Is dying deliberately to help my family get 2cr life term insurance worth it?

like
Posting as :
works at
You are currently posting as works at

I guess you're talking about the Term life insurance option. Death by suicide or any accident or anything done to die on purpose may not be covered and is only covered after 2 years from the start of the policy I believe. And there will be a lot of proof required and the insurance companies would find a loophole to not pay. If it were so easy there would be a lot of families becoming crorepatis overnight. Don't even think of this option.
Your life is worth more than any amount of money you can give your family. Your mere presence is more than enough even if you're struggling to put food on the table. I would suggest talking to any suicide helplines or to your close friends if anything troubles you.
Find better solutions for your money problems. If you can tell us what's the actual issue probably we can provide some suggestions.

DEATH IS NOT THE ANSWER

like

Even if you live for a day, that's priceless. Insurance are there for peace of mind, not slice of life.

like

No it is not worth it. I assure you that if you went and asked your family which they would prefer having they would choose you. From a practical standpoint, deliberate death or suicide or suspicious accidental deaths are usually not covered. You could end up leaving them with grief and nothing else. Better to live and try to improve their lives another way.

like

Hi, I feel your pain. It is such a rough time right now, but I realized that no matter what my family needs me to be there to provide them with warmth and the feeling that I am THERE. It is more important than money, even if they don't express it. You and I will be ok.

like

I agree. Hang in there. We are here if you need to talk. Sending you good vibes and big hugs.

like

Remember that time when you thought this unbearable or the saddest moment of your life? You got out of it, right? Looking back you must be thinking why was I fussing over that? It happened to me when I failed to get into IIT. Now I’m working in one of the best companies along with people from IIT-B.

Trust me when I say, it will be alright. Suicide is not an option. It will be easy and over for you in a second, but no amount of money can heal your family’s hearts. And that amount of money is also not sure to reach your family. Insurance companies are evil in these cases. You’re loved. Know this. Don’t even think about it.

like

Related Posts

Any advice on transitioning from medical sales to tech sales. I’ve been a top performing rep (ranked first and second) two out of the last three years at my current company and was top 5% at my previous company. I had my resume optimized and am getting rejected left and right even by healthcare tech and I’m not sure why. Any info or leads would be greatly appreciated!

like

How do you help someone get out of depression?

like

Any book recommendations? Mid 20s interested in health, neuropsychology, finance, leadership, and Christianity

like

2 weeks since retrieval and sudden lethargy has taken over. Currently on period . has anyone started feeling extremely sleepy after egg retrieval or just perpetually tired? I also was feeling a little depressive

like

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

uplifting

What health/ music apple watch apps do you guys use?

like

Missouri just passed expanded medicaid by ballot initiatives. Even red states like that Obamacare when you let them vote for it.

like

How can I invest in S&P 500 from Germany? I am coming from the US and use Charles Schwab currently to do so, but would like to stop using it to avoid filing US taxes next year (not an American citizen).

TIA!

like

I am relocating to Canada shortly. Are there any income tax optimizations i need to know about or need to plan for?

like

After 6 years of temporary contracts and unstable situations, I find my dream job in my dream company. All of a sudden the world goes upside down and I get laid off. I start sending hundreds of applications, with only 2 recruiters getting back to me to say I don’t have experience for the job (this is how it works in Italy). Add a terrible health situation in my family and it seems there’s no light at the end of the tunnel. Ugh. 😞

like

Modafinil and efficiency: Please share experiences with time-blindness, being inefficient and not 80/20 with tasks because of over focus. I feel on stimulants it's very difficult to be "quick" which is key in strategy consulting. Anyone have solutions here? I realised modafinil helps but it drains the hell out of you and completely destroys your sleep. That's my concern.

like

I might have a spending problem. I don’t think (?) I have a full blown addiction, but I’m cleaning out my closet and finding stuff that is few years old, still with the tags on, and lots of duplicates. I get a dopamine hit when I find a good deal and I’m wondering if it’s going too far. I can pay my bills, but I’m wasting a lot of $$ on things I don’t need. I have multiple family members who are/were addicts and hoarders and my own behavior is making me nervous. Any other big shoppers out there?

like
like

Has anyone been able to get pregnant/have a healthy pregnancy with mild uterine prolapse?

Anyone else into Bank Bonus churning?

like

Any men taking any supplements to improve sperm morphology?

like

Anyone had successful egg freezing experience and willing to dm/talk about it? By successful, I mean became mom/dad with the frozen eggs when they were ready. I’m 38 and am looking to freeze my eggs but read about low success rates online and am questioning whether it makes sense.

like

Any nutritionists in NYC you can recommend? Looking to have a meal plan written up, body fat calculated, weigh etc. lost 90 pounds and looking for additional guidance. Thanks in advance

likeupliftinghelpful

Just got the cancellation for my April 19th test. I know others were wondering if they were actually going to open up after the 16th...doesn’t look like it.

like

When is snowflake going to be publicly available for trading? I saw noon EST somewhere but not sure.

like

More Posts

Can anyone speak to the advantages and disadvantages of working at a small boutique LS firm as compared to a larger firm that does more than LS?

like

What are the hidden benifits in PwC AC?

likefunny

Does Novartis have a sabbatical policy?

Hello fishes,

I was interviewed at Accenture and have cleared all the rounds. Got a call from HR asking me for the details and expected CTC. I also uploaded all the documents as advised. I could still see the status in Documents upload for past 1 month. Could someone help on this.

like

I gave my interview in Mindtree on 3rd of September 2022, Technical 1 round went good and the interviewer told me that he is moving my profile to cultural round.

I have still not heard from Recruitment team for 2nd interview. How long does it take for them to revert.

Also looking for referrals for the role of a Scrum Master
I am PSM-1 certified.

like

Got an offer from Amazon but didn't get selected on H1-B. Currently on L1-B with another company. What can I do now? I can't really go to another country because my wife is employed here.
1. Is there a way for me to retain the offer until the next H1-B lottery?

2. My offer from Amazon was 50% higher than what I make now. Can I ask my current employer to match it?

like

What are some good consulting companies to apply to? As far as good work life balance, remote options, and training reimbursement. I’ve been at my current company a few years and they are very unorganized and do not offer any reimbursement towards certifications.

Has anyone ever received a physical offer letter mailed to them? I received a verbal offer and the Hiring Manager requested my address to mail the offer letter to me. I've never encountered this before but its a pretty legit company.

like

I found one of my coworker's anonymous Twitter accounts, and it has a ton of red flags involving bigotry, sexism, etc. It's a personal account, so should I mention it to HR or not?

like

What are the best Information / Cyber Security firms in Europe? Why?
Edit: non PenTest, audit or OT

like

Guys need help as my Joining is 19th September and got the below mail on 9th September. But no other mail till now 😕.could anyone please let me know what will be the next step.

Post Photo
like

As a graduate student about to finish up school with a Masters in Health Services Administration, what salary range should I be aiming for? I went straight to graduate school following my undergraduate degree, so not much experience.

like

Hola! Anyone looking for an international copywriter in Europe or elsewhere in the world?I’ve just been laid off. Thanks a lot in advance 🙌🏾

like

Honest question for the ladies. Do you consider subbing to onlyfans cheating?

like

Fixed 18.6 lak what is in hand salary

like

My friends dad is critical in India. Anyone knows where to get an oxygen bed in or near Delhi?

like

Can EY-GDS employee book a seat in EY office instead of GDS office in Luna App? I’m a gds employee of Chennai location, EY-TidalPark is my nearest office and it is not a GDS office. So can I book a seat there and work from there? EY

like

Can someone tell me what’s happening to my peace lily?

Post Photo
like

Anyone at the big digital firms interested in sharing what makes companies like Intrepid Pursuits a good acquisition? When does a smaller agency look like a good buy for $10-20 mill or so?

like

Additional Posts in Tech India

I have >700 reputation on stack overflow. How much do you guys have? Do you like solving problems on SOF?

Also, like this post? I think I'm not able to Commnt on some posts because of like thing here.

like

Do you have to have a reference to get your foot in the door at a FAANG company?

like

I have spent my entire career so far(12 years) with FIS. Currently switching to TCS PNC Bank. Any thoughts on how the new work will be? Any pros and cons. So far I have been worked as an individual contributions. In TCS I got assistant consultant.

like

I bombed a question in my interview! Feeling horrid

like

What is your ideal retirement age?

like

Hi all,

Will I face any consequences if I accept multiple offers and obviously join a particular company?

Thanks

like

Ye coforge kaisi company he, inke pas banking projects he kya

like

Omega vs rolex?

like

Hello tech India.. testing post..

like

Do you think car warranty scams are worth it?

like

Has anyone appeared for Mindtree Kolkata walk-in drive recently? How has been the experience?

like

How do you deal with negative things your boss says to you?

like

Hi everyone
Need your advice

Optum vs any Product based company?

Both of them are offering similar slightly change in variable.

Optum ready to negotiate for accepting the offer.

YOE : 3.9
Techstack
Java, Spring Boot, Microservices, AWS, Docker and Kubernetes.

like

Guys do any one interested to do consistent dsa prepararion in java with me? I been looking for friend who can join me to discuss and work on completing daily planned dsa in java, please please dm me.

like
like

No one answers my questions here 😔

like

Is KGS WFH or hybrid model currently for SAP Projects?

Also how are SAP projects from learning perspective and wlb.

I have offer from KPMG KGS for Pune but I stay in Mumbai and thinking of travelling in case of hybrid mode.

KPMG@@

like