Is 2.875 rate for 30 year with -860 credit a good deal ?

It’s me again complaining about trying to buy a house on my peanut salary. So my parents don’t want me to contribute to my 401k while I’m saving up for the down payment. Bad or good move?

If I start my notice period today for 1 month, would I receive the RSU shares which are supposed to vest in this month of notice period?

Passive income ideas for consultants...real estate, Stonks, what else?

Any advice on ways to increase your credit score to offset a young credit age?

Moved to the US 5 years ago and wasn’t able to get any sort of credit until 1 year in so my average credit age is low and score is always taking a hit for it.

I live in NYC so no need for a car/car loan and I don’t have a mortgage. I’ve got 2 credit cards with reasonable balances and I have one small personal loan just to show diversity in accounts.

This system is crazy. Any help appreciated

Does having student loans impact your ability to get a mortgage?

I just wanted to come and say I closed yesterday on my first home. It is a multi family and I am very proud of myself for doing this all by myself especially in this market. This bowl definitely helped me along the way.

Is it wise decision to invest more than 3% in PPP. Now a days cgi share price is growing rapidly.

Any thought on individual contribution(more than 3%)

# CGI

I’m in real estate tax group and looking for good books about RE fund/investments/accounting during non busy season. Any recommendations? Thanks!

What does everyone think of the current Austin housing market? Looks like prices are finally starting to come down a good bit (not that that means much in terms of monthly payments bc of interest rates). Do we think we’ll see a steady decline going into 2023? Looking to buy sometime in the near future.

Im interested in purchasing a rental property. I have the money saved up, but not sure where to start.

I am almost 23 and don’t know much about the investment and savings vehicles/strategies that I should be using. IRAs, Roth IRA’s, long-term investments, how much I should be contributing/saving for financial success, etc. Any suggestions? I currently have $4,000 in savings, and a few thousand sitting in checking that I use regularly but try to not spend too much. Rent is $1600. Likely looking to go to grad school in the next 2-3 years.

Salary: $86,000/yr (~5000 a month take home)
City: NYC

How can I invest in S&P 500 from Germany? I am coming from the US and use Charles Schwab currently to do so, but would like to stop using it to avoid filing US taxes next year (not an American citizen).

TIA!

Not sure if this has been discussed yet, but do you charge tax on your freelance, 1099 invoices? Trying to accommodate for taxes being taken out and inflation 😪 would love to know if this is common practice - I’m in NYC. Thanks!

I’m looking for a real estate agent in South Florida to help my buy a house. Must be an aggressive negotiator. Any recommendations?

Want to start saving/investing from this year. Got £11K and will have £2K a month to invest - any recommendations? I don’t want to take crazy risks, somewhere where this is steady long term growth. Have already maxed out pension and I assume next step is maxing out ISA? After that, what is best?

I’m planning to sell my condo in Chicago this spring. What are your tips for a quick, easy and $$$ sell?

How did you navigate refinancing loans? I have both private and federal loans (definitely applying for the relief for the federa). I'm going to have to refinance all of them bit I don't really know where to start. I've been holding off because I'm in a contract to hire situation and upon hire (if hired) I'll probably be offered a lower salary.

My company has asked for investments proofs. Jts feb only and i have upcomming mutual funds sip also. How can i show these upcomming sip investments ?

Anybody have a good iOS app that helps you track your profit and loss on crypto portfolio? Coin stat did a good job, but they are asking me to subscribe to continue tracking.

Is anyone here a conflicts attorney? Can you walk me through a day to day and what you need to be successful at it? Thanks!

How hard is it to snag a Twin Cities area in-house L&E and/or Litigation position when relocating from an out-of-state jurisdiction with junior partner/of counsel level experience? (CONT’D)

Hi all - looking to find a 1BR/1B apartment in either a central/walkable area in the city or in Ballston. Want to stay under $2000/month and move in Feb/March. Anyone live in a complex/location they love or know of any great rent specials going on now?
Thank you!!

Hi guys,

Does anyone have an idea on how a general referral works in wipro.
I want to refer my friend, is there any criteria for me to refer him? Pls help

Thanks

What type of data systems do you have that you use to report on your program? Now with Perkins V having additional stipulations, do you have to enhance or create new systems?

What is the best desired salary for entry level IT audit associate at Kearney & company?

Been in consulting for over a year and wondering what other formulas other than index/match and vmatch is useful.

Has anyone gone from a federal gov’t employee to private industry? I’m considering making the swap for better pay, I make decent money where I’m at and I know I have job security. Just trying to see if there is anyone else that was bold enough to make the leap.

Hi Can anybody please tell me how long does it take to get a reply from HR ..all my rounds got completed almost a month back.thanks in advance

Hi fishes! Trying to switch for the first time. I don't have any good offer in hand.. Try my luck..Have some questions regarding the same..
What is the procedure of giving a notice period? Is it just a mail to the HR and the immediate manager?
If i drop the papers, and say they match my cctc to the new companies ctc.. Can i take my resignation back?
Will this effect any of my future performance ?

Every Friday : oh hey I’m taking the afternoon off to work on having a life.
Oh there’s an incident and client got breached?
Nevermind then

Hi guys I am looking for Automation Tester,(Manual/API) Roles please let me know if you have relevant opportunities. and also please hit like I want to DM some fishes

This has been my hardest year yet. Morale is rock bottom throughout. I am feeling the burn out coming fast. Any suggestions for getting a new attitude or outlook to want to come back next year?

Hello,
I have worked in healthcare for almost 4 years now. I have experience in managed care, utilization management, and clinical administrator coordinator. I love my job and the pay is fair but being single and on my own it is not enough to live on and enjoy. I make about 55K and am really hoping to reach at-least a 75K+ job. I also have my Bachelors degree in Sociology! Does anyone have any suggestions or ideas for jobs so I can make higher pay and actually enjoy my hard work earnings?

Who all are attending Hyderabad trainings from 1st aug to 3rd Aug ? Or any other batch?

Strategists: How many hours do you typically work? I work 8-9hrs/day pretty consistently, but the creatives work much longer hours. Can’t tell if it’s my agency, my work efficiency, etc.

hey bowlers: my team's hiring in San Francisco!

mid to senior social strategists and community managers, pref given to tech experience.

giant clients, growing team.

PM for info.

Any agencies in Seattle hiring Strategists?

How do you keep yourself sane during the two weeks wait? Going crazy over here.

I just wanted to come and say I closed yesterday on my first home. It is a multi family and I am very proud of myself for doing this all by myself especially in this market. This bowl definitely helped me along the way.

Is it worth installing a garbage disposal for a tenant? My research is looking like the installation labor can cost a lot and down the road be subject to clogs/repairs

Im interested in purchasing a rental property. I have the money saved up, but not sure where to start.

I’m planning to sell my condo in Chicago this spring. What are your tips for a quick, easy and $$$ sell?

One of my clients is a large scale residential/mixed-use developer entering the NYC market and asked if there are conferences/events that he can attend to network with likeminded people. Aside from normal online searches, I figured I’d see if anyone has any feedback in here!

Any suggestions if we can afford a $1M house with $350K household income in Bay Area?

Looking at new construction with local builder and not sure how the construction loan works, in an actual practical way.

I have a current personal residence. If I were to buy a re-sale home, I would sell my current home, pay off my outstanding mortgage, and use the proceeds as a down payment on the new purchase.

How would that play out with a construction loan? Anyone care to explain, please?

Anyone selling an investment property in the northeast? New York, PA, NJ preferred. My family and I are looking for our 1st investment property so wanted to see if anyone had good deals that Zillow doesn’t normally offer

Anyone invested in vacation properties ? Any books or blogs you can suggest that I can get started with ? My experience is with airbnb and I want to build sustainable homes in vacation areas and rent

Has anyone had their boss find out they were selectively looking for new positions then literally call them after work and explode with every explitive in the book at you for taking advantage of then; say that you have no idea and that they know way more projects people in your industry than you have any idea and that they can make things really tough for you? I honestly couldn't believe he legitimately did that and I know for a fact no one elsewhere told him that bc I'm interviewing at 1 firm

I bought a single family home in 2020 and I received a rate of 3.125% for a 30 year fixed loan with a 15% down payment. I pay a PMI every month. Should I consider refinancing and consider a 15 year loan? I also would like to get rid of my PMI. My credit score is a above 720. What are some costs I should consider if I refinance?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Has anyone made a property purchase using sheriff sales? Can you shed any light on the process or share tips or resources?

Fell in love with a house that hit the market a couple hours ago, touring it tomorrow afternoon (already booked with tours till then). It's listed about 30-40k below what comps have been selling for, so a bidding war is certain.

How do I reel in my emotional attachment that says "I HAVE to live in this house" to come up with a rational max to put in my escalation clause?

Anyone have a good information for appraisals? What do they look for in renovations? eg hardwood vs vinyl, modern trends like black hardware? What are the biggest value drivers?