Is personal capital financial advisory service worth it? Do they have any hidden costs apart from the 0.89% commission? Are there other financial advisors that has fewer overheads?

I am a 30 year old working earning 13 lakhs per annum. I want to buy in the future a house( which is around 1.4 crore value now) how much should I save for how many years to get to the 1.4 crore target

Anyone ever have experience negotiating a new offer to include unvested 401k match and stock grants from your current employer? I hate leaving money on the table but there are some good roles out there. I’m not fully vested in my current 401k yet and my stock grants haven’t matured yet either. This would be at a global director level.

For those of you who have a side gig in real estate, what do you do and how much $ do you make from it?

I just wanted to share a small win, after a couple months of working on my finances. I am finally out of the negative. Man, I have to say it feels good.

Would it be financially irresponsible to buy a new Model 3 with $150K base income and $320K NW?

All major stocks and ETFs are dipping and fast. What's happening? Any major news?

How much is an acceptable down payment for a home? I've seen some great listings asking for 10%, whereas some others are requesting up to 50%. Is this normal and what does it depend upon?

Just sold my first property as a realtor! So freaking excited to have joined such an amazing industry.

Still buying!! Will keep on buying...let see how low it can go

Anyone have any leads on openings in the Boston area. Just out of undergrad with a mechanical engineering degree and crushing student loans. From the area so greater Boston area works too.

Hi folks, I had a quick question around remote work. My office is in San Francisco but I worked remotely from NJ for clients on the WC. How should I answer the question, “did you earn income working remotely by providing the services in a different state than the state you originally engaged employment with it”? If it matters, I never set foot in CA.

How much liquid cash do you all hold at any given time? Have about 50k which is about 8 months of running reserve. Afraid to go thinner than that.. What do y'all think?

For those of you who are looking to go indy, what's currently stopping you?

Any site you would recommend for good Kerala house plan ?

I don’t have many regrets, but not investing in BuzzChat is definitely one of them.

I am looking to buy a residential plot of land in FL for investment or for building a second home in 10-15 years. What could be potential costs other than annual county taxes? Do I expect higher taxes as land gets developed e.g. curbs/sidewalks/sewerage/water connections, etc. Currently live in Midwest. Any advice will be appreciated.

Anyone here have experience investing in EB-5 in a target economic area? Would love to connect and hear your experience.

This is really unfortunate but, so many of us are going to lose our visas. Lives are going to be disrupted. In what ways are you affected? I had just made a down payment for a new house.

Should I invest in Turkish Lira? Seems like Turkey is doing well these days. Suggestions?

SELLING GMAT BOOKS $50 + US shipping. Includes 2020 Manhattan prep: verbal, quant, IR/essay guides (5 books total) & 2020 OG guide

Hey all - any not-pharma agencies hiring PMs in Boston? Also, how’s the job market there currently? I’m looking to move up to Boston early this spring.

Anyone have experience doing AutoCAD or Revit on the side for people, or even doing surveys.

We are starting to really address diversify and inclusion and build partnerships with community resources.

What do you feel is important in building out DEI program?

Mindtree is not onboarding if candidate is not able to provide EPFO screenshot. I am not able to reset password for gender data issue. Anyone able to solve this?

Does anyone knows if ROKU fire sticks work with a regular smart TV? I have a hisense UHD 4K so wanted to check..

This allergy season has been brutal! Most of my patients aren't sure if it's COVID or just bad allergies!

New to options. Why do you all buy UVXY options and not the ETF itself when u think the market is going to tank? Don’t options present the added complexity of vol and risk of order not filling?

"Stock Market Today: Dow Starts Week on Strong Footing as Energy, Tech Gain"

Hi fishes, just transitioning into InfoSec and not able to decide which one to choose.

Role - IT Auditor / GRC
YOE - 3 Years overall, relevant 6 months
Jio Platforms Ltd - 12.5 fixed + 2 LPA variable
EY - 10 LPA

Please share your wisdom and thoughts to help me decide on this. Thanks in advance.

SJ.

Jio Platforms Limited Reliance Industries Limited EY Tata Consultancy Accenture Infosys

I have some experience with SQL but all school related and not on the job. I have a strong background in workforce and project management. Any ideas on how I can see myself for a analyst role that uses SQL despite not using it on the job. I am proficient in excel as well.

Is there any chance to get onsite in EY GDS,
As a Azure Data Engineer?

Feel stuck professionally. Moved to an internal role due to circumstances. Salary has been practically flat since. Tried to get promoted last year, didn’t happen. Trying to find a new job since...

Guys please suggest which company should i join
Optum(UHG) - 16.7fixed + 2.3 variable pay
IBM - 16.5 fixed + 1.5 Joining bus
YOE- 6 yrs
Skill set - Java, springboot, microservice
~TIA

Hi Sharks,
Could you guide me what is the expected CTC for a senior business analyst in IT services industry(like Cognizant or Infosys)? Appreciate your help!

Is anyone else concerned about never being able to retire. I've lost over 100k from my 401k. For the last 4 years my retirement accounts all flourished now I'm hemorrhaging. Any suggestions on what to do?

Why are properties in NYC so damn expensive? At this point should I just move elsewhere?

Can whoever the bowl leader is please permanently pin a post that explains backdoor Roth IRA and mega backdoor Roth?

The amount of questions in here lately about these (or mixing them up) has been so high and people don’t seem to know about search function.

Between that Q and people asking whether to roll 401k to Roth or new employer 401k, the amount of duplicate posts is getting really high

Brits! After you max out your yearly ISA where do you put your money after that?

Anyone got their 1099 from HMBradley yet? I can't seem to find it on their website.

How do I get a side hustle?

Would it be financially irresponsible to buy a new Model 3 with $150K base income and $320K NW?

All major stocks and ETFs are dipping and fast. What's happening? Any major news?

How much liquid cash do you all hold at any given time? Have about 50k which is about 8 months of running reserve. Afraid to go thinner than that.. What do y'all think?

Single family homes currently seem to be too expensive. Is townhome in an excellent school district a bad choice ?

Is anyone else concerned about never being able to retire. I've lost over 100k from my 401k. For the last 4 years my retirement accounts all flourished now I'm hemorrhaging. Any suggestions on what to do?

Recently received my yearly bonus (not that much, ~3k take home). I want to dump this all in the market but I’m wondering if now is a good time given the soar or if I should wait. Is “time in market > timing market” always applicable???

Have to donate my old car. What precautions I need to take. Should I start with donation companies which tow the cars..my car is sitting outside driveway for 1.5 yr. Do I need to pay anything to the donation company.

What airline/hotel stocks are still way undervalued from the pandemic?

How do you handle RSU comp? Do you sell them as soon as they are in your account or keep a percentage... or leave as it is? First time in my career that I have rsus are part of my comp, so not sure what to do.

I’m moving to a state that has high taxes and a state capital gains tax (New York). My new job also gives RSUs. 

Does anyone have tax strategies (outside of traditional things like 401(k) and maximizing deductions) for reducing my taxable incomeFor instance, if I don’t think I’ll stay in New York for a long time (4 years max), does it make sense to not sell my RSUs until I move to a state that has lower taxes/doesn’t tax capital gains?

I’m starting a business and need about $50K in upfront costs. I’ll fund half with cash and am looking to take a loan (which by my projections can be paid off in year 1) for the other $25K.

Would you recommend taking the loan through my personal name or through the company, assuming the interest rate for year 1 is 0%? I feel like it will take awhile to get the $25K for the business as the loan receiver pre-revenue… right?

Does anyone have any links to essay-to-understand explanations of back door IRAs? I think this is something I should be doing but I honestly have no idea where to begin…

Do y’all factor in Mortgage (equity and debt) to New Worth?

If so... How do you even get to a positive Net Worth under 30?

My wife and I are 25 YE and have about a $180k annual income (including bonuses). Net worth is about $35k right now... But am discouraged cause I see us going into the negative NW very quickly when we try to move from an apartment into a house.

What’s your credit card line up and why? I’m shopping around for new cards to maximize points for travel and hotels.

Currently have the Amex Platinum, Amex Gold, Amex Hilton Surpass, and an American Airlines card.

Had a quick question on fidelity 529 plans for those that are doing it for kids college. Our first is only three months old and we plan to aggressively contribute for 4 years and then let off the gas pedal so we can switch to the next one for another four years. In terms of protecting investment growth as the kids approach graduation, how do you dial back the growth strategy to protect from a recession like parents had in 2008?

Deloitte 401K match - when does it happen and what duration does it cover? Reason I ask is because I think it happens 7/1/22 and I am contemplating if I should hit all the $20,500 of my max contribution by end of June so I don’t need to wait for 2023 to get the match for Jan-June 2022, should I decide to leave before then. Thoughts?