In mid 40s, recommendation to have 401k portfolio. I have vanguard with only 155k as I started 401k few years back..

It is looking like we will have a divided president and congress vs. senate. My thoughts are this will make it difficult to enact legislation, so it will mostly be business as usual and gridlock.

Thoughts on impact to healthcare?

Does anyone have insurance into Pinnacle Financial Partners? Culture/benefits/maternity leave policies?

Is anyone from this bowl working at 6sense?

If yes, please share some info regarding work culture, Work life balance, job security and employee benefits.

Thanks in advance, fishes.

Healthcare fish community! I am hiring right now for *** employer-based “healthcare advocacy” operations design roles *** ...experience with platforms such as Health Advocate, Accolade Health, Quantum etc. would be very well aligned...ground floor opportunity with a digital transformation company to help build the next generation advocacy+++ platform in partnership with top healthcare & technology companies...please DM if interested with background, YOE and experience in this space...TIA!

To those saying not to rebalance IRA/401K, why not? If experts are saying the market could go down another 20%, why not lock in losses now and rebalance after all this is over? I rebalanced (cont.)

Advice for lateraling as a third year from midlaw to NYC biglaw as a healthcare corporate/regulatory/transactional associate after being at current firm for only 14 months and having lateraled once already after first year? Current firm poached me and has been great actually but I’d like to end up at a firm paying market or close to for how much I’m working and don’t want to miss my window. Thoughts?

What kind of benefits can one expect in mid-law? I.e., Maternity leave, insurance, vacation, etc … and bonuses

Can one retire early as a Partner say around 55 instead of 60? How will it impact pension benefits?

Deloitte fish, when does health insurance kick in for new hires? Exactly 30 (calendar) days from start date, or do you have to wait 30 days from the first of the following month (so if you joined June 2, you’d effectively have to wait until Aug 1 for your benefits to kick in)? TIA!

Hi Hexaware,
This question is for my brother.
He joined h3xaware as fresher this year and has unknowingly declared medical insurance for parent. As I am already having another medical coverage for them. Is there a way to opt out of the insurance from portal.
It caused a deduction of 2k from his salary and is not required.

Any information on this or process will be really appreciated

#medicalinsuranceforparents #notrequired #optoutofparentalinsurance

I have a boneheaded question I’m pretty sure I know the answer to. My partner can’t use my Hilton Honors account for an upcoming stay he is going to book, right? He doesn’t need my discount or anything - was just hoping that he could get my diamond benefits.

Recently switched into healthcare / life sciences because I want to have an impact on the world. My projects have been delayed for months, and I’d appreciate some advice from more experienced people

What is the appraisal percentage in Citiustech Healthcare?

Prosecutor here considering career shift. I’m a first year DA making $87k in CA and have very good work/life balance + benefits. I’m passionate about the work but honestly need to make more to buy a house/someday raise a family in OC area. Any former prosecutors here feel the same way? Any insight from those in private sector re: higher pay but (possibly) worse hours? Considering L&E or plaintiff PI

Need help! I am a working mom of 2 young kids. I have an offer for about $25k more than I make currently outside of public accounting. It’s 40 hours year round, amazing benefits, with a pension (cont)

Has anyone gone from healthcare to data science?

Hi Everyone! I will start recruiting for healthcare (RNs, LPNs, etc) next week. Do y’all have any advice for healthcare recruiting and best practices?
I would really appreciate the info! Thank you!!

Hello folks
Do oracle takes 4 technical rounds or i was just special one. I am done with 4 technical rounds. 4th round dint go that well. How much time i need to wait for HR to get back to me regarding approval or rejection?

I stopped paying attention 2 days ago. Can somebody explain to me how they counted tens of millions of votes on Tuesday, but are taking like a week to count a few thousand votes? What am I missing here lol?

Would you take a significantly more junior position if it meant getting your foot in the door at a dream brand-side or tech company? 🤔

Does it make sense to pay off my car loan ? I still have 16k to go in 45 installments and APR is 3.99%. Have the cash to pay off the entire 16k today but wondering if it makes financial sense.

For people who joined EY GDS in Feb 2022, are they eligible for hike and bonus (pro rata) in FY22?

One of friend wants to join at WIPRO..
Fresher
Flexible in any shift timing
BA
Location Kolkata

Hi there! I am currently a senior compliance analyst for a large insurance organization. I have worked in my company, climbing the ladder for 6/7 years now from entry level data entry to my currently non-manager senior analyst role in regulatory compliance (5+ of those specifically in Compliance. I have a hybrid schedule (3 days in office, 2 days WFH). My issue is.. my husband and I want to move our family to a rural area to be closer to family.. *continued in comments.*

My wife peaked today, lets cross fingers everyone. May the best swimmer fertilize!

Need to have a US phone number oversees for couple of months without using any box or proprietary hardware. I am thinking of dialpad or vonage as they have apps for iphone. Any recommendations? Thanks.

Dear fishes, please help. I joined hcl 10 days back. After joining neither the recruiter, her manager nor my reporting manager took my call during medical emergency. Some how I managed cashless mediclaim by pushing TPA but had to pay 50% of the total due to bad medical policy of HCL. Should I resign or abscond hcl and join some other company ?

Hi fishes, I am looking out for a job in Procurement and Contracting field as my Project is going to end in December 22 in the current organisation. Need support and referrals please.
YOE- 15
CTC- 10LPA
Expected 14-15 LPA
Thanks,
Manoj

📚 Resource Thread

Drop your favorite books, videos, podcasts, courses, websites, mentors, etc below!

Help another user 🤝

Hello all! in the cruise sales industry for about 8 years. always been a top producer but my last job I was at a cruise line that went belly up. Salaries in cruise industry are very low 20-40k and work hours are awful. I’ve always been a top performer everywhere I go (making 150kish a year) but am seeing these six figure salaries in saas sales etc. Do saas companies hire top producers from other industries? Where is a good place to start? Ton of experience in sales force and coaching others too.

Anybody here know the WLB in Nike Technology team?

As a new hire, what’s the better approach? Go around looking (begging) for billable hours or sit tight at my desk for 8 hours a day and study for the CPA exam?

In hand for 13 LPA ?

I’m an immigration attorney at a large nonprofit in Chicago. I’ve been practicing immigration law for 3 years. I enjoy the work and it is very rewarding. I am thinking long term about my career and I do not want to stay in the non profit life because of the pay. I am currently making about $60k. I have thought about working for the government (USCIS, ICE, OPLA) or even going private. Any advice on how I should continue to develop my career? I would like to stay in the immigration realm.

I’m a SPED teacher, & my principals ALWAYS seem to visit my room as soon as I give my student(s) a break from their work or when they’ve finished early everything I had planned. They RARELY come in when I’m actually in the middle of making progress on a lesson. It makes me feel like I have to be defensive & justify why the students aren’t working. Does this happen to anyone else?

So is it better to rent or own?

How have these rent increases impacted your fire plan? In my area rents have increased like 50% so it’s getting tough to plan around this 😅

When people say they can withdraw 4% of their brokerage account in retirement, are they just selling down 4% of stock per year or no longer reinvesting the dividends and keep it’s cash? I ask because lots of people like VOO but their dividend is less than 2%. You’d have to sell 4% of the balance every year for cash flow.

Algum brasileiro por aqui?
(Any Brazilians around?)

Torn between wanting to live alone, but knowing I could save ~$800/month more if I just kept on living with roommates. I'm 27, feels like it's time? Or am I being crazy?

Those who invest in residential real estate for passive income — looking back — what do you wish you knew before purchasing your first property? What would you have done differently?

Trying to decide if I should pay cash for primary residence or get a mortgage. Considering current interest rate 5%+, what would you suggest?

Who here has hit or is on track to hit their Coast Fire number?! And if you already have, what age did you hit it?

Any benefits to having individual brokerage accounts vs. just having a joint brokerage account with the SO?

What amount of money do you feel okay spending frivolously. I have been watching my expenses for 2-3 years, minimizing all kinds of spending, saving and investing aggressively. But, I have been feeling this urge to fly first class to Vegas and blow through 10k. Obviously, not going to do that, but is it okay to waste 3k for a mental high.

I hit my 401k pre-tax and ROTH contribution limit of $19,500 early (didn’t change my allocation when I got bonuses). I have also already hit my max company match. With the extra income, should I:

1) pile on to after-tax 401k

2) max out pre-tax and ROTH IRA

3) make extra monthly payments towards my mortgage

4) invest elsewhere such as brokerage account or crypto

I normally end up saving one of my paychecks post tax (~5500). The first one goes towards rent, food, and other miscellaneous things while the other normally goes entirely into my savings (my 401k, HSA, and IRA are all maxed out, and I have no debt). Should I be pushing for more? I dont zero-base budget, largely because I like to travel a fair amount and it tends to be somewhat unpredictable. What can I do to get into a better position? I’m 27 if that matters, and I’m considering bschool.

Should we buy the expensive dream home now or get a smaller, more affordable house we know we'll eventually move out of?

Spouse and I take home about $17k per month after tax and maxing out 401ks (about 295k total camp per year). We are planning to move back to our MCOL hometown soon so we have started looking at houses. Ideally, this move would be our last (at least for a longggg time-we want to settle down w/our kids), so my preference is to buy our forever house. Continued in comments

I just wanted to share a small win, after a couple months of working on my finances. I am finally out of the negative. Man, I have to say it feels good.

Thoughts on increasing apartment spend from 20% of take home to 30% of take home? I invest 15% in 401k and an extra 2k/month after that. Outside investing would likely reduce to 1500/month. I have been spoiled with low rent (currently have 2 roommates) but looking to move in with bf. 30F.

Is it advisable to set a weekly automatic investment for VTSAX or better to have monthly auto invest? Do i get more charge fee if I do it weekly?

23 and just opened a roth ira - suggestions on what ETFs or funds to invest in?

Beginner level question from a newbie on the journey:
When people talk about retiring at the age of 40 and 45 - where are they pulling the funds from to live off of? Aren't most of these funds that make up your net worth tied up in investments that have tax penalties for withdrawals (Roth, 401K etc)? Do you liquidate at the point that you decide to retire?

Hello wide ones. Happy TG.
Best retirement vehicle for freelancers? Is SOLO IRA (also called independent ira) for business (s corp/ c corp) only?
Does SEP IRA give you the sane benefits?
Am I missing any other possibilities?