Is it a good idea to ask for PF settlement from my current company and open a new pf account for my next company

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Posting as :
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You are currently posting as works at

If you need the money urgently or if you feel you will invest it better outside or even offset it against loans which are taking away more in the form of interest, then yes.

Otherwise, this has better tax free financial gains than other products in the market, so you can accumulate and continue to let it grow.

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Don’t withdraw unless you need money for some valid reasons else you’ve to pay high taxes.

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