Is there an easy way to do a sort of “pre approval” check for a VA loan in terms of what amount you’d likely be approved for?

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I just called a lender and gave them basic info over the phone. They asked about combined HHI, credit score, and a few other basics then gave me an "up to" amount pre-approval.

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Yes. Use Veterans United or Navy Federal Pre-Approval process on their website. Veterans United is very very easy.

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Yes, requires basic info and a credit check

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Debt to income generally should be at or below 42%. Underwriting could go higher and often does but blanket sanity check

For debt, take all of your monthly debt payments. Only the ones that would show up on a credit report (including the min payments on any credit cards). Your new loan would be included in this.

For income, use gross income. If it’s non taxable, it can be grossed up (ie active duty BAH, VA disability etc).

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