Is this good?

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Calling 6% YTD a conservative return

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The return is the return. It can’t be conservative or aggressive. The investments can, the return can’t. We have no idea what they hold or what they are comparing it to.

It depends on what you have and what you are comparing it to. Not sure what you mean by ytd is conservative. It is the actual ytd return. It is not conservative or aggressive. It is the number.

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Short timeframe but looks like it underperformed YTD unless you have a substantial bond allocation. What are you holding?

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No bonds at all! Posting below

I’m up 9% yard holding SPY and extra tech exposure. So probably playing safer than you need to be but still good!

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I looked at mine yesterday & thought I needed to adjust given this percentage on the right. Now that I’m looking at it again, I’m not sure what “US stock” means — ? Is it S&P & NASDAQ?!

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Depends on your goals as an investor.

Someone with a traditional 60/40 split of stocks and bonds will lag the SPX most years, but have more consistent returns and smaller drawdowns.

I’m an active investor and trade everything. I sat on ~30% cash the last 9 months of the year and beat the SPX by several points.

Some people went all out and tripled their money from April to Dec (and many gave a chunk of it back in Q1).

For what it seems like you’re invested in the rate of return is alright. 6+% in a quarter and a bit isn’t too bad.

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And also, if I’m looking at YTD, it’s a pretty conservative return right? But I didn’t think I had conservative investments.

Webull?

Is that a suggestion?

Here’s my holdings. This is across multiple accounts.

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Nooo don’t base any investment decisions on past performance, especially not 4 months of performance. Intl has lagged US but that doesn’t mean it will for the next decade (some other economies have more room to growth, lower valuations, etc.).

Individual investors lose a ton of money chasing performance. Create a portfolio that suits your risk tolerance and is well diversified, then stick to it. Assume any intuition you have about the market is already baked into the price unless you have very, very good reason not to.

smart

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