Is there any reason why people don’t invest in real estate ?

What’s your recommendation if my new 401k does not accept pension rollover? I think the only 2 roll over options left are traditional/Roth IRA, right? If I first roll over the pension to traditional IRA, and then immediately roll over the traditional IRA to my new 401k, will I still trigger the pro rata rule when I do backdoor Roth in the future? I have never contributed to a traditional IRA or done backdoor Roth so far.

1st yr, been putting away 18% of pre-tax income to 401K (-27% return). Have $3k to invest, what would you recommend? pay towards $4k loan, increase contributions, roth ira?

Should I invest in Tesla or Apple? Looking at least 1+ yr to hold

DDD is up 80% today....just sold half of my shares to lock in some profit. I’m new to this selling game (have always been a long holder). Is it a good strategy to wait for it to dip back and buy more? Or am I not doing the Math right here...

Do you guys think the stock market will generally continue to go up over the next 50 years and follow the historical trends it has since the early 1900s (approx 10% returns annually)?

How do I know if my 401K plan allows for mega backdoor contributions? I have it through Fidelity, but not sure how to figure out if my plan allows for it

Is there any advantage or disadvantage to maxing out 401k in a single contribution instead of a taking some out of every paycheck

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

A sobering statistic: 44% of households are in liquid asset poverty. Count your blessings.

$350k HHI, no debt/loans/no near term plans for kids, would be first time home owners. New job 5 mos ago. Our rent is pretty good ($2,250) but we’re eyeing some pricey houses (1m-1.2m) in a HCOL area. We can put down up to $325k, more if we wait until next year…Whaddayathink? Would you wait? Aim a little lower on house price? Put more/less down?

What is the minimum salary required to be able to save 3 lakhs per month in Glasgow (wife is not working)?

McK fish, if I am based and located in a low tax state and I travel to say NYC or California for work, will I be paying the NYC/California taxes? Or will McK make me whole on the tax differences

Fishes, I have a question :
As per my knowledge EPF interest is calculated month on month basis however it is credited at end of the financial year.

What if I transfer the EPF amount to other companies PF account will I be getting the whole year’s interest on the amount that is transferred at end of the financial year or else will it be on pro rata basis?

Here PF accounts are in two different trusts

Hi all, I’m in the market for a used luxury car. Which would you choose: 1) 2014 Lexus RX 350 with 100K miles for $19K 2) 2018 Audi Q5 premium with 81K miles for $20K OR 3) 2016 BMW 428i xDrive Gran Coupe with 40K miles for $20,000. I want a nice car that isn’t expensive to repair and I can trust and won’t regret getting

How does one get pre approved and start the process of looking to buy a home? Do I go online and do it myself or do I find a real estate agent first and they’ll help with that? I’m so lost on how to begin the process as this would be my first home.

If I buy a car from a private seller out of state where I’m paying off their lien, then there’s a delay until the bank and dmv sync up and release the lien on the title, does the car just have to stay with the seller or I have to pay to ship it to me? I don’t see how I can drive it back without the title, which is required to get a temp transport plate. Car is in Wisconsin I’m in Illinois, and lien is with Chase bank.

Anyone have any insights on when Coinbase will start allowing trades for Polkadot?

What’s your age and asset allocation?

I’m looking to purchase a home. I have enough for 20% down and I qualify for a traditional mortgage but my dad suggested he lend me the full cash to make the sale that way I have more negotiating room and can close faster. Then once I close I can refinance it and keep 20% in the house and pay my dad back for the 20%. Is there a downside to this? Will it get messy?

60k of a 200k mortgage left, for home I got for my parents. found a 1BD for me For 220k chicago west loop. Is it wise to buy? 25k in savings and 32k in 401k. I spend 1700$ a month on rent otherwis

Not accounting related but how do you deal with loud upstairs neighbors? I can literally hear everything they do and it’s affecting me psychologically

I only trust crypto because it will hedge against inflation and a potential market crash

It doesn't really matter what you do, it just matters how the story is told and who tells it

What is everyone planning to do in holidays? tier 3 is here :(

For those who have onboarded remotely, have you found it difficult to connect with and embody your new company’s culture? Culture is important to me and a big part of it was being with your coworkers and having meaningless chit chat

Wanted some clarification about TCS salary structure Job level offered is C3B

1) Monthly performance pay is 9.25 percent of CTC. Recruiter is saying this is fixed salary. Is this component always fixed or there are scenarios when company can deduct this? Even if one is on bench, is this fixed?

2) Performance Bonus / Quarterly variable is 12.7 percent of CTC. Is this too high or standard for all people at C3B level?

3) Together both make variable 22% of CTC. Is it normal or too high?

Peeps, what's your fap frequency? (no of times Done daily/weekly)

Whenever I walk in a room filled with advisory people I feel smaller

Anyone think QQQ will hit $342 by 5/14?

How do you say “buy this product” in a headline without saying “buy this product”?

Sincerely,
A Junior Copywriter with a shitty brief and an even shittier turnover time 😭😭🥹

Watching Pritzker and Cuomo has been so eye opening in terms of how leaders can address their people in times of crisis and how lackluster the 2020 candidates are by comparison...

Is there any Gender Bias at Accenture when it comes to Promotion/Rewards?

Has anyone ever beat the budget without eating time?

Help!! What’s an appropriate salary range for a HCOL (NYC, or California like SF or LA) tax analyst role and senior tax analyst role. Coming from LCOL (TX) where the range I’ve been offered so far is 80-90. I have 3 years public accounting experience. Been seeing such a variable range (some not even diff from LCOL range).

What are exit opportunities like in S&O?

I make 127k MCOL, experienced and planning to go back to Big4 from mid tier. What’s a reasonable ask 25/20/15%? In core federal compliance.

About to start the "Fit Match" phase after passing all the interview rounds. Any tips going into this? It feels like more interviews

Based on the responses on the other thread that think $1M is not enough to quit big law, how much do you personally think is enough to quit big law (but not necessarily retire)? No right or wrong answers I suppose but just curious…

I almost left my work for a vertical but my manager really convinced me to stay and would help promote me. This was 1 month ago and they promoted me last week. I got a good offer from a company in a different state in an industry I like. How should I bring up leaving after just getting promoted?

Input needed for prioritization techniques for an enterprise based Agile project. The solution has 9 to 10 streams with their own backlogs so how do you plan for MVP. Need to align the team on it.

I am an average programmer. How do I get started with AI/ML? Coursera - Andrew Ng or some bootcamp?

Hello fellows, somebody that works as a senior developer on salesforce?
I have an offer from Deloitte and i world like to know how are the pros and cons on the technology.

Is pleasant to work on ? Is worth to learn as a skill ?

How is TCS as a company in comparison to Accenture? Salary. Benefits, bonuses, clients, etc.

UI Path vs BluePrism vs others? What's your favorite RPA tool?

WTF world? Anthony Bourdain ???? Suicide .... 😞😞😞

Hey everyone is anyone hiring?

I am finishing my time with the bank at the end of the year and am looking for new opportunities, I primarily work in the IT space but more of a business consulting style role, I have experience in the salesforce space, health care, banking, and telecommunications. I’m looking for scrum master, project manager, team lead, basically any opportunities related to or similar to those roles 😁

What frustrates you about daily life? (Apart from the people in it)

Hi! I am in Manhattan (NY) during 2 weeks and i would like to meet people. Thanks!

I’m looking to transition to a new role with more responsibilities and higher pay of course. I’ve been having a lot of trouble recently, and frankly it’s made me feel very down. I haven’t been able to get past initial recruiter screenings or first round interviews. I have almost 2.5 yoe as a BA and PM as well as a mba but I just can’t get a new role. Any advise or tips would be appreciated.

Do you have any professional certifications in Data/Analytics? If so, which one would you recommend and why?

Does anyone here have experience with or being a virtualization engineer? Working with VMware, VMware tanzu, kubernetes, docker, etc.?

Can complex API testing be automated using AI/ML? Any pointers?

Just got an offer from a NYC boutique outfit Essential Consulting. Yea or Nay?

What are some good responses to " why do you want to work in cloud?". I feel my answer to this is not well thought out. Any ideas, other than "mo money" $😁

Are KPMG recruiters working this week? I was supposed to hear back on an offer by 12/28. I figured I would have heard last week, but no news yet.

EY people!! My friend is a manager at Accenture waiting on his offer from EY Financial services advisory. What compensation package should he expect/would be good for this EY SM role in the Chicago market? Thanks.

Anyone referring for FAANG companies?

What is the difference between a good and a great contractor? I need to bring on board a few independent contractors (BAs, Solution Arch, and devs). I'm up to my eyeballs in CVs and need to shortlist.