I'm staying with my parents and not claiming any HRA. Could you please suggest few things to reduce my TDS? Also, if I wanna claim HRA then what should I do?

Curious to know what other avenues people have taken in our industry to make more money. Currently getting OT which is nice since most places don’t offer that benefit but still doesn’t feel like it’s worth the long nights when the paycheck comes in.

Corporate suggested me for a DON position in TX. I currently live in SD and work as ADON. Corporate said minimum salary would be 115k. Then flew me there for 2 weeks to see the building (nursing home). They all loved me, as does corporate. But my offer today was 90k. When I said I was told 115k they countered with 100k. I said I’d think about it over the weekend but really am looking for at least 110k. Have to sell my house and move and rebuy w higher interest rates. What do you think??

Can folks recommend good investment options for gaining Compound Interest, high returns long terms in your financial portfolio. Have regular 401k, share holding, kids 529 r plan, hsa saving account, very limited exposure and currently downward trending stock and crypto. Any recommendations? Also do folks have any fiduciary investment planners that u can recommend

VOO vs QQQM for medium term (5 - 10 yr) investment ?

Hi,
28 with about only 30k saved till now. Have worked 2.8 years and I feel I’m so behind. I’ve tried to save on everything possible but my family commitments make me feel I will never be able to retire - I make 95k a year and started at 82 base and 14k sign on in 2019. From 2019-2020 I had to help a family memes out of debt (approximately 30k). I started saving more aggressively in 2020 but then realized I’ll have to support my dad who’s business went under (1K every month-he’s in India so low

How do the economics of this city work?

I make ~150K & get 8K per month net.

Assuming I have 3K rent + 1K for (car + insurance) + 1K for (grocery + utilities + misc expenses), I’m left with 3K/month saving which is 36K/yr.

If I decide to buy a 1M house/townhouse/apartment, I’ll need to put down 200K deposit which will take ~5-6 years - IS THIS NORMAL?

Thoughts on Indexed Universal Life Insurance as an investment vehicle? I hear the pros and cons from the sellers of this, whom I understand gain heavy commissions. But wanted to get thoughts from investors and if this isn't a good vehicle, what alternative investment vehicles do you suggest (outside of stocks, Roth, 401k, and real estate)? Looking to diversify my portfolio.

I'm 43, married, income 600k combined, and we have 2 properties worth 3m and investment accounts worth ~2-3m.

Thanks!

If I want to opt for 5 lakh coverage for my parents, how much premium I have to pay? Is yearly or monthly basis?

What should you look for as a realtor?

My ctc shows 10lpa + 20lac esops. But I'm not sure if I'll get this 20lac stocks for free or do i need to buy them by paying? Distribution is 4lac per year for 4 years. Pls explain.

Hiii sorry if this is a stupid question, but does the incidental credit / hotel credit renew every calendar year, regardless of how long you’ve had the card? Ie if I open now, use the 200$ in 2022, do I get it again 1/1/23? I know the website says calendar but idk it feels like I’m cheating hahaha

Hey Folks,

How does the tax thing work on the ADP portal? I declared my tax submissions for PPF, HRA and life insurance. But still the tax of around 5k got deducted from this month's salary. If I didn't declare then more tax would have deducted or the declaration wasn't considered? Can someone please guide on this and tell the proper ways of saving the tax deduction? It would be really helpful!

Hi All, I'm a complete newbie here on H1b.

Are we allowed to buy or trade stocks and crypto currency on h1b..?

Stocks are crashing. Do you think ROLEX / Patek prices will drop soon too?

Is anyone here familiar with RSUs and stock options as part of divorce? My arbitrator was not and she asked us to hire an expert to get a valuation. She’s convinced I cannot take my portion in kind if we could not settle on the value and I don’t want to be forced to sell my half to Husband at whatever valuation expert provides today (RSUs and stock options are under Husband’s name). If they low ball I rather take the risk and take them in kind. Any advice would be helpful.

H1B peeps, which tax preparation software y’all using? Any recommendations?

My father is retired, and is looking into investments. Currently has rental properties, but at a certain point too many of them are a headache that he doesn’t want to deal with. What would you invest money in (2-3 Million) that is fairly hands off? We have talked about small businesses, but he really doesn’t want to have to manage the day to day activities. Rental properties that are >1 bedroom typically don’t have the return he would like to see.

Is 5.5 good mortgage rate in current situation for first time purchase? Any predictions on future loan rates?

Boyfriend and I have been dating for ~1.5 years and we still only spend weekends together. I want to move in together at the 2 year mark but bf thinks it’s too soon... just feels our relationship is stagnant and not going anywhere. Any thoughts from ppl who’ve gone through similar situations?

If you get SC do you get to keep the clearance if you leave the company?

BMW X3, Infiniti QX50 or Lexus NX ??

Hey former grad students, how long did it take for you to mentally recover?

How can I continue to be involved with research without necessarily working in a research-heavy role?

How do you find test subjects for your research project? What kind of incentives do you like to offer?

I have 1.3 years of experience as a manufacturing associate in a biopharma company. Looking to expand my domain by applying for research associate positions in process development or QC. How do you suggest I can make that shift? And if there are any positions available to your knowledge please do let me know
Thank you

Parking at Gurugram office has become a problem big enough to start thinking of another job. It’s so inconvenient to imagine taking public transport in 48 degrees. How can you expect employee to come office and not offer parking or cabs? It’s like employer asking you to work without a laptop.

Anyone have a view of typical Partner compensation in nyc? I find that Glassdoor seems low?

Anyone here wondering about the GIMS updation in DI? All financial interests needs an updation and seems quite important . Any thoughts on why is this so important for the firm and how difficult is it to get it done?
Please note i have recently joined DI with none/ little knowledge on the way it works here! 😊

Can we leave a company in 10 days after joining ?at manager level

For all the Indian men (who grew up in India, now working on visa or post student options in US) and trying to marry an Indian American citizen to expedite your GC/citizenship path, I have a recommendation for you.
Be honest about your status and forthcoming. Don’t play the ladies for your ulterior motives. What’s meant to be will be, however if you approach dating/marriage for status or hide your actual situation, surely it will not end well. Sincerity and honesty are very important values!

I’m a 28 year old male, living with gf. I think I’ve got covid - very feverish, cough, hot and cold sweats, pains etc. When I get sick I turn into a massive baby - definition of “man flu”. Is this a massive problem for women (ie a big turn off)? Luckily I only get sick once every 2-3 years, but this feels awful and I’m being a massive sook and I can’t help it lol…

This group is definitely what I needed. Thanks 💕

What's the retention rate of PIP candidates in Deloitte India?

Hi fishers, Can we expect any salary revisions in Deloitte??

Hello, please help to enable DM

Hi folks! Can anyone please let me know how to get a job abroad in Big4s, have Risk Advisory and Assurance experience. Please suggest countries to target and how to apply?

How is PWC mumbai, they have offered me a Associate position in Risk consulting SBU 😌.

Hence if someone can share there experience here!! ( Good and bad both welcomed 👀)

Location: PWC mumbai SPO

Year end leave approve ho gya guys. Dec 17 to Jan 1 🥳🥳
Planning a trip to Kashmir.
Any suggestions? Do's and Dont's?