Is now a good time to dump funds into VTI?

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It’s always a good time. Today is a better time than any other

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Maybe

Probably

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Just doing a bit of daydreaming here, and I’m wondering – what’s the minimum amount of money required (realistically) to start up a Hedge Fund?

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Guys need help for choosing Tax regime. Where can I save more tax with 24lpa fixed salary

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What’s the best way to finance a remodel? Probably need about $40k on top of what I haves saved. HELOC? I’m not really sure where to start researching.

Released last ever set of financials. You?

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For those who have recently rented in London, is it possible to negotiate below the asking price? Trying to understand how crazy the market is at the moment and by how much can I negotiate downward. Looking at 1bed flats in East London. Thanks!!

Any blog/books/apps to help a novice understand how to start investing her hard-earned money? This business can be rough but we make a decent living and I don’t wanna put all I earn in lurzers archive

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Are these good times to get into crypto? Looking to buy first house between now and next year. But want to increase my funds first.

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A really stupid question from me but i just wanted to know for general knowledge. Do you have to buy your participation in the carry scheme i.e. is it something you need to take a loan out and buy into a fund (similar to a law firm partner)? Or do you get the shares allocated to you (like a bonus)?

If the former, how do deal team folks fork out the cash for this? I assume not everyone has $m just sitting in a bank and not invested somewhere.

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Best cities for residential real estate investment properties. And why?

Go.

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Looking to lease a 2020 E class Mercedes and the dealer is offering 15% discount off MSRP. Is that a good deal?

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I’m a first time home buyer planning to purchase a property. How do I go about comparing rates from different lenders? I learnt they always need to pull my credit in order for me to get a quote

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Why real estate?

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New to the US, what’s the deal with state and city taxes here? What am I getting in NYC for the extra 10% that I’m paying vs let’s say Miami?

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Semi urgent question - I just found out the accounting firm I always use for my taxes has shut down so now I need a new accountant asap! Any recs for someone who can quickly file taxes (honestly very simple this year) who still has capacity this late in the season?

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Kinda confused when calculating IRR/MoM in LBO, especially when it comes to net debt. When buying the company, you are responsible for refinancing the exisiting net debt (ie the PE firm has to take out bank notes / equity to cover the net debt), but when you are exiting the company, you have to use your own proceeds (EBITDA upon exit x Exit Multiple) to pay off the remaining debt. Why would you having to pay off your own debt when exiting? Why won’t the buyer be on the hook for refinancing

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Hi y’all! I’m a financial educator and my job is to help families in need of financial education! I help anyone on learning how money works here in the US & how to get rid of debt! I offer financial products that help you protect and grow your money. I’d love to help you out in reaching your personal financial needs!
I’m also always looking for people to hire!

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For those of you that left banking for the PE/VC/corp dev life do you in some sick twisted way miss banking? I’m leaving in a few months post bonus and I already have these nostalgic feelings…..

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Does Anyone here have properties on Airbnb? Is it worhtwhile?

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Moving to Philly next year, making ~90k before tax. Would like to hear some opinions on how much I should spend on rent. (For context I do not have student loans and would also like to lease a car)

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College Hire Struggles

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Is anyone willing to share tips on avoiding burnout and setting boundaries with their executives? I have six people on my desk and am finding it difficult to stay motivated and continue giving everyone the same level of support.

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Any fun music events / concerts in the city this weekend? Thanks!

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What wifi and speed do you have? I’ll live alone and just need to wfh with video calls and stream tv at night

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The sign of the times: thought I brought the canned iced coffee from the fridge for my 8am today but turns out it was just some cherry seltzer by mistake

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Who would you want to include in your union? Which levels would be exempt? E-suite? G-suite? Directors aren't managers—or are yours? Who makes final decisions and who has to just live with them?

Roth v traditional 401k? Household income $400k. I am $175k of it, wife makes $250k. My pay has been growing over 10% a year, hers has been static the last few years. 2 young kids. I have about $250k in old traditional 401k...but current 401k has Roth option. Considering doing 100% Roth but concerned about the additional 19.5k in tax income from the 401k alone on our general financial situation. I can also do multiple choices like 10% to Roth and 3% to trad. Is the tax hit on the Roth worth it?

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Hot practice areas for laterals?

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About to start a PM position on a project that is already a few months in as the current PM has too many projects on their plate. What advice would you give me to get up to speed asap and build respect and a relationship with the client and my team?

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Can anyone at Pwc AC bangalore office confirm if they are reopening anytime soon or already working in hybrid mode? I have an offer from HR who insists that office isn't gonna open anytime soon but not ready to give anything in writing. Given that HR has miscommunicated multiple things (verbally), it is difficult to take them up on their word. I wanted to understand how long before they start calling people back to office.

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Any advice on how many slides a ~15min tech interview presentation should be? I know there’s no perfect number but is like maybe 8-12 slides good enough? Context is this is for higher up like we’re talking Directors+ and they’re very smart in tech with phd’s.

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I’m new to teaching environmental science next year. I think it’s a great fit for PBL. Any ideas that have already been found successful?

It’s fun to hangout with my boyfriend but he’s really stingy. He makes a lot money and he likes to remind me of it, however, he also likes to imply that I should not depend on him for money and how much he spent on me so far (we only met a month ago, the most expensive date is prob a nice dinner and I never ask him for anything). Is it worth it to discuss it with him? I like him a lot but the idea of going out with him is making me feel uncomfortable now.

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Somewhat random but since I trust most of y’all have good taste, what’s a good suitcase brand? TIA!

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I know FAANG and other company acronyms but I just learned a new one: GMAFIA (Google, Microsoft, Amazon, Facebook, IBM, Apple). I’m thinking this one started as a backronym 🤣🤣

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Can micro-managers be rehabilitated? My boss tells me how do everything, dominates all of my meetings, is a drama queen and is so hyper it makes me agitated. I’m a producer with 18 years of (con’t)

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Hai guys,

Got an offer from IBM as an application developer for 10.4 LPA and from Bosch as a SERVICENOW consultant for 8 LPA.
YOE - 3.2- Servicenow Developer
Which one to choose??

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Absolutely detest how much people identify with a particular party and then build their whole worldview and identity around it.

Oh something bad happened on the other side of the world?? It's because of something the side I don't agree with did etc.

When did we get this way? Why can't we just have our political views and not be so angry and hateful at each other?

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Additional Posts in Option Traders & Investing

T puts burning

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QQQ March 18, 2022 $415 calls at $4.27. Opinion on this trade? I am betting QQQ will raise at least 20% from the current level to $445 by next year February - March. That puts this call at 600% profit. Is this a good bet or should I make this a spread?

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Alright yall last one for a while, but just threw my biggest option play at ATVI $60 calls for March 27th. 10 calls on it, lets hope for the best

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Played day SPY puts at $307 strike and sold for 300%. Thanks BC and others who predicted afternoon fall.

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Something to keep monitoring potentially

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Not sure how people in this group feel about the OTC, but $ILUS is definitely worth checking out.

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7/13 Thread (General):

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Does anyone else have issues with E*TRADE showing after hours prices / values of options? For example, my HD put I bought Friday shows Day again of -$70, and out of nowhere today it’s -$300.

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Outside of personal experiences, what books or publications have taught you the most about options (trading)?

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How do I upgrade my Robinhood account to be able to trade options?

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Buying 20k of AMC in Monday. It's next GME. GME rally can fizzle anytime if HF have covered their shorts thru weekend. AMC may give another 50% pop easily. What do apes
think.

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IPOB is up 133% on the year. Would you buy IPOC right now as it’s only up 5%?

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MYOK 🍾 🎉

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f you were to put 20% of your net worth into any airline which one would you choose?

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Is there anything worth buying right now or wait for a larger pullback? Have 10k I’m looking to invest.

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I saw Alteryx down 10% today. I feel like AYX will destroy upcoming earnings. Speaking from user side, it’s being pushed upon employees to cut down labor cost and it’s pretty user friendly. They are even teaching is in college data analytics classes. Anyone have any opinions on it?

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If you are wondering why Robin hood was not working.

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What do u guys think about the agreement that happened w the airlines. Potentially, the gov might get to have stake in airlines. How will that affect stock $? Thoughts?

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