Is a 401k still worth it without any employer match? I'm guessing it'd have to do with your expected salary at retirement but I'm interested to hear others' thoughts

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Yes it is as the 401 K accounts charge a fee. Since it is company sponsored, you are genetic the account without a fee.

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Max until employee match. Then go Roth IRA. If you are close to a lower tax bracket you may want to consider taking more traditional 401k out to get the lower tax percentage

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If no match, then skip the 401k and put money​ in your Roth IRA. You'll likely have better investment options.

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@OP - where do you work?

Small boutique. The pay is good but I miss my employer match for sure.

To those recommending skipping 401k keep in mind that Max Ira contribution allowed w/o penalties is $5,500 not enough for retirement. Worth using 401k as you can contribute pre-tax and you only pay taxes on withdrawals (no annual tax payments on dividends or realized gains)

401k is great for reducing taxable income. I do that and Roth, but if forced to choose I'll take tax savings now vs promises of savings later.

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