Is there a right time to open a savings account? Rates are a little low from what I’m currently seeing and I don’t want to continue putting it off until I see a number I like.

I’ve got some cash sitting in my checking account and want to move it ASAP.

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Rates move, you’re not locked into a rate like a cd/bond. Put it in ASAP

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Keep a HYSA for emergency funds, but getting a brokerage/IRA would likely be the better play

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Open an account either where you bank already (for convenience) or somewhere online (for a signup bonus). Online is likely to have better rates and signup bonus.

How much cash? Opening (or closing) bank accounts is not hard, takes maybe 20 minutes to do online. If you have $15k citi will pay you $400 to open an account package and have it sit there for 60 days. Chase has something similar. If you can move your direct deposit there are dozens of options that can get you >$200 with minimal dollar amounts.

You don't even have to close your existing checking account as long as you aren't paying a monthly fee.

Rates likely are not going up anytime soon so look for bonuses to make it worth your time.

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Calling all Loan Originators!!! I've been in the mortgage industry for 5 years now (3 years as a Realtor, 2 as a loan originator).

Last years rates, anyone could have done well. You didn't have to sell a mortgage, people just applied.

With the market where it is today, what are some of you doing to counter the "rates are too high" comment from buyers?

I've gone back to my SOI and have been getting some deals and referrals to keep me afloat but would love to hear some of your Best Practices.

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Do you include home equity in your net worth? I think the obvious answer here is “yes”, but how do you track your home’s value? Appraisals by city/county for tax purposes don’t necessarily correlate to market value. Are you using Zillow’s Zestimate? Personal Capital uses Zillow. Just wondering the best way I can pull this metric into some spreadsheets I use to track all of this.

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Thinking of buying a house in Atlanta. Not sure if I should wait or not. Interest rates are good but I'm afraid of the possible housing market crash.

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Only 1.4 crore Indians paid taxes last year. The concept of tax evasion seems even more prevalent amongst business families in India with a majority of them thinking its right because that's how it has always been. How can the country improve if people hide/minimize their income and evade tax. Always easy to blame the government without doing our part.

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anyone in here strictly.service 401K plans on the independent side? how much can you make on that realistically with a medium size AUM book being currently managed? trying to determine if meetin..

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Hey guys anyone living in Abu Dhabi, can you please tell approx cost for 2 living in a 1 bhk apartment?? Is 8k aed sufficient for monthly expense?

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I am in my early 40's and have about $300K invested and some in cash. I have $70K in credit card debt (no lavish lifestyle, just 2 bouts of unemployment and some major medical expenses, even after insurance).

I live below my means, LCOL city, used car, max my 401K, save my bonuses, etc.

I am going to get a large bonus where after tax, I'll get a couple hundred thousand.

Should I prioritize pay off all credit cards or pay down half/some of the cards and use the rest for a house down payment?

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Eth dip may have been the greatest buying opportunity we will see all year

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Do you have target sell prices for your coins or are you just hodling?

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Hey Guys,

What is reasonable or competative salary for family person in Singapore cost of living onwards.
Is 9k a good salary after tax for 4 members. It can be considered that school cost would be 2.5k, and house 2.5k. will the overall cost for month can come under 7.5 k ? It realistic or just illusion ?

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Should I short the market through Feb as the omicron wave is coming up? I have a few losing positions in stocks that I am willing to offload anyhow, so is it worth selling out and buying some s&p500 short etf, or maybe some options?

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Just heard that property prices are soaring in Florida, the news reported that mortgage rates are doubling. Meanwhile I’m over here in semi-rural Iowa, wondering if I will ever make a sale again…

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Opinions on investing in REN?

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What percentage of your monthly income do you actually see in your check, your net pay? Basically, what percentage of your check goes towards all the different deduction? I get 50% of my gross income deducted.

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Rolex Cosmograph Daytona M116508-0004

Considering buying this for myself. Is $36,650 (plus tax) too much? Would you?

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Are any of you shocked to see how much more our friends across the pond are earning?

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If we could only break into another generation of buyers? Maybe we target the ‘Boomer Builders’ entering Senior Living Centers?

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Should I pay off my student loans next year or save my money? I’m hoping to do a career change and want to be as debt free as possible

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Can I get monthly inhand salary from this after income tax deducTion ?
My 80C is 150000 and paying rent of a 50k monthly. No other investments in place

All the allowances are credited directly NOT in the form of reimbursements.

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Small modification to my GMT BLRO — can you spot it?

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Is backgrnd verifcation done after joining the DBS ?

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I am having 8yrs of overall experience working in HCM out of which last 4yrs in Workday, I got an offer of of 15 fixed and 4 variable from Accenture. What is the market standard for this experience?

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Need opinions on these two options:

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Gartner
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200k base + 90k variable (290k OTE; uncapped)

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For those who left a previous job for a new one, what was the process like? I accepted an offer for in consulting and idk how to tell my current job. If you could lay out the steps to that process, I’d really appreciate that

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Curious to know, especially from partners/shareholders, whether it’s still a prevailing thought that tattoos in the legal profession are taboo? I have a half-sleeve on one arm and still feel wary about wearing a polo to the office that my tattoo may peek out of. Thoughts?

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Anyone done a board and train for their dog around Atlanta? If so, any recommendations?

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Joined Accenture early May at Manager. Literally feels like I don’t even work at Accenture right now. Anyone feel the same?

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Additional Posts in Personal Investment Chatter

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Where would you put 25k right now?

(Have 8-month emergency fund and no consumer debt)

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If I have only enough income to invest ~6% (to max company match) pretax currently (working on paying off credit cards I racked up over the years, as well as saving for a ring and house), are regular 401k contributions or roth contributions a better idea?

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Want to start investing and growing some of our savings but I have NO idea where to start. Buy real estate? Invest in the stock market? I’m clueless. Can anyone recommend some books or resources as a good starting point?

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Since Nasdaq has recovered all losses YTD which tech stocks are still available at discount. Looking for 10-20% upside in 6 months. Or tech is in overbought zone and will cool off from here

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I have a 529 open for my child. I max my contribution to his 529.
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