{ "media_type": "text", "post_content": "Is the Massachusetts 529 Plan - MEFA U Fund , is it any good ? Any other better options than this available which I could invest in ?", "post_id": "60f9df43756fac002b8732fc", "reply_count": 3, "vote_count": 1, "bowl_id": "5ac00aaabeb3210018e4beb1", "bowl_name": "Boston (Consulting)" }

Is the Massachusetts 529 Plan - MEFA U Fund , is it any good ? Any other better options than this available which I could invest in ?

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I do $2k per year in the Mass 529 plan solely to take advantage of the state income tax deduction. The performance (age-based) and fees on the Mass plan are kind of "meh", so the vast majority of my contributions are to the NY 529 plan - I've been very happy with the performance and the low fees.

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No problem! The $2k per year is for married couples ($1k for individuals) who reside in Mass. Those numbers are effective for 2017 to 2021 tax years, so this year is the last one we're eligible. I haven't heard word on whether the state is going to extend the tax credit to 2022 and beyond. Hopefully they will raise it too...Mass is pretty stingy. I have family in NY state and they get $10k per year for their program.

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