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In midst of a moral struggle. Should I splurge and get an Audi (40k) or buy mainstream Honda/Toyota (20-25k). Have 100k in other debts. Help!

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Do you have a car now? Is it paid off? Is there something wrong with it? If not, I'd ride that thing till it dies. On 100k debt, you're currently accruing ~$700 a month in interest alone. Get rid of it and use that $700 on an Audi S5 payment...

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I'm surprised that so many people are surprised by this amount of debt. There are a lot of us here the MBA loans. That said, I agree with the underlying advice to not dump 40k into a depreciating asset. Isn't it cheaper to uber in this line of work anyways? Go preowned and save at least half for a car that will be virtually the same as one you bought new 6 months from now.

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Sounds like you should just walk

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How is this even a question? You shouldn't even be buying a $20 K car with that massive amount of other debt. Get a used car.

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You haven't earned either of those trims with that debt still over your head

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That is not a moral struggle - that's a financial delimma. A moral struggle would be: should I gave sex with my wife's sister in the back of an Audi.

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Don't buy the Audi, it's such a waste. Put the extra 20k into an investment.

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Neither.

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^my name is "no", my car is "no", my debt is"no" my post is "no".

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OP is the reason we have bailouts

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100k in debt? You can't even afford the bus....

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I don't think people were surprised by the debt, just the idea that someone would consider taking on a 40k car at the same time

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Look into certified pre-owned. I suggest saving a search on auto trader with filters on what you're willing to pay. I was able to get a 2015 BMW with 7k miles on it for $26.5k

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If you absolutely must get a car and already have a ton of other debt then get something cheaper that'll run for a while aka a Toyota. Go even lower than 20k. You absolutely don't need all the bells and whistles, especially if you have other financial priorities. Pay those off and get a nicer car at that point

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I had 60k of debt (housing) and ended up buying a 7k Japanese car. My debts now paid off and now I'm thinking of upgrading. But I honestly probably won't. Cars running fine and I want to see if I can save 50k

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100k? Buy the audi and drive it off a cliff to spare yourself the misery of paying that loan back 👹👹👹⚪️⚪️

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How the fuck you can think of dropping 40k on a car when you are 100k in debt?

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Buy a pre owned land cruiser!

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Just do a $150 a month lease on a Civic or something

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This thread is a case study in selection bias

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^ well...why wouldn't you just say that OP? HUH !? HUH !??!!

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Willing and able, gave a verbal yes...
End of a Valentine’s Day date or the exit row?

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