Inherited some cash. Can either buy a nice apartment and rent it out in my original cheap Eastern European country or wait ~6 months and get a mortgage with 30% deposit in the UK, where I live. What's a better option?

I was checking coin market cap and IOTA is now 5th in market cap. Out of no where. Wth is IOTA?

Looking to buy a house. Right now, my wife makes 50k, but she after 1 year she will stop working to be a stay at home mom. Should I still include her income on a mortgage application or is it best to leave it off and only report mine?

I'm going to accept an offer that's 150k+🎉 I'm a single filer, no kids. I'll be able to max out: 401k, HSA, but from my understanding, I will not qualify to utilize IRA? Aside from building a 6-month emergency fund (HYSA), what are potential next investment vehicles? I do know I want to start purchasing real estate for cash flow. But what about mega-backdoor Roth IRA? I'll admit, I still need to read more on it.

Just curious what investment vehicles you're using to get to FIRE.

Consulting fish new to industry here. RSU question: if portion of my stocks gets vested today and I sell those off the next day , is it considered as a short term gain/loss?

At the risk of being spammy, I wanted to let you know about a trading contest from Hedgeye. Link in the comment to minimize the foot print in the main bowl.

Has anyone been able to transfer BCD to another exchange? Kucoin and Binance wallets appear to have been disabled...

I’m current a DI employee and I’m filling form 11 right now as a joining procedure for another firm and it asks two questions: 1. Whether earlier a member of employees’ provident fund scheme, 1952
2. Whether earlier a member of employee’s pension scheme, 1995
I know the answer to 1st is yes, but what about 2nd one?

If I have an old 401k that was rolled into a Roth, should I switch it to a back door Roth? What happens if I want to contribute to it during the year?

What’s the best price to get in Tesla? $280-$300 or still expensive?

Should we buy a new property?
Context: newly engaged(27F & 30 M) we each own a house 1400 sqft(3 bed 2 ba $280 K bought 2021 @ $232K) & (4bed 2 ba $325 K bought 2020 @ $246 K) both at 3.0 interest rate.
We are looking to buy a new built 4 bed 3 ba for 4.75 for $370 K. The logic here is we will rent out our current properties and slowly build up our real estate portfolio. Don’t know if it makes sense. HHI is $425 K with an additional $100 K in passive variable income. No kids yet. TIA

I don’t know what’s wrong with me, but I bought like 10 bitcoin back in 2013 and sold them for minimal upside soon after and have some sort of weird seller’s remorse and emotional block from regaining some exposure when I honestly think that’s the rational thing to do. Thoughts? Sadly feel the same way about index funds I sold too during covid...

And/or place to trade them? Thanks for the advice.

When you transfer stocks from one broker to another do you incur fees and lose money on the difference..? Is it essentially you sell it from one broker and buy it from another broker? I need to exit from a broker due to independence requirements. Should I just sell everything? Need advice

Anyone in chicago have a wealth manager they recommend?

Hi fishes,

I will be moving to Bangalore in June for the first time and wanted to know how much monthly expenses(approx) one can expect for a 1bhk and other expenses like food, utilities, maid etc.

I’ve been listening to “millionaires unveiled” (highly recommend for FIRE content) and it seems like every other guest ends up doing real estate investing. If you do it, what books or online courses would you recommend to get started? If you have experience in real estate investing, would you ultimately recommend it?

PwC fish: do you get an Amex for travel or another card?

Does anyone have a good practical guide / book on getting started with small multi family real estate investing? I’m in Canada and am looking to avoid hype books to get to the practical need to know details. I have between 250-350k to invest and looking to scale as quickly as possible

Anybody work at Apple could help with a discount?

Most of us here are knowledge workers (I assume). Do you feel the need to pick up a hobby that is more physical? I do! I enjoy carpentry and general DIY work at home.
How about you? Any labor intensive hobby you enjoy?

Been with a girl for few months, really enjoyed moments that we shared together and barely got into any fights. But, somehow somewhat, I don’t see that we share the same vision in our career path. She wants to settle for administration roles while I want work & travel to multiple countries, really hard for her to find those opportunities within her current roles. I like her personality a lot but I feel like really hard to share interesting topics/ my works with her. Any advice please?

In my room with all my computers, the heat this year is killing me slowly. I'm sweating all day long, even with the AC on.

So how is everyone feeling about the market sell off?

So, I bought my husband a Tudor BB 58 in blue for his birthday and he hated it. He says it doesn’t have the date and that bothered him tremendously 😑. Now he needs to exchange the watch for something else. What type of watch should he consider next? Maybe back to Breitling ? I am so frustrated. I did so much research on this watch !

What's the best way to learn SAP Hana functionally (not t.codes and configuration). There's an ocean out there on YouTube. Any particular suggestions please?

If you could take one-month off to do anything, what would you do?

Is there any fish from HCL Lucknow???

Is there any onsite opportunity or global exposure in Accenture Capability Network?

PwC folks, for those of you applying for Canada, how did you get experience letter for showing experience at the firm? There seems to be a particular format required per my understanding.

I'm fairly certain there is a bot in this bowl. I notice the same one or two accounts posting very similar things every couple hours.

All of the posts try to distract from the Ukraine invasion, and specifically avoid mentioning Russia. They all involve vague, weird criticisms of Joe Biden being responsible for Ukraine.

Whenever I ask the OP to eleborate, they never respond and just repost something similar a few hours later. Not sure if these are bots, or just the same lonely dude. Very odd.

Retiring from the Air Force in a year and looking for the most profitable company I can find in recruiting.

How good is joining BNP Paribhas Chennai? Can anyone please advise!?

I’m a male but I think todays decision is appalling. I’m taking the rest of the afternoon off to stand in solidarity with my female colleagues and just process this news. I can’t focus at the moment, too angry.

Anyone here in TAS at EY? Could you explain what operation transaction services does? ALSO, anyone in transaction real estate care to tell me what they do?

ISO NU independent directors who have comedic man on the street on their reel. Thanks in advance for your recos. Ideally someone who’s worked in late night tv would be amazing…thx!

Is owner's title insurance a must when purchasing a home or is the lender's title insurance enough protection against any potential liens on the property?

First time home buyer. I can’t get better than a 3.9% rate.... my credit karma score is 797. I know they use a different score for mortgages but they used a score of like 680 for my rate?! How can I find/fix whatever’s causing that??

Is $400-$450 too much to have bearings replaced on a washing machine?

I’m a first time home buyer in the process of making an offer on a condo in the DC area. My realtor is stating that earnest money is a requirement to submit the offer. Is that true? The condos been on the market for almost 3 months and no indication of any other offers being submitted recently. I’m not seeing the value in putting that money in escrow upfront if there’s no additional offers on the table.

Closing in March/ April for a new construction. Is it recommended to do a 75-90 day rate lock now. Getting 3.25 rate for 30 year fixed

Does anyone have a good practical guide / book on getting started with small multi family real estate investing? I’m in Canada and am looking to avoid hype books to get to the practical need to know details. I have between 250-350k to invest and looking to scale as quickly as possible

I had a tenant start a 1 yr lease on March 1. They already are interested in renewing for another year. Would you raise rent? I'm inclined to leave it the same because we're both taking a risk that at the end of the year rents could be up or rents could be down. They are good tenants and take good care of the property. Fwiw I net about $1,000/month positive cash flow after mortgage/taxes/insurance/how/reserve as is.

Hey anyone have any insights on Fundraiser, the real estate investment platform?

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

Which checking account should I get for my business? I'm two houses in, one ltr and one str where my net out per month is around 4.5k while my net in 5.2-6k? I have airbnb deposits frequently (and pge) while other home just mortgage. Looking at cap1 and chase rn do local banks have better sign up bonuses? My goal is to grow to 4 homes (probably 2 more ltr) within the year and utilize this checking account. Any advice welcome!

First time landlord, totally new to renting out my place. Would all you prefer a recommend investing in a property management company to just get things started year one, and then once I'm comfortable handle it on my own?

If I put some time into it I could figure it out, I think, but I just started a new job and haven't really had a chance to look into lease, how to manage the income, being available for viewings etc. It's about 10% monthly fees. I could pay zero, but outsourcing is tempting..

What would be your pros and cons for buying an apartment v a townhome for a rental property?

Do you guys think mortgage rates will go up over the next 5 years?
I have the option of doing 3.65% for 5 years or 3.95% for 10 years. This is for commercial real estate. Should I go with lower 5 year rate or try to lock in the higher 10 year rate?

I mentioned to a few people around town that I’d be willing to sell my condo portfolio. Didn’t think it would go anywhere. And now I have an offer for 3.9m can’t believe it. But also not sure if ..

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

How does one go about firing a horrible contractor? I paid 25% upfront but haven’t paid the rest. I’d like to just fire them and cut my losses at the 25% but avoid any mechanics liens. Located in Texas

Any thoughts on investing in Monroe Township area of NJ ? Looking to buy a new construction condo in 300k+ range. I am hoping for a 8 to 10% appreciation in a couple yrs.

Would you give your new tenant some leeway if there was a few days delay in transferring over utilities?

First time homeowner this year. Should i go through an accountant to do my taxes? I’ve usually done them in turbotax to be honest. Any info appreciated