Financial Advisors

Interesting fact I just found out. Primerica licenses more people annually than all the other firms out there combined. Both life and securities! It's like the game Risk, it's just a matter of time!

likefunny
Reaction Icon Like
Arrow Icon
works at

They license anyone off the streets. Primerica mission is to help lower middle income families, they have no business near high net worth individuals, go read their website. Second their company isn't top on any list, so they have to bash other companies, products, advisors and designation (because they can't get them), to try and equal the playing field. Since they will pull any one off the street and license them, primerica and can give them gallons of kool-aid and they will happily drink it up and vomit it all over people to make a buck. I've met a dozen agents and haven't had a single intelligent conversation. I feel sorry for their clients.

Reaction Icon Like
like
Arrow Icon

I just came here to say that I can’t believe this thread is still alive.

Reaction Icon Like
likefunny
Arrow Icon

I'm laughing, I'm mad, I'm annoyed, I'm yelling at the screen. Yet I find myself cheering this guy in some sort of weird way. The full range of emotion the OP can make me feel leads me to believe his full time job is in Hollywood.

Reaction Icon Like
likefunny
Arrow Icon

Let’s all just focus 100% on the clients, everyone be a fiduciary, stop selling REITS, VAs, and VULs illiquid and high commission products and then flipping them to fee-base 1.25-1.5% accounts. And please please please no more Indexed Annuities. No a VA or Indexed Annuity in every garage is not a business strategy (its theft). This is not a discussion about asset allocation and diversification; it’s about right and wrong and if you would not want these products sold to your 74 years old grandmother then STOP doing it. It’s just wrong and if anyone is about to write me back from Primerica or any other firm using this as a business model please look in the mirror and know you are nothing but a crook.

Reaction Icon Like
likehelpfulfunny
Arrow Icon

He complains about being attacked then proceeds to childishly attack anyone who dares to disagree with him. The irony is lost only on him. 🙄

Reaction Icon Like
likefunny
Arrow Icon

FYI, no disrespect to the OP but he is not representative of everyone in Primerica. I’m an advisor with Primerica and I’m articulate, knowledgeable and pretty down to earth. I have a range of clients from low to higher net worth and I specialize in working with small business owners. Primerica does have a bit too much hype for my taste but it also has a lot of good things going for it and has some great and competent people in the company. Please don’t let this thread misrepresent the company (and its advisors) as a whole

Reaction Icon Like
likeuplifting
Arrow Icon

It’s tough to follow OP’s verbal diarrhea. Using 9/11 as a marketing ploy is offensive, when many other companies paid benefits out as well. To shut down all other types of Life Insurance other than term, means you likely don’t understand how they work or what they do in different situations. The abusive and continual poor use of the English language denotes a further lack of education (thus more susceptible to over consumption of the company Kool-Aid as has been clearly demonstrated). Seems like OP’s goal of changing the negative image of Primerica has only exacerbated many other Advisors preconceived notions about the company.

Reaction Icon Like
likesmart
Arrow Icon

There’s no doubt who’s drank the Kool-Aid and asked for seconds.

Post Photo
Reaction Icon Like
like
Arrow Icon

OP’s continued use of insults like “little man” and his obnoxious bullying are indicative of overcompensating for serious and multiple shortcomings.

Reaction Icon Like
likefunny
Arrow Icon

It’s not a MLM scheme!!

Post Photo
Reaction Icon Like
likefunny
Arrow Icon

The funny thing is that i actually agree with you for the most part that you should buy term and invest the difference. You are just proving that you are a moron of epic proportions because that is literally all you know and you think it is true in every single situation. Yes it is true in most cases but you are 150% wrong that it is true in every case. You are clearly a moron as anyone reading this thread can agree.

Reaction Icon Like
like
Arrow Icon

3 more reason OP is a moron 1. Dave Ramsey started his financial business lampoon group in 1992, he did radio with Roy matlock of primerica in 1996. Dave also studied A.L.William's financial strategies. But never worked for primerica. So to say Dave gave up primerica for the radio would be primerica kool-aid. 2. The only insurance business art William's was responsible for putting out of business was A.L. William's. 3. 2-3% of term insurance pays-out. That Is a industry fact.

Reaction Icon Like
like
Arrow Icon

The Whole life policy is almost a 6.5 rate of return over the 30 years. Taking into consideration that its taxable money going into a tax free vehicle, it needs to be calculated like a bond. The tax equivalent yield of about 8% for premium to death benefit. That's a moderate aggressive portfolio yield with no down side risk just underperformance.

Reaction Icon Like
like
Arrow Icon

OP, you’ve demonstrated ignorance, bullying, homophobia, childish taunting - and the list goes on. Just because someone disagrees with you- even if they are recounting their own experience at your firm - you mock them. If only your clients could see how immaturely you are behaving it would shock them. You have issues. Severe ones. You are the kind of advisor regulators are trying to protect the unsuspecting public from.

Reaction Icon Like
like
Arrow Icon

Interesting how everyone is "full of shit" except you RVP. There are a lot of good advisors on here who work for great companies. Most of the time we all believe in the same result just different ways of approaching it You are dripping with arrogance and self absorbtion. You should be more humble and kind. Realize how blessed you are and that your firm is only as good as its people and your a poor representation of it. Most people can improve themselves by listening to others. You obviously don't listen and therefore will always be a subpar advisor.

Reaction Icon Like
like
Arrow Icon

I went from primerica to northwestern mutual. Primerica was shit in comparison. Your boy just failed and is bitter.

Reaction Icon Like
like
Arrow Icon

Wow

Post Photo
Reaction Icon Like
like
Arrow Icon

Complete Domination!!!!!

Reaction Icon Like
likefunny
Arrow Icon

Have you received your pink Cadillac yet?

Reaction Icon Like
like
Arrow Icon

This is wild. Please don’t make it end!

Reaction Icon Like
likefunny
Arrow Icon

Related Posts

What’s big4 doing here

like
Reaction Icon Like
Arrow Icon

Going through a breakup sucks when all you see on Instagram are proposal posts 😢

like
Reaction Icon Like
Arrow Icon

Zillion beers anyone?

like
Reaction Icon Like
Arrow Icon

Just resigned from D for a VP role in tech. Excited to get off of the road in the DC area and ready to meet some good guys. Young 30’s - single W female. PM me if u want to grab a drink.

likefunny
Reaction Icon Like
Arrow Icon

SO has issues keeping it up. I’ve asked what I can do to make it easier/more enjoyable/etc. but he just has to be in a very specific mood. Understandable but disappointed as I have a higher drive

like
Reaction Icon Like
Arrow Icon

Delta club WiFi password?

like
Reaction Icon Like
Arrow Icon

In response to project Ada and the giant push for more women to get certs (👏🏼), are there any plans to recognize the women who hold the 6% of AWS certs?

likefunny
Reaction Icon Like
Arrow Icon

Can a President in their second term be impeached for something they did during their first term?

likefunny
Reaction Icon Like
Arrow Icon

Do you think considering someone your best friend requires that they also consider you as their best friend?

like
Reaction Icon Like
Arrow Icon

Been noticing some one/people had been peeing all over the toilet seats in the woman’s bathroom here in BK... please clean up after yourself.

like
Reaction Icon Like
Arrow Icon

My brother and his fiance want to go to the beach for their honeymoon, as my brother's fiance has never seen the ocean. Fellow fish, where should I send them?

like
Reaction Icon Like
Arrow Icon

I was wearing my audemars at client site and the ceo asked if he could have it. Should I give it to him? My boss is requesting I give it to him.

likefunny
Reaction Icon Like
Arrow Icon

How do you break up with someone when there’s no real issue? They’re great and all, you just know they aren’t the one for you?

like
Reaction Icon Like
Arrow Icon

Shows similar to The Stranger or Safe on Netflix? Really enjoyed those!

like
Reaction Icon Like
Arrow Icon

Is this true?

Post Photo
likefunny
Reaction Icon Like
Arrow Icon

Where can a 22 year old guy meet smart and ambitious people that are business oriented?

like
Reaction Icon Like
Arrow Icon

Are rips in pillow and pubic hairs acceptable reasons to switch rooms? 4th time’s a charm at The Ritz in Philly, no mgmt apology and they tried to downgrade my room type in the process.

Post Photo
likesmartfunny
Reaction Icon Like
Arrow Icon

Sex at DU- how rare? How welcoming? How acceptable?

like
Reaction Icon Like
Arrow Icon

Which hotel beds have the firmest mattress? Fish with herniated disc here. I am tired of being in pain with soft hotel beds.

like
Reaction Icon Like
Arrow Icon

How many dates do you go on before inviting someone over/accepting someone’s invite to go over to their place?

like
Reaction Icon Like
Arrow Icon

Download the app for more exclusive discussions.