Is it sad that I have more $ in points (using generally accepted valuations) than I do in my savings acct?

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Yes, because points aren’t making you passive income

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Earn and burn

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The points are also not FDIC insured.

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Sell them for Cash if you have no vacation plans in the near future.

Recommended sites to sell on?

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No because the interest rates on most savings accounts are garbage.

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