In what proportion do you typically allocate your net monthly savings into liquid cash, stocks, ETFs, Index Funds etc?

What stocks to buy during a dip? Recently got into investing but always too risk averse to pull the trigger...some recs to start would be much appreciated!

Incoming MBA, I have my tuition paid for and rent covered (I will be an RA). So the only thing I need to pay for is food and entertainment. Do you think 20k is enough to last me through the 2 years? I will make a little money interning in the summer, so that would be a safety valve if I blow through the 20k.

Or… should I take a small loan?

How long did it take after getting your license to actually start making money?

Best spots to meet people if things ever open back up? All this WFH has me convinced I have should get to know the area I pay rent in nowadays...

For those of you in Big Four, what is the guidance around Independence and holding Crypto? Do you declare? Exchanges or individual coins? Or don’t bother at all?

Need advice. 44 single female with 250k cash in bank, 140k in 401k, 15k in CD with 2.25% interest and 200k home mortgage. My taxable income is 230k with bonus. Have opened a trading account in (contd

How do you strike the right balance between spending and saving? For example, if you’re looking to buy a car, do you wait until you can pay 50% in cash? 75% in cash? Full?

Bull run incoming and this crypto bowl is silent

Hi Fishes,

My wife is getting transferred to California and she is offered 143k.

How much she can get after tax deduction and all? How much she can save after all the expenses?

She is insisting that I travel with her and get the job in the US. I'm a software developer having 4.1 YOE. How much can I get in the US? Is it worth traveling with her?

Any information would be helpful, Thanks in advance...

Anyone with United 1k in jeopardy of not meeting the lowered “move the goalpost” PQP targets? Is there a December promotion or do you think United will pivot to extend status to 2023 in the final hour? Ugh, I don’t want lose 1k but can’t justify ~$5,000 in out of pocket expenses / mileage run. Anyone in the same boat?

I plan on buying a house in 7 months. I’m wanting to open a new savings account at another bank and move some of my money from my current bank for a higher interest rate.

Does having a 401K match from your company usually typically involve a vesting period?

Imagine supporting this stuff––family separation, demolished environmental regulations, “very fine people,” and the rest––to get tax cuts... and thinking your grandkids will see you as the good guys.

What is the minimum amount of money you think you need to retire?

I got a huge TC raise and looking for a new car. I am deciding between:
- Porsche 911 base
- Porsche 718 Cayman/Boxter
- Tesla Model S
- Taycan base or 4S

I’ve driven a Tesla for a year or more and feel like I know what I’m getting into. I am single, 29, and have the cash to buy any one of these, but looking for the right value/car ratio.

Thoughts?

Has there been a time where you had a hard time selling a property? If so what made it hard to sell and how did you finally sell it?

Hear me out! I left my 15 year career in the corporate world to pursue being a realtor.1) It was never boring
2) It was the most challenging
3) It was extremely rewarding to be able to help families find their dream homes

What do you think is a record time for a beginner to sell their first home? I just started in the company and I was lucky that the people I took as my first clients were the people I worked for as a nanny for their children. I made the sale 3 days after starting in the agency, and everyone congratulated me. I think I broke a national record.

I'm from Baltimore, and lately, we have had a crazy buying spree, I mean I have sold the same property 2 times in less than 2 weeks, and the person who bought it immediately put it on the market and made an average of $25k in less than 5 days. Many reports show that investing in Baltimore and Philadelphia is the future, I don't doubt it. What is the fastest you have ever resold a property?

How do you all save for a down payment? Graduated last year. No debt. 1 month from having my emergency fund. Not contributing to 401k now but will contribute 6% in a month.

How different are the exit opps at manager level vs consultant level?

How much have you all been paying for wedding bands for men? TIA

Partners, are you content and fulfilled where you are in your careers? Obviously fulfilment means different things to different people but by and large, are you happy?

Incoming MBA, I have my tuition paid for and rent covered (I will be an RA). So the only thing I need to pay for is food and entertainment. Do you think 20k is enough to last me through the 2 years? I will make a little money interning in the summer, so that would be a safety valve if I blow through the 20k.

Or… should I take a small loan?

I'm about to start my part-time MBA. Already feel like dropping out...

Fishes, got annoffer letter from Australian company for 135k +17super .

They are filing for 482 short term (2 years). Do I need to take exam for visa ?

Is it wise to move from Deloitte USI to Coforge (Greater Noida)?
Current offer - Coforge - 25 fixed Noida
EYIndia - 22 fixed, KGS (22 fixed) Gurgaon.
Travelling is fine for all options to me.
Skill: Program Management/Project Management. 8 yoe.
Current ctc. - 16 fixed.

Had two rounds of phone interviews with G, the recruiter called a week after the first one and scheduled me for a second. I thought the second one went really well. But the recruiter has been ghosting me ever since, 3.5 weeks now. I wrote a not after 2, but no reply. Ghosting - is that common? I don’t think it is a reject yet, I am told G always calls back if it is a reject. Delays and ghosting usually happens if you are cleared for next, but they are working on the logistics, potential team etc

How long did it take after getting your license to actually start making money?

Any f 🐠 in NY/NJ up for a drink tonight? Not looking for anything - just casually hang out as friends. M30.
Neurotic about covid measures (I sanitize everything!)

My brother is going through some really intense chemo so him and his wife are often recovering at their house for a week without going out.

Since they can’t take any visitors I would love to send them some sort of at home activity kit (wine tasting or anything!) to keep them busy during these lockdown weeks.

Please share any suggestions you have below! No limits in terms of activity or budget. I have about 8-9 weeks that I plans to cover.

Thank you!

Hi! I am currently exploring new job opportunities and have found interest in roles at two companies. I have reached out to several different folks, but have not heard back. If possible, can anyone provide a referral to American Express and NBCU? If there is anything else you need from me or have questions, let me know. Thanks so much in advance!

Suggest good companies offering remote roles.

tech stack - Azure Databricks,spark,adf,sql server

I am down with 102 fever and cold since the booster. Could this also be covid?

how can i get a job in react js role? having so much knowledge and skills but do not have experince..

How is Airbus to join in terms of job security, WLB and work culture ?
If anyone has any experience please share as i am totally blank with this organisation.

What kinds of questions should I expect for a director's role in an interview?

What stocks to buy during a dip? Recently got into investing but always too risk averse to pull the trigger...some recs to start would be much appreciated!

How do you all save for a down payment? Graduated last year. No debt. 1 month from having my emergency fund. Not contributing to 401k now but will contribute 6% in a month.

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

Best tips for not checking your investments daily - even though I try to avoid I can’t help but take a look every couple of hours 🙈

Favorite resources (books, YT videos, podcasts, etc.) for beginners looking to get into personal finance? Looking for something easier to consume so I don’t get disinterested

Anyone use Vangaurd Personal Advisor Services? What's your experience?

Hi, completely lost. I have about $6k to invest in a Roth IRA. What do you suggest I invest in? Put it all in one ETF? Mix it up? I’m just starting and have no idea what to do. Thanks

Any thoughts on current market? I am hearing more chatter about liquidating investments, specifically, qualified funds and moving to either fixed income funds or straight out of the market? Also, what are people thinking about non-qualified money? All thoughts welcome!

Holy shit, the markets are loving this press conference

The treasurydirect website has a super annoying process to add a new bank account. Do you think they'll change it anytime soon?

SO and I have whole life insurance that we took out 3 yrs ago. Seems that term is better option. What would you do at this point? Keep it/cancel/get term & cash out whole 10ish years?

Financial advice: 26, 120k, NYC. Although I'm saving, feel like my money isnt growing. advice? 12% to Roth 401k, some $ in index funds/mutual, $1,500+/month to high growth savings. TIA!

Hi all - figuring out loan options. Does anyone know if it’s better to choose:
A.) a longer term loan with a higher interest rate and overpay each month (0.5% higher interest, ~300 less in payment each month)
B.) a shorter term loan with a lower interest rate and meet the monthly payment exactly

Or how to calculate the better option?

How do I buy NFT’s? Any insight the group can offer?

Outside of 5/3 (already have an account), recommendations for checking accounts that are offering a sign-on bonus?

What is the best way to find a good tax advisor?

Curious for everyone’s thoughts on real-estate right now.. my spouse and I are in Denver and trying to buy our first home. To get a halfway decent 3BR home, we have to spend upwards of 500k and still put a little work/investment in to update the home.. I can’t help but feel we should be waiting for 6 more months and seeing if the price drops.. I want to take advantage of the low rates right now, but can’t believe a half million still requires further investment to update the home.

Needs some serious brainstorming/ advise - I recently moved all my 401k into money market accounts and bonds ( let’s say 100k in total) , fearing a market crash. Is that’s a good decision , ..cont...

Is it necessary to contribute to an HSA if you’re already doing backdoor Roth IRA for tax free gains?