Is it worth it to buy property as a rental property despite the higher rate and down payment required…if it generates income right away verses living in it for a year and paying the mortgage yourself?

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Don’t complicate rates and the market and all that jazz.

If you can buy it and get a solid return % wise, go for it.

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I live at home current and help my family with the mortgage?

There are still some deals out there that will pencil out at the 6% rate that we are seeing for investment loans, but you’ll need to do a bit of hunting. They will likely be properties that need work, or have poor tenants.

Always deals out there. I tend to put my money in real estate over stocks at this point.

Yes. As long as it cash flows, you're good. Just take into consideration any costs for necessary renovations / repairs.

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