Is it correct that less pf or 1800 pf has more tax?

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Pf come under 80C section non other than EPF can give you 8.5% interest rate. More you give more you get in future.
Increase your PF as 12% of your monthly basic salary.
Employer part may not increase.
PF reduce your income tax as its 80C part

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Technically, you are correct. But it depends, if your 80C has reached 1.5 Lakhs already then it wouldn't matter what your PF is, tax will remain the same.

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