In your experience, how accurate is Credit Karma? I’m looking to buy my first property in the near future and am basing my mortgage rate estimates on my TransUnion / Equifax scores.

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My credit score on CK has always been about 20 points higher than what it is when pulled. This was true for 2 home purchases and 2 car purchases.

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Thank you!

Very accurate.

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False. Credit karma is always way higher than your actual FICO 2,4,&5 scores, which are used by lenders as part of their scoring system

Agreed it is not so accurate. Let me know if you want me to run some numbers for you as I am a lender.

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