Is FXIAX good for Roth IRA?

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Am I making a dumb decision? Buying a car for 95k while TC is 340k. I’ve never bought a car for that much and grew up thinking 30k cars were on the pricier side. It feels expensive and only other debt is a 2k mortgage.

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In the market for a good personal accountant who has experience dealing with foreign investments and living across multiple states. Have looked high and low, but really struggled to find one. Any recommendations would be appreciated

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I (US-based) am trying to buy an apartment in a different country in which I do not have a Credit history / score. Any ideas / recs on what loans to take? I don't think a mortgage will be possible there due to my lack of history. I am considering doing a home equity loan on my current home in US. Is this the best option?

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Hate to get into debt to buy a home in expensive markets like the Bay area. How do you all reconcile that with your FIRE goals? Rent forever?

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Does anyone use the Alight Smart Connect FSA at your firm? My client is struggling with them- apparently their FSA MasterCard has a majority of transactions declined, even co-pays, unless it is at a national company like CVS or Walgreens. Curious if anyone else has the same experience or if this is potentially a setup issue.

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Good realtors in Boston? Looking to buy a 3+BR house in Brookline, Arlington or Malden and rent a 1B1B in the meantime. If you can DM me their contact info that’d be much appreciated.

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Lady is selling her business for 400k. Sends me a email abt a custodian that will either defer gains on her biz or hold actual real estate. Anyone know a custodian that allows you to hold real estate?

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What’s going on with the stock market?! Obviously there is a lot going on in the world with Ukraine, etc. and it’s all interconnected but I feel like people aren’t talking enough about the steep drop in stocks over the past month or so. Every index seems to be down 3-4% every day! My savings are going out the door! Are people not stressed??

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Thoughts on personal loans to consolidate Debt?

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Most promising alt coins?

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Hi 🐠! I have 200k AmEx points accumulated (10 yrs of travel heh) Best suggestions for using or converting them? Am considering Hilton points, seems like gift cards have a worse exchange rate. Thanks!

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Rolled my old 401k over to a rollover IRA under the same brokerage and lost some money. What the hell did I do wrong? It was a direct rollover btw

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Looking to buy in WA or OR

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Would you buy a rental property before you owned a primary residence? I have some money on the sidelines and currently renting a place for myself to live in, but have been debating the pros/cons of buying a residence vs. starting a rental income stream. Thoughts?

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I need some ideas for getting a passive income. Starting a thread here for ideas!

I live in NJ and want to invest nearby but outside of NJ (taxes). What are some good areas? Delaware? Philly?

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Anyone here investing in Indian stock market? Is it a good idea to transfer dollars back home and investing in BSE/NSE.

Just got a new job for $120k base and $40-50k bonus. How much should my rent be in NYC?? Currently 24M and new to FIRE-like concepts (didn’t come from a family that had money or talked about money) so any insights would be helpful!!

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Opinion on buying Jan 15 , 2021. SHOP $700 call for $30.55 ?

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Budget advice needed. Where am I going wrong??

Rent: $1,100
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Please help!!

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So hyper after taking my adhd meds. 🥹
Anyone else experience the same and how do you cope?

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Any new joiners attending first impression call tomorrow.

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I’m a mid level. Something that has baffled me and been on my min for a while: have you noticed that some partners/counsel/seniors don’t know the most basic part of a transaction? Like the basic rules for the most regular filings. I don’t mind looking up the rules and giving them the answers but what is mildly infuriating is sometimes if I’m a bit rusty or don’t know about a more obscure rule, they make me feel like I’m inexperienced or be like how can you not know this, when in fact they ask me

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I have a 700 GMAT score, is Wharton out of reach with this score? Should I retake it?

Team - please I am looking for advise.

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What are the best consulting companies in the US focused on Sustainability, either Strategy or Ops?

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My partner is actively looking for a remote opportunity in supply chains, Analyst, or business management related positions. We’re in the process of purchasing our dream home and can’t afford to be unemployed. Her current company practices bad work culture and is very toxic micro-management. Please help…

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Thoughts on Canadian budget? $354 B deficit in FY-20, additional $154 B deficit in FY-21, additional $60 B deficit in FY-22!! High time to stop partying using debts?

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Can Indian passport holders get the Tsa Pre?

I’m trying to decide wether to transition to one of the following, all within tech companies:

- Sales Engineering
- Tech sales (SDR)
- Customer Success

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May I get a referral from Houlihan Lokey please? Feel free to dm me

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Any of you using BSNL SIM card? In areas where 4G is available are you getting VoLTE support?

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Please, what type of behavioral questions are asked in a SWE internship interview? I am a PMM but my sister has an interview with Apple and I am helping her out.

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Question on the COVID situation.
1. Why does each country have their own FDA approve for vaccines already approved by other countries? Why not rely on leading economies say, US UK's approval? Isn't not doing that losing crucial time?
2. If there's a strong reason for individual country-based approval of vaccine, does approval from other countries like US, UK factor in?

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My co's IA dept is very new and my boss has asked me to look into a format for a memo we would write to a process owner to make a process recommendation. Not a formal finding in an audit report but more of a process recommendation. Do other companies have something similar?

The longer I practice the more I rely on the ingredients that created me.

Post Photo
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Has Capgemini also started installing and tracking employee work using Sapience?

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Hjelp 😭 I have an interview on Monday for a research and advisory firm, and before the interview they want me to pick out a tech article to discuss. What exactly are they looking for here? What kind of article should I chose?

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Additional Posts in Personal Finance Bowl

Hi friends - need a suggestion. My mother got critically ill due to Covid and has been in the hospital in India for over a month with added complications. Hospital charges are through the roof and it is a long road ahead of us. Are there financial aids, options available to explore to meet the expenses? We are salaried people and parents are retired. We are exploring loan options and wanted to check with this group for other creative ways to manage. Thanks a lot for the help!

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Keen to buy first home in Dubai but skeptical given the uncertainty around the global economy albeit high oil prices which is a positive for the region. What are people thinking? Anyone here from middle east?

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Google stock to buy now or after the split?

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Anyone know what happens after you pay off mortgage? Not talking about the finance side/closing the account etc. but in terms of Title or anything with the city/county or anything with the law? Does the owner have to take any actions other than just pay the loan off

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What has your experience with life insurance as an investment vehicle been? I’m thinking of putting $50K in a half million life insurance plan over 3 year. Any thoughts?

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I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

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Is there an easy/efficient way to figure out how much you've contributed to vs earned in your Roth accounts? I started contributing >20 years ago to my employer's Roth 401k and have rolled it over to a Roth IRA and moved it between multiple custodians, e.g. Fidelity, Vanguard, UBS, Personal Capital, etc. It is unclear to me how much I contributed vs how much I earned by investing it.

The purpose of doing this is I want to use $10K of it, but want to prove that the $10K is from my contribution.

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Does anyone feel like they need to keep saving more, even though you’re already doing what you can (maxing 401k, emergency, building up a nest egg, investing, etc etc etc)? How do you know when you’re good and it’s enough?

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Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

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I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

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Does it make sense to max out my 401k if I want to retire by 40-45?

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If I have 36k every year to invest in something and i already max out my 401k, where should I put my money? S&P in a brokerage account?

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Question. What debt consolidation service would you recommend? Have some credit card debt accumulated from my wife that I’m thinking of consolidating. Get all kinds of offers in the mail but would prefer recommendations if you have any. Thanks.

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My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

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Is bottle service ever worth it? Why is it so popular?

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Good resources to learn about which investment account types I should be using?

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Who is thinking about retiring in a low cost of living country? This can dramatically change the math for retirement savings and allow you to work for far fewer years.

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