Is the chase freedom flex a better deal now than CSR? Worth downgrading? I already redeemed all my points through pay yourself back

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If you have no need for transfer partners, I’d say so. You miss out on 3x for travel but honestly that’s probably minimal now and/or you could shore that up with other, cheaper cards

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I love the freedom. Not worth it to me having the CSR right now due to no travel/unclear near future.

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I read somewhere you can’t downgrade csr to freedom flex is that true? I was planning on it

Ooh that makes sense dangit

Did you pay yourself back with CSR points? I’ve been considering doing that but haven’t looked at the conversion rate yet to understand if it’s worth holding. I mean it’s a good amount of points / chunk of change. Did you do any comparison before cashing out?

Same! It pays for our food every month.

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