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Hello everyone, I am Data Engineer with skills on Azure and am holding couple of offers KPMG Digital Lighthouse as Consultant : 12.5 LPA fixed +20% variable +1.25L bonus Tiger Analytics as SE : 14.5 fixed YOE : 4.1 years Can you please help me with which is better in terms of growth and WLB with your insights ? Tata Consultancy KPMG India Tiger Analytics KPMG Deloitte EY
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The 58K applies to the sum of your 401k contributions (Roth and traditional), plus the employer match, plus the after-tax 401k contributions (aka the Megabackdoor).
If you went over with after tax contributions you need to ask for a refund of the excess before the end of the tax year
Thanks. Do employer retirement plan contributions outside of 401k counts toward the 415 limit as well? PwC has a retirement account for employees and contributes a percentage of your salary into that account annually.
Where does that contribution go? If it goes to your 401k, then it counts. BCG has that too and the contribution gets deposited in our 401k
It’s a separate wealth builder account which is distinct from the 401k. Although it’s managed the same way as the 401k and I can make the same fund investments.
Chances are it’s a 401k account just called differently. BCG calls it Profit Sharing and Retirement Fund
Are HSA contributions counted toward the 58k limit? I contribute pretax dollars and also get a small match from pwc.
They are not