Is contributing to an HSA better than a taxable brokerage in CA?
(where HSA contributions and gains are not protected from state tax)

Or only superior if I avoid taxes in HSA via Treasury notes/IBonds?

Considering the current fall in the equity and crypto market, which would be your go-to stocks / coins?

NW dropped from 970k to 840k in a matter of 4 months. So depressing start of the year. How do I recover from this?

Do I need to do anything to renew my priority pass membership that comes with my Chase Sapphire Reserve? Expires at end of Feb

Is it a good idea to move my stuff to storage from NYC apt and move back in with parents to save money? Will the Fall be bad in the city?

My first time buying a home and my fiancé second. Last time he was able to sit down with the loan officer and review any questions he had about the documents because there is a lot of language in there that isn't used by average people. Our current loan officer from the same bank branch wants to do everything electronically, and it's a battle just to get our answers. We're willing to lose the loan before signing on to a debt of $350 without knowing all of what we're signing on to.

So spent the last 30 hours working through this trying to books with points. Still nada. Anybody else have luck?

How confident are you that the stock market will be higher at Christmas? Have you put money on it?

New 🐟 here! Currently make $150k, wife makes $50k. I’m an immigrant and came to the US with almost no money. Wife is a citizen but grew up poor. Neither of us really knows how to budget / plan for the future. So far I’ve just been reading articles on the internet and trying to follow general advice.

E.g. Rent and utilities is about 26% of take home.
15% goes to debt payments.
Savings about 25%.

Should I get a financial planner? How should I go about this? Idk why I’m stressed

Anyone know why you don’t want to go above your plan for assets on a balance sheet? What are the implications if you do?

Which firms in the region still offer a living allowance?

What is CGI 3% share purchase plan? Is it beneficial ?

For those of you who received stimulus checks, did you find them to be helpful or did they just simply increase your savings account?

I am sure this is a question with an obvious answer, but does anyone else just feel absolutely trapped in a job they hate because of their student loans? I’m three years out of law school and I still have $160K in student debt despite making aggressive payments. I work in a larger firm (not big law per se, but 250+ attorneys and big for the market). I am pretty unhappy with my job the vast majority of the time, but I feel like I have no options. $160k at 6% and 7% interest cannot be ignored.

Has anyone heard of Steadily Landlord insurance?

If my parents are over 70 years old, can I start their life insurance now so that when they die me and my family are protected financially.

Which crypto trading app do you use?

Is 560K for a 3 bedroom low ranch in Ronkonkoma, long island a good deal right now?

Hello Folks,

I am working in a mnc company, It's initial phase of my life I am 25 but I made a huge mistake that I started working in stock market when I was 22 and I lost the whole capital I earned in 3 years which I around 7 lac rupees and Found myself completely devasted and alone.
Now I am working on 13 LPA but I don't know how to accept the defeat and move on. I am completely stuck in the situation and Full with regrets also lost my whole self believe n confidence in life to do some. good.

Corporate is absolutely crushing my soul and I can't take it anymore.

I have health issues so I need good insurance for my meds to be able to function.

Idk what to do anymore I have about 20k saved in cash and the only debt I have at the moment is student loans. My car is paid off.

I don't even know what else I can do for work that won't make me miserable.

Is there anyone that can provide insight on networking locally? Recently transferred and working in a smallish office, would love to expand my professional circle.

Got my GC today! Got it through my marriage before my employment based got current. Quick question for those who’ve been through this:

1) lawyer told me I’ll have to go to SSN office to get the temporary condition removed. Any other things I need to do?

2) What happens to my employment based GC application? Do I need to do anything or it just stays in purgatory and dies out?

Don’t let anyone tell you you don’t feel any different. I’m thrilled! After 14 years of B1, F1, H1!

Anyone from CISCO bangalore Finance team. Looking for an employee referral.

Do you think tech companies are working together politically?

Anbody know the extent of the layoffs here?

Animal scientist, research scientist in ATL region. What is a base rate?

where exactly is BCG onboarding offsite training? Only heard it’s going to be Chicago…

Average salary for staff and senior in M+A tax consulting?

Has anyone here adopted children?

Does middle / back office PE count as “pre-MBA” if I wanted to do that first -> MBA -> PE investing? Or is IB still likely required

Being offered $104k as a consultant coming into ACN, would be offered a pay bump in 12-16 months. Thoughts? Currently at 98 @ boutique. ACN non-tech FSI

I just ran away from my abusive ex (we’re not married) and am in desperate need for a real estate lawyer in Texas to help me fighting this battle. If you know anyone and wouldn’t mind refer me, I’d really appreciate!! Thank you!

Hi
Can anyone suggest how much time required for getting Germany work permit. My documents are submitted last week for long term work permit.

Anyone here a sales engineer or something similar?

Looking for a female flatmate to occupy a room in a fully furnished 3bhk in Kharadi.
Rent - 13333
Deposit - 37000
No brokerage
Available from 1st June

Dm for more details

Anyone go through chemo or have breast cancer and do a chemo pixie cut? looking to find a good salon to take a close friend who wants to cut hair in anticipation of chemo for a "chemo cut".

I make 70k CAD and want to get started on my FIRE journey. Any tips? I don’t have a lot of savings and I have only just started. Pretty scared seeing the housing prices 😢

Has anyone here taken up lower pay or reduced hours as they were further along in their FI journey? I’m really struggling with accepting the loss of potential earned income after prioritizing every $ for so many years

Context: 35F, 750K NW (no debt or mortgage), 200K salary, but live far below means. Want to go to 60% hours so I can enjoy life more and prioritize mental health, and eventually have kids one day

Can you transfer your car loan to your 0 APR credit card? The car loan rates are so high mine is 6.99%

Anyone follow Millennial Revolution?

I make $158k base and bonus of about 10%. Soon I will bump up to $175k base + bonus. I live in a HCOL. Without any more details, what amount do you think I should be saving per month (inclusive of 401k, brokerage investments, HSA, cash, etc)?

I have 10k extra to invest. How should I grow it? Any growth stocks to recommend?

I was so good about not spending my $$$ on unnecessary purchases. However due to depression I’ve been buying as a way of comfort. Anyone know how to stop this vicious cycle?

Anybody have a mortgage provider they like?

I finally need a taxable brokerage (for more than the beer money I have in Robinhood anyway), and overwhelmed by the options. Will be 95% index funds, 5% continuing to dick around in individual stocks/etfs. Already have IRAs at vanguard. "Real" money in vanguard, fun money in robinhood? Quit adding to RH and focus on V? Something else entirely?

Very interested in hearing what your planned asset allocation will be once you are FI or FIRE. I plan to be FI by age 45-50, and not exactly sure how I should allocate my portfolio. Im 30 now and my current allocation is 95% equities. I feel like that’s too aggressive once I hit FI. And do folks recommend reducing the equities exposure gradually as you get closer to your FI target?

Open Poll: what’s your FIRE number, when do you pull the trigger, and where do you want to live? Personally, my ideal numbers are 10M, 35, and lower cost area of a HCOL (Brooklyn). One can always dream!

Can you do a rollover IRA to employer traditional 401k AND a backdoor Roth in the same year?

What if you are married filing jointly? What is the catch for IRA balances?

I’m 36 and I recently reached a net worth of 1 million dollars. I thought I was doing good but then I see other people with several millions and can’t help but wonder how they got there.
I feel I’m doing everything I’m supposed to (I save, I invest, I max out my 401k, IRA, etc...).

What can I do to upgrade my game and reach those higher numbers?

What is the best credit card right now? I have mostly used my Marriott and Southwest for the points, but looking at other cards. Chase Freedom is not that great. Heard good things about Chase Saffire Reserve. Also thinking about non travel cards. And Amex. TIA!!!

Has anybody used personal capital advisors? Is it worth it?

I find this bowl both inspiring and depressing as I’m at the lowest of lows in financial terms of my life. Ugh.

Switching jobs and trying to understand the benefits of leaving my old 401k as is vs converting to a vanguard IRA vs transferring to the new employers 401k. What are people’s thoughts on this (have about 30k in the 401k)? Thanks!

Has anyone else used or heard of interesting applications of a 529 if you end up not using it not for a dependents education?

Currently thinking of contributing something small (~$50/month) with the intent of using it on myself for flight school down the road.

25 with the partner and I being 50/50 on kids down the road.