Is this a good time to refinance student loans? I got MBA loans at ~$150K and ~4.5% interest rate

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What time period? If it’s 20 years then that’s pretty good

Depends on what your current rate is. 4.5 is what I have with my current 10 year. I got 4.5 for 20 years quotes to me and 3.76 for 10.

If government I would not

Go IBR pay minimums for 20 years. No way they leave tax law as is where that becomes taxable. I wouldn’t risk losing the benefits of government backed.

Not government. I’m not an American citizen, so don’t have access to that

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