{ "media_type": "text", "post_content": "In mid 40s, recommendation to have 401k portfolio. I have vanguard with only 155k as I started 401k few years back..", "post_id": "5e3d845bca8230002ed68bc2", "reply_count": 2, "vote_count": 3, "bowl_id": "5b3f7377ab53db00136f7b4c", "bowl_name": "FIRE Financial Independence Retire Early" }

In mid 40s, recommendation to have 401k portfolio. I have vanguard with only 155k as I started 401k few years back..

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Aside from 401k, I have a brokerage account with tax efficient funds from vanguard along with traditional ira that I contribute to.

What are the tax efficient funds you invested in vanguard? Can we contribute to traditional IRA if the salary is greater than 130k

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