Is there a benefit to maxing out my Roth IRA now with the stock market down? I was going to wait to chunk it out throughout the year

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Yes. All the more reason to max it. Surprised you waited this long. Most whom are able max it on Jan 1.

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Put it in. It will feel good.

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That’s what she said

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Time value of money and this may not be the bottom

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I would think it would be better to average the max amount throughout the year. Curious if maxing it in one shot is the better way to go?

If the stock market went up .7% each month putting it all in on 1/1/20 would be a no brainer. It doesn't, so there is risk to any decision. I am doing it over the course of the year but put a little more in to buy yesterday due to the perceived "sale prices."

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