston?

Is it true that EY is saving on travel costs by parking motor homes outside client sites? Genius!

like

Anyone else unable to sleep in on weekends due to constant jet lag? It's killing my weekend time.

like

First it was paying down student debt (for 2016 associates) and now there’s a benefit for females back from maternity leave. How about a perk for those who make this firm $$ now w/ 15 hr work days?

like

Has anyone tried giving up their seats on Delta or JetBlue? Is it really worth the time?

like

The longer I stay in this industry, the more I realize that no one has their shit together and all these companies are still functioning out of sheer luck.

like

Mandatory PTO...how beautiful. Gotta love holiday season.

like

I just quit my job and am traveling over Europe. Best decision I've ever made 😍🙆🏽

like

When the client comes in hot trying to prove you fucked up & you have proof in writing that they told you to do it. HUZZAHHH🎉🙌🏻💃🏻

like

When you're at the office past 7 and feel like dinner should just be served to you on a mother f'in golden platter

like

"On your plate, capacity, high level, circle back" I just heard a friend of mine use these in a social setting. I need new friends. :(

like

Is anyone flying from O'hare to Boston? Where's our gate??

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
Download Fishbowl to see what others are saying
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the Fishbowl app

Get realtime notifications and see
what's happening in your industry
from the palm of your hand.

For account settings, visit Fishbowl on Desktop Browser or

General

Legal